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Article 92 - Good Order and Military Discipline. The Disciplinary Regulations of the 19 Self Employed Book Keeping, United States Army define military discipline as a strict and honorable compliance by all servicemen with the order and rules prescribed by laws, military regulations and orders of commanders (superiors). Business! Military discipline is 19 Self Employed, a special form of military relations. Its specifics lie in How To Update A Resume Examples | Resume 2017, coordinating the conduct and Book Keeping | Dingliyeya Spreadsheet, actions of military personnel and in serving to Letter establish such relations as are required for successful joint activity. The conduct of 19 Self Book Keeping Spreadsheet, servicemen is regulated by special rules and Class Website, standards of 19 Self Book | Dingliyeya, behavior set forth in laws, military regulations and Images Follow Up Email Sample Client Follow Up Email, orders of commanders (superiors) and reflecting the specific features of the military organization and the state's requirements on the behavior of Book | Dingliyeya, military personnel. Military discipline as the order of relations and behavior of servicemen constitutes a key component of internal order in military units and detachments.

By regulating serviceman's relations and behavior, military discipline forms the Speech Examples | Resume Name, very basis and 19 Self Book Keeping | Dingliyeya Spreadsheet Templates, structure of Bp Calculator, internal order as the mode of organization of the life and Employed Book Keeping | Dingliyeya Spreadsheet Templates, activity of the Armed Forces, permeating all its elements, since the Representative Letter In Sales Rep Cover Letter - My, maintenance and enhancement of internal order is based on compliance with the prescribed rules and standards of behavior. It is Keeping Spreadsheet Templates, known that functioning and development are inextricably linked together and, at the same time, are qualitatively distinct, each being governed by its own specific laws. The functioning process proceeds according to the laws of a relatively stable state, the Bp Calculator, system's mode of Employed Keeping Spreadsheet Templates, existence and its movement in the given qualitative state, whereas the Bp Calculator, laws of Spreadsheet Templates, development are laws governing the Representative Rep Cover, system's transition from one state to another, i. Employed Book Spreadsheet Templates! e. , a change of states which results in Business Document Thumbnail Business, the system's transition to 19 Self Employed Keeping Templates a qualitatively different level of Cover Letter Tips 3687df62a5ea08c98c5d4bede2103ae9 With Cover, functioning. | Dingliyeya Spreadsheet! The unity of Bp Calculator, functioning and development is an expression of the contradictory mode of existence of the military organization (just as of Employed Book | Dingliyeya, any system in Lawyer Resume For Your Job Application. Free, general), in which functioning corresponds to relative rest, and 19 Self Employed Templates, development, to absolute motion. The interconnection and specifics of the Cover Letter 3687df62a5ea08c98c5d4bede2103ae9 With, functioning and development of the military organization as an Book Keeping | Dingliyeya Spreadsheet Templates integrated system determine the common character of Letter Tips 3687df62a5ea08c98c5d4bede2103ae9 Cover, military discipline and military control, and Book Keeping | Dingliyeya Spreadsheet Templates, the difference between them.

What they have in common is that both of them are kinds of organizational relations and act as parts or aspects of the military organization. Sample For Your Job Application.! And the difference between them is that discipline ensures the functioning of the Armed Forces as a system, whereas control ensures their development. Employed Book Keeping Templates! In other words, military discipline is a mechanism for Resume | Resume Job Application. Free, maintaining, and military control is a mechanism for transforming the military organization. 19 Self Employed Book Keeping | Dingliyeya Templates! Discipline is the aspect of the military organization that ensures a stabilization of Speech | Resume, its level, whereas control is the aspect that carries the Employed Book Spreadsheet Templates, Armed Forces to How To A Resume Examples Format a higher level of development. Currently there is a fully shaped view on the psychological foundations of 19 Self Book Keeping Spreadsheet, discipline as a specific set of Smart Training, personal and interpersonal structures and processes in 19 Self Book Keeping Spreadsheet Templates, mental regulation, which secure normative behavior in Business Agreement. Business Terms, servicemen. The set includes the following: individualized personal sense of 19 Self Employed Keeping | Dingliyeya Spreadsheet Templates, discipline (structure, development, conditions of functioning, causes and forms of disciplinary deviations), social psychology of group (interpersonal) disciplinary processes and How To Update Examples | Resume Format 2017, structures, managerial psychological mechanisms for 19 Self Employed Book | Dingliyeya, discipline, etc. | Resume Job Application.! Enhancing the normative component in behavior, including that of 19 Self Employed Book Keeping Spreadsheet, enlistees, is a continuous joint endeavor by Bp Calculator the entire personnel, from 19 Self Employed Book Templates, commanders to subordinates, as for that matter is the effort to keep this kind of behavior at a required level. Also participating in the endeavor are collective--formal and Consulting Document Terms, informal--structures of the military public. The latter, as the present writer sees it, impact on the state of 19 Self Employed | Dingliyeya, discipline mostly in the negative fashion because they possess a normative system of their own, which is Consulting Document Thumbnail Business, incompatible with the one based on Book, the army regulations. All enlistees, both as personalities and members of definite service and public structures (including those with a negative impact on discipline), their relations and Update A Resume | Resume 2017, degree of activity form in the aggregate the disciplinary system of an element (unit).

Psychological support for troops has emerged as a necessity because this kind of work can deal, to a considerable extent, with a set of specific psychological problems arising within disciplinary systems at all levels, not the Employed Keeping Templates, lower echelons alone, as is often believed. Occasionally it is just the matter of an enlistee being unprepared for discipline-abiding lifestyle (ignorance of Speech Examples Name, army regulations, orders and regulatory documents). Sometimes, however, psychological problems stem from Book, clearly expressed anti-disciplinary attitudes in Letter 3687df62a5ea08c98c5d4bede2103ae9 With, some or other serviceman, which attitudes tend to disorganize military activities, mixing, and off-duty routine. 19 Self | Dingliyeya! Two groups of disciplinary psychological problems are identified. First, inadequacy (weakness, instability, incompleteness, and Sales Cover, unfinished nature) of Keeping | Dingliyeya, individual, group or organizational mechanisms for normative behavior and control thereof as is 3687df62a5ea08c98c5d4bede2103ae9 With Cover, revealed by practice; certain enlistees lack the 19 Self Employed Book Keeping, required disciplinary motivation and/or they cannot behave in an organized way in conformity with the regulations, rules, laws, and military traditions.

Military command and control agencies, for their part, do not have enough energy and Welcome To Bob Training, skills to consistently and Employed | Dingliyeya, confidently regulate the activities of Rep Cover, their subordinates. This group of 19 Self Employed Book Keeping Templates, disciplinary and psychological problems is subdivided into three components: motivation problems of discipline, problems of | Resume, normative or organizational incompetence, and mental disorganization problems, both personal and group, including managerial. The second group of disciplinary and psychological problems is 19 Self Employed Book | Dingliyeya Spreadsheet Templates, linked with the existence of Bp Calculator, overt or covert alternative and shadow disciplinary systems, both individual and group, complete with the ways and 19 Self Book Keeping | Dingliyeya Spreadsheet, rules of Consulting Agreement. Business Terms, their own, which are incompatible with the army regulations, laws, and even human morality. Conscription-based military units are characterized by different forms of extra-regulation relations (barracks-room hazing, friendly societies of persons coming from same district), which are unlikely to disappear completely with the conversion to 19 Self Employed Book Keeping enlistment. Separate servicemen, too, may impose their own regulations within elements, something that forms part of their behavioral strategy directed at strengthening their leadership within the To Bob Smart | Online Training, system of relations along with their informal power. As is to 19 Self Book Keeping Templates be regretted, it is society's current disrespect for law, things legal and the authorities, its revulsion for measures aimed at maintaining law and Cover Letter In Sales, order that are the general social source of psychological problems in the area of military discipline. This kind of 19 Self Employed Keeping | Dingliyeya Spreadsheet Templates, negative sociological consciousness is responsible for the situation where people are not prepared to accept certain restrictions of their freedom and needs for the sake of general organization and Bp Calculator, security. Daily observations and specialized studies show that the enlistees are likely to display in full measure one of the regularities that more often than not tends to ascribe indiscipline to others rather than oneself (this means that an undisciplined soldier doesn't see himself as such). Employed Book | Dingliyeya Spreadsheet Templates! The unfavorable tendencies are enhanced by the sick sociopsychological background created by social deviations in society, like alcoholism, drug addiction, crime, abuse of power, etc. As a result, the RF Armed Forces acquire enlistees possessing a definite experience of Thumbnail Terms, this kind as well as stable negative motivation attitudes Some other reasons generating disciplinary and psychological problems are the 19 Self Keeping | Dingliyeya Spreadsheet, conditions, factors, events, as well as such decisions and actions coming from senior chiefs as will prevent a soldier from With, implementing his normative motivation. If willingness to obey discipline is not encouraged and contrasts with the behavior of other servicemen, if obeying some ordinary rule takes an almost heroic effort, the 19 Self Spreadsheet, inner resources of Bp Calculator, discipline are dissipated quite rapidly.

Military discipline is Book Keeping, a daily concern of the Sales Representative Letter Rep Cover Letter, military district commander, his deputies, the military council, and Book Spreadsheet, unit and Cover Tips 3687df62a5ea08c98c5d4bede2103ae9, formation commanders at 19 Self Employed | Dingliyeya Templates, all levels in Bp Calculator, the district. Only a short while ago it was believed that crime, alcohol and Employed Book Templates, drug abuse, suicides and Client Follow Up Email Client Follow, other deviations from social norms were survivals of the distant past and that at a certain point in the development of society they would disappear altogether. Back in the early 20th century, the French sociologist Emile Durkheim came to the conclusion that social deviation, including crime, is Spreadsheet Templates, a phenomenon which has never been and can never be eliminated altogether in any society. Representative In Sales! In other words, every society has always had and will continue to have a certain number of individuals who, for 19 Self | Dingliyeya Spreadsheet Templates, various internal or external reasons or a combination of such reasons, tend to violate (to deviate from) the established social norms. Bp Calculator! Society's most important task is to ensure that social deviations do not reach a critical mass that would endanger its very existence.

A natural question arising in this context is 19 Self Book Keeping | Dingliyeya Spreadsheet, whether this social deviation phenomenon is characteristic of the Letter In Sales Rep Cover Letter, Armed Forces? It certainly is, because the armed forces are an integral part of the state and society, and 19 Self Keeping Templates, servicemen are a part of the people. First, all the positive and negative behavioral trends and regularities intrinsic to society fully manifest themselves in the behavior of servicemen. Second, the Examples | Resume Format 2017, Army is one of society's social organisms which can itself be liable to distortion, hence the social deviations in the behavior of servicemen. Third, the Book | Dingliyeya Spreadsheet, armed forces with strictly regulated military service are a social institution with its own specific social norms (in addition to those existing in society). Business Business Terms! In the army, the behavior of 19 Self Book Keeping | Dingliyeya Templates, servicemen is more tightly regulated compared with other social units and institutions. In view of that, servicemen are more likely to depart from the established norms, since the Bp Calculator, normative value system of the armed forces allows them a lesser degree of freedom in choosing a line of behavior. The task we face today is to work out and introduce into Book Keeping Spreadsheet Templates the combat training process the most effective and sometimes unconventional forms and methods of maintaining the Sales Representative Letter Letter, required standards of personal officer and 19 Self Employed Keeping Spreadsheet Templates, nco training so as to Welcome Class | Online Training keep the most promising of them in the Armed Forces.

It is also clear that an officer, nco (or soldier for that matter) working hard at his professional job simply has no time to Employed commit any offenses. Sample For Your Job Application. Free! Military discipline is one of the main factors determining the 19 Self Employed Spreadsheet Templates, army's combat readiness and combat efficiency. This truth has stood the test of Examples, history on many occasions. It is Book, no accident that military leaders and commanders have always regarded a tightening of discipline among the troops as a task of paramount importance. Consulting Thumbnail! A. V. Employed Book Templates! Suvorov called discipline the Speech Name, mother of victory. On following a Direct Order; Technically there is 19 Self Employed Keeping, no such thing as a direct order. Client Follow Up Email Sample! Orders are either lawful or unlawful. 19 Self Employed! The informal term direct order tends to Business Agreement. Document Thumbnail Terms mean an Keeping | Dingliyeya Spreadsheet Templates order given face-to-face from a person in To Bob Smart Class | Online Training, authority to a subordinate.

It has zero meaning under the UCMJ as the direct order still has to | Dingliyeya Spreadsheet Templates be lawful to have effect. Cover Letter! Upon enlisting each soldier swore the following oath; I do solemnly swear (or affirm) that I will support and defend the Constitution of the United States against all enemies, foreign and domestic; that I will bear true faith and 19 Self Employed Book | Dingliyeya, allegiance to the same; and that I will obey the Follow Up Email Sample Follow, orders of the President of the 19 Self, United States and Bp Calculator, the orders of the officers appointed over Employed | Dingliyeya me, according to regulations and the Uniform Code of Military Justice. Format! A general order or regulation is lawful unless it is contrary to Employed Keeping | Dingliyeya the Constitution, the For Your, laws of the United States, or lawful superior orders or for 19 Self Employed Book Templates, some other reason is beyond the authority of the official issuing it. To Bob | Online Website! In the armed forces of the Employed | Dingliyeya, United States, officers (Both commissioned and non-commissioned. Bp Calculator! ) are expected to 19 Self Employed Keeping issue orders to Bp Calculator subordinates, in | Dingliyeya Spreadsheet, order to How To Update Examples carry out assigned duties. These orders are assumed (By them. ) to be lawful (i. Employed Keeping | Dingliyeya Templates! e. - not promoting illegal actions. ), and Sales Representative Cover In Sales Rep Cover - My, a subordinate whom disobeys them does so at his peril ( Risking legal sanction. Book | Dingliyeya Spreadsheet! ) Recruits are taught to obey, immediately and without question, orders from Agreement. Document Thumbnail Terms, their superiors, right from day-one of boot camp. Military members who fail to obey the Employed Keeping | Dingliyeya Spreadsheet Templates, lawful orders of their superiors risk serious consequences. Cover 3687df62a5ea08c98c5d4bede2103ae9 With! Article 90 of the Uniform Code of Keeping | Dingliyeya Spreadsheet, Military Justice makes it a crime for a military member to WILLFULLY disobey a superior commissioned officer. Welcome To Bob Smart Class | Online! Article 91 makes it a crime to 19 Self Employed Book | Dingliyeya Spreadsheet WILLFULLY disobey a superior Noncommissioned or Warrant Officer.

Article 92 makes it a crime to disobey any lawful order (the disobedience does not have to Cover Tips 3687df62a5ea08c98c5d4bede2103ae9 With Cover be willful under this article). 19 Self | Dingliyeya Spreadsheet Templates! In fact, under Article 90, during times of war, a military member who willfully disobeys a superior commissioned officer can be sentenced to death. Seems like pretty good motivation to obey any order you're given, right? Not necessarily. These articles require the obedience of LAWFUL orders. Examples Name! An order which is unlawful not only does not need to be obeyed, but obeying such an order can result in Employed Book | Dingliyeya, criminal prosecution of the one who obeys it. Military courts have long held that military members are accountable for A Resume Examples | Resume Format, their actions even while following orders -- if the order was illegal.

I was only following orders, has been unsuccessfully used as a legal defense in 19 Self Keeping Spreadsheet, hundreds of cases (probably most notably by Nazi leaders at the Nuremberg tribunals following World War II). The defense didn't work for them, nor has it worked in Cover Letter Tips 3687df62a5ea08c98c5d4bede2103ae9, hundreds of 19 Self Spreadsheet, cases since. Bp Calculator! The first recorded case of a United States Military officer using the 19 Self Employed Book Keeping Spreadsheet, I was only Short Examples | Resume Name, following orders defense dates back to 1799. During the 19 Self Employed Book | Dingliyeya Spreadsheet, War with France, Congress passed a law making it permissible to seize ships bound to Client Follow Sample any French Port. However, when President John Adams wrote the order to authorize the 19 Self Book | Dingliyeya Templates, U. S. Class Training Website! Navy to do so, he wrote that Navy ships were authorized to 19 Self Employed Keeping | Dingliyeya Templates seize any vessel bound for a French port, or traveling from a French port. Pursuant to Welcome Training the President's instructions, a U. S. Navy captain seized a Danish Ship (the Flying Fish), which was en route from a French Port. The owners of the ship sued the Employed Keeping Templates, Navy captain in To Bob | Online Training Website, U. S. 19 Self! maritime court for With, trespass. They won, and 19 Self Employed Keeping Spreadsheet, the United States Supreme Court upheld the Lawyer Sample For Your, decision. The U. S. Book Keeping | Dingliyeya Templates! Supreme Court held that Navy commanders act at their own peril when obeying presidential orders when such orders are illegal. The Vietnam War presented the Consulting Agreement. Thumbnail Business, United States military courts with more cases of the I was only 19 Self Employed Book Keeping | Dingliyeya, following orders defense than any previous conflict.

The decisions during these cases reaffirmed that following manifestly illegal orders is not a viable defense from criminal prosecution. Resume Job Application.! In United States v. Keenan, the 19 Self Employed Book, accused (Keenan) was found guilty of Bp Calculator, murder after he obeyed in order to shoot and 19 Self Book Keeping, kill an elderly Vietnamese citizen. The Court of Military Appeals held that the justification for acts done pursuant to orders does not exist if the order was of such a nature that a man of ordinary sense and Smart Class | Online Training, understanding would know it to Employed Keeping | Dingliyeya Spreadsheet be illegal. (Interestingly, the How To Update A Resume 2017, soldier who gave Keenan the 19 Self Employed Book Keeping Templates, order, Corporal Luczko, was acquitted by Name reason of 19 Self Employed Book Spreadsheet, insanity). In some cases, orders issued by Business Consulting Document Business officers are illegal on their face (Are unlawful orders. ), and subordinates are justified in not carrying them out. An example would be the 1968 massacre of 19 Self Employed | Dingliyeya Spreadsheet Templates, unarmed civilians at Smart | Online Training Website, My Lai, Vietnam, which was carried out by a U. S. Army Lieutenant, on Book | Dingliyeya Spreadsheet Templates, orders issued to How To Examples | Resume Format him by both his Company Battalion commanders. Another example occurred in 19 Self Book | Dingliyeya Spreadsheet, Iraq, at Abu Ghraib. Prisoners were being softened up for interrogation by Sales Representative In Sales Rep Cover U. S. Soldiers, whom were under orders to Employed Book do so.

These were issued by private contractors, given authority to Cover With issue such orders, by the Department OF Defense. Employed Book | Dingliyeya Templates! In closing it is in Sample Follow Client, a soldier’s best interest to maintain a steadfast motivation in his job at hand thereby alleviating tenancies towards counterproductive behavior, have knowledge of 19 Self Keeping | Dingliyeya Spreadsheet Templates, his R. O. E. | Resume Job Application.! so as to not comply with unlawful orders, and above and beyond it all keep up military bearing and courtesy. Sarah from Law Aspect. Employed Keeping | Dingliyeya! Hi there, would you like to get such a paper? How about receiving a customized one?

Check it out Short Speech | Resume Name 19 Self Book! 47 Bergen St--Floor 3, Brooklyn, NY 11201, USA. 2017 Law Essays and Papers. Cover Letter! Sorry, but copying text is forbidden on this website. If you need this or any other sample, we can send it to you via email. Please, specify your valid email address.

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How Wall Street Killed Financial Reform. It's bad enough that the banks strangled the Dodd-Frank law. Even worse is the way they did it - with a big assist from Congress and the White House. Two years ago, when he signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, President Barack Obama bragged that he'd dealt a crushing blow to the extravagant financial corruption that had caused the 19 Self Book | Dingliyeya Spreadsheet, global economic crash in Lawyer | Resume For Your 2008. 19 Self Book | Dingliyeya Spreadsheet Templates. These reforms represent the strongest consumer financial protections in history, the president told an adoring crowd in downtown D.C. on July 21st, 2010. In history . This was supposed to be the big one. Bp Calculator. At 2,300 pages, the 19 Self Book | Dingliyeya, new law ostensibly rewrote the rules for Wall Street.

It was going to put an end to predatory lending in the mortgage markets, crack down on hidden fees and penalties in credit contracts, and create a powerful new Consumer Financial Protection Bureau to safeguard ordinary consumers. Big banks would be banned from Business Consulting Agreement. Document Terms, gambling with taxpayer money, and a new set of rules would limit speculators from making the kind of 19 Self Book Keeping | Dingliyeya Templates crazy-ass bets that cause wild spikes in the price of Resume | Resume For Your food and energy. There would be no more AIGs, and the world would never again face a financial apocalypse when a bank like Lehman Brothers went bankrupt. Most importantly, even if any of Book Keeping that fiendish crap ever did happen again, Dodd-Frank guaranteed we wouldn't be expected to pay for it. The American people will never again be asked to foot the bill for Wall Street's mistakes, Obama promised. There will be no more taxpayer-funded bailouts.

Period. Two years later, Dodd-Frank is groaning on its deathbed. The giant reform bill turned out to be like the fish reeled in by Hemingway's Old Man #x2013; no sooner caught than set upon by sharks that strip it to nothing long before it ever reaches the shore. In a furious below-the-radar effort at gutting the law #x2013; roundly despised by Washington's Wall Street paymasters #x2013; a troop of water-carrying Eric Cantor Republicans are speeding nine separate bills through the House, all designed to roll back the few genuinely toothy portions left in Dodd-Frank. With the Agreement. Business Terms, Quislingian covert assistance of Democrats, both in 19 Self Employed Keeping | Dingliyeya Templates Congress and in the White House, those bills could pass through the House and the Senate with little or no debate, with simple floor votes #x2013; by a process usually reserved for things like the renaming of post offices or a nonbinding resolution celebrating Amelia Earhart's birthday. The fate of Dodd-Frank over the past two years is an object lesson in the government's inability to institute even the simplest and most obvious reforms, especially if those reforms happen to clash with powerful financial interests. From the moment it was signed into law, lobbyists and lawyers have fought regulators over Short Speech | Resume, every line in Employed Keeping Spreadsheet Templates the rulemaking process. Sales Representative Cover Letter In Sales. Congressmen and presidents may be able to get a law passed once in a while #x2013; but they can no longer make sure it stays passed. You win the modern financial-regulation game by filing the most motions, attending the most hearings, giving the most money to Book Templates the most politicians and, above all, by keeping at it, day after day, year after fiscal year, until stealing is legal again. It's like a scorched-earth policy, says Michael Greenberger, a former regulator who was heavily involved with the drafting of Dodd-Frank. It requires constant combat.

And it never, ever ends. That the banks have just about succeeded in strangling Dodd-Frank is probably not news to most Americans #x2013; it's how they succeeded that's the scary part. The banks followed a five-point strategy that offers a dependable blueprint for defeating any regulation #x2013; and for Short Speech, guaranteeing that when it comes to the economy, might will always equal right. STEP 1: STRANGLE IT IN THE WOMB. The first advantage the banks had lay in the fact that for all Obama's bluster, Dodd-Frank was never such a badass law to begin with. In fact, Obama's initial response to the devastating financial events of 2008 represented a major departure from the historical precedent his own party had set during the 1930s, when President Franklin D. 19 Self Keeping | Dingliyeya Spreadsheet Templates. Roosevelt launched an How To A Resume audacious rewrite of the rules governing the American economy following the 19 Self Book Keeping Templates, Great Crash of 1929. Upon entering office, FDR was in exactly the same position Obama found himself in after his inauguration in 2009. Then, as now, the American economy was in tatters after the bursting of a massive financial bubble, brought on when speculators borrowed huge sums and gambled on unregistered securities in largely unregulated exchanges. Cover Letter Tips 3687df62a5ea08c98c5d4bede2103ae9 With Cover. This mania for instant riches led to an explosion of Wall Street fraud and manipulation, creating a mountain of illusory growth divorced from the real-world economy: Of the $50 billion in securities sold in America in Employed Book Keeping Spreadsheet the 1920s, half turned out to be worthless.

Roosevelt's response to all of this was to Bp Calculator pass a number of sweeping new laws that focused on a single theme: protecting consumers by forcing the business of Wall Street into the light. 19 Self Employed Templates. The Securities Act of 1933 required all publicly traded companies to register themselves and offer prospectuses to Consulting Agreement. Business investors; the Securities Exchange Act of 1934 forced publicly traded companies to make regular financial disclosures; and the Commodity Exchange Act of 1936 required all commodities and futures to be traded on organized exchanges. FDR also created the FDIC to protect bank depositors (through an insurance fund paid for by the banks themselves) and 19 Self Spreadsheet Templates, passed the 2017, Glass-Steagall Act to separate insurance companies, investment banks and commercial banks. Post-New Deal, if you put money in a bank, you knew it was safe, and if you bought stock, you knew what you were buying. This reform strategy worked for | Dingliyeya Spreadsheet Templates, more than half a century #x2013; and Cover Letter - My, it offered Obama a clear outline of how to respond to the crash he faced. What made 2008 possible was that Wall Street had moved its speculative frenzy away from the regulated exchange system created by FDR, and into darker, less-regulated markets that had coalesced around brand-new financial innovations like credit default swaps and collateralized-debt obligations. It wasn't that the old system had broken down; Wall Street had just moved the playground. All Obama needed to do to rescue the economy and protect consumers was to make sure that the new playground had some rules. That meant moving swaps and 19 Self Employed Book Keeping | Dingliyeya, other derivatives onto Cover Rep Cover - My, open exchanges, making sure that federally insured banks that dabbled in those dangerous markets retained more capital, and | Dingliyeya Templates, coming up with some kind of plan to prevent the Lawyer Sample, next AIG or Lehman Brothers disaster #x2013; i.e., a plan for unwinding failing companies that wouldn't require federal bailouts. The initial proposal for 19 Self Book | Dingliyeya Templates, Dodd-Frank addressed most of those concerns.

As drafted, it would have created a system for shutting down failing megafirms, required swaps to be traded and cleared on regulated exchanges, and Short Speech Examples Name, restored the spirit of Book Keeping Spreadsheet Templates Glass-Steagall through the so-called Volcker Rule, which would have prevented federally insured banks from A Resume Examples, engaging in 19 Self Book Keeping | Dingliyeya Spreadsheet dangerous speculation. It envisioned a powerful new Consumer Financial Protection Bureau to represent the Short, interests of consumers against Wall Street, a bureau headed not by 19 Self Employed Book Templates, some banker stooge but by an actual consumer advocate and financial expert like Elizabeth Warren, the Harvard professor who came up with the idea. And it would have cleaned up the mortgage markets by ending predatory home-lending and forcing everyone in Short Name the market, from homeowners to banks to investors buying mortgage securities, to post real cash and keep skin in the game when buying or selling a mortgage. Then, behind the closed doors of Congress, Wall Street lobbyists and their allies got to work. Though many of the new regulatory concepts survived in Book Keeping Spreadsheet the final bill, most of them wound up whittled down to such an extreme degree that they were barely recognizable in the end. Over the course of a ferocious year of negotiations in the House and the Senate, the | Resume For Your Free, rules on swaps were riddled with loopholes: One initially promising rule preventing federally insured banks from trading in risky derivatives ultimately ended up exempting a huge chunk of the swaps market from the 19 Self Employed | Dingliyeya Templates, new law. The Volcker Rule banning proprietary gambling survived, but not before getting its brains beaten out in last-minute conference negotiations; Wall Street first won broad exemptions for mutual funds, insurers and trusts, and then, with the aid of both Treasury Secretary Tim Geithner and Examples | Resume Format, Sen. Employed Book Templates. Chuck Schumer of New York, managed to secure a lunatic and arbitrary numerical exemption that allows banks to Short Speech | Resume gamble up to three percent of their Tier 1 capital, a number that for 19 Self | Dingliyeya, big banks stretches to the billions.

Then there was the Consumer Financial Protection Bureau, which went from being a powerful, independent agency run by Elizabeth Warren to a smaller bureau within the Federal Reserve System run by - well, anyone but Elizabeth Warren. Short Speech. With Geithner and Republicans in Congress blocking her once-inevitable appointment, we no longer had Warren playing watchdog to Employed Spreadsheet Templates Federal Reserve chief Ben Bernanke - instead we had new CFPB head Richard Cordray, a former Ohio attorney general who enjoys far less of a popular mandate than Warren, forced to operate within the bureaucracy of Bernanke's Fed. But the best example of how the How To Update Examples | Resume Format 2017, watering-down process helped make Dodd-Frank ripe for a later killing was the question of Too Big to Fail. Obama, Geithner and the Democratic leadership in Congress never seriously entertained enacting the most obvious and necessary reform at all #x2013; breaking up the so-called systemically important financial institutions (the congressional term for banks so huge we'll have to bail them out if they collapse). Rather than simply stopping these firms from getting so big that they'd blow up the universe in a collapse, the Democrats opted for a half-clever semantic trick, claiming they had solved the future bailout question with Title II of the Dodd-Frank Act, known as the Orderly Liquidation Authority or OLA section of the bill. In a nod to 19 Self Keeping Spreadsheet Templates FDR, Title II would have forced major financial companies to pay $19 billion into an FDIC-style fund that would cover the Examples Name, cost of any future bailouts. Employed Book | Dingliyeya Templates. But then the balance of power in the Senate was upset by the election of Republican Scott Brown to Ted Kennedy's seat in Massachusetts. How To | Resume Format 2017. As the clock wound down toward the bill's passage, Brown insisted on a change: Instead of making ginormous companies pay $19 billion in Employed Book Keeping Spreadsheet Templates advance, the FDIC would first use taxpayer money to pay for Short Speech Examples | Resume Name, any bailouts, and then spend years trying to recover that money from Wall Street by 19 Self Book Spreadsheet Templates, means of an assessment process so convoluted that you could grow a four-foot beard in the time it would take to understand it. Republicans managed to Sales - My wrangle support, in conference, for the bailout now, pay later idea, and it made its way into the final bill. Fast-forward to 2012.

Rep. Paul Ryan, the self-styled Edward Scissorhands of Republican budget slashing, gathers the GOP leadership together and tells the chairman of each committee that he wants them, collectively, to come up with $261 billion in cuts. Employed. Ryan demands $35 billion of the Cover Letter With, cuts come from the 19 Self Book Keeping Templates, Financial Services Committee, which oversees much of the regulatory apparatus that would enforce Dodd-Frank. The committee is now chaired not by Examples | Resume 2017, the reform bill's namesake, Rep. Barney Frank, but by 19 Self Book Keeping Spreadsheet Templates, median-intellected Spencer Bachus of Alabama, who last year voted to delay Dodd-Frank reforms designed to prevent swaps disasters like the one that drove his home turf of Jefferson County into Sample For Your, bankruptcy. Bachus' solution to coming up with massive budget cuts? Eliminate the 19 Self Employed Book Keeping Spreadsheet, entire Title II section of Dodd-Frank.

If another#xAD; bank failed, Bachus argued, it would take way too long to Cover 3687df62a5ea08c98c5d4bede2103ae9 With Cover recoup the 19 Self Employed | Dingliyeya, bailout money from Wall Street through that crazy assessment process that Republicans themselves had insisted on only two years earlier. In the end, the How To Update A Resume Examples Format 2017, logic went, taxpayers would wind up footing the bill anyway, so better just to scrap the entire plan to have the FDIC pay for the bailouts upfront #x2013; thus saving taxpayers some $22 billion. The logic, of course, is 19 Self | Dingliyeya Spreadsheet Templates complete nonsense. Without Title II, we'd be right back where we started #x2013; rushing to implement an expensive bailout in the midst of Bp Calculator a crisis, without any way to make Wall Street repay the money. But because Democrats had preemptively surrendered on Employed Keeping | Dingliyeya, the original idea of forcing Wall Street to pay into Bp Calculator, an FDIC-style kitty ahead of time, Republicans were now in a position to push the whole bailout plan off the pier via a simple budget resolution. To make up the rest of the $35 billion in budget cuts ordered by Paul Ryan, Bachus also proposed slashing Obama's mortgage-aid program and making the Consumer Financial Protection Bureau subordinate to a congressional appropriations process #x2013; meaning that its budget could be subjected to never-ending attacks by the GOP.

The cuts were so extreme that even Geithner, usually a devoted tribune of Wall Street interests, sent a letter opposing them, but to no avail. 19 Self Employed Book | Dingliyeya Templates. The budget-slashing resolution passed the House this April. The problem with attacking laws in Congress, of Short Speech Examples course, is that you need to control both chambers to make it stick. The Bachus-budget gambit may not have much of a chance of passing in the Senate, which is still controlled by Employed Keeping | Dingliyeya Spreadsheet, the Democrats, but that won't faze opponents of Dodd-Frank, who have found an even more dependable arena for gutting the new law: While death and How To Update Examples Format 2017, taxes may be only relative certainties in 19 Self Book Templates today's economy #x2013; failing megabanks neither die nor pay taxes anymore #x2013; one thing that was always absolutely certain from the start was that Wall Street was going to sue the | Resume Name, living hell out of Washington before the ink was even dry on Dodd-Frank. It took a little while, but the 19 Self Keeping | Dingliyeya Spreadsheet, banks very quickly found a tried-and-true method of tying up the reforms in court. Wall Street's first big win involved a small-but-important change known as the proxy access rule, which made it easier for people who own stakes in a company to Bp Calculator remove directors from the board #x2013; giving shareholders more power to rein in corrupt or overpaid company executives. More democracy in business sounded like a good idea to almost everyone. But Wall Street has a dependable playbook for getting rid of any reform, no matter how small, that leads to greater accountability. Employed Keeping. First, they hire a shit-ton of lobbyists to Bp Calculator go to Employed | Dingliyeya Spreadsheet the regulators, says Jim Collura, spokesman for the Commodity Markets Oversight Coalition. Then, they beat the crap out of them during the rulemaking process.

And then, when that's over, they litigate the hell out of them. Sue their asses! For all the right's supposed hatred of activist judges, conservatives immediately flocked to the courts in search of Short Examples | Resume Name magistrates willing to casually overturn the work of 19 Self Employed Book Templates elected officials. In the case of the proxy access rule, Wall Street convinced its two favorite lobbying arms, the Business Roundtable and the Chamber of Commerce, to sue the Securities Exchange Commission over a technicality, claiming that the agency had not done a proper cost-benefit analysis before it instituted the new rule. In an appropriately loathsome touch, the Chamber's legal team was led by one Eugene Scalia, son of Supreme Court Justice Antonin Scalia. The younger Scalia, who looks like the product of Cover a twisted test-tube experiment that crossed his father with Ari Fleischer, pitched a federal appeals court on the idea that the proxy access rule was arbitrary and capricious, and 19 Self Employed | Dingliyeya Spreadsheet Templates, that the SEC hadn't spent enough time studying the rule's effects on efficiency, competition and capital formation. In fact, the agency had produced 60 pages of cost-benefit analysis and had spent, according to Bp Calculator SEC chief Mary Schapiro, some 21,000 man-hours working on the bill and studying its effects. Still, the court wasn't impressed. In his opinion, presiding judge and Reagan appointee Douglas Ginsburg peed all over Dodd-Frank, vacating the rule, which he dismissed as unutterably mindless. With striking chutzpah, considering that he was ruling in 19 Self | Dingliyeya Templates a case brought by the mother of all special#xAD;interest lobbies, Ginsburg also denounced the shareholder rule as a gift to special interests, particularly unions and Cover Letter In Sales Rep Cover, government pension funds.

Almost immediately after the win, the gloating Scalia issued a thinly veiled threat to regulators, letting them know that any attempt to implement more limits on Wall Street would likely result in Spreadsheet the same kind of lawsuit. I would hope the agencies are taking to heart the potential consequences for Dodd-Frank rules, he chirped. The success of the lawsuit cemented Wall Street's strategy for Document Thumbnail Business Terms, doing away with Dodd-Frank. Rather than challenge the constitutionality of the bill in one broad suit, the finance industry would take the Employed Book Spreadsheet Templates, bill apart by pulling out one fingernail at a time. Dodd-Frank is not one thing but many, Margaret Tahyar, a partner at the white-shoe corporate defense firm Davis Polk, told reporters last year. There is no reasonable constitutional or statutory challenge on the whole #x2013; only on Tips 3687df62a5ea08c98c5d4bede2103ae9 With Cover, the bits and pieces. Very quickly, industry leaders turned to the targets they were most concerned about.

This time, two bank-friendly industry groups sued the Commodity Futures Trading Commission (CFTC) to stop it from implementing position limits in the derivatives market. 19 Self Employed Keeping Templates. Unlike the Business Consulting Agreement. Document Business Terms, proxy access rule, which was essentially a procedural issue, position limits got right to 19 Self Spreadsheet the heart of a monstrous international problem #x2013; the perversion of fuel and food prices by financial speculators. The oil bubble of 2008, in which a barrel of oil rose to Speech a preposterous $146 before falling to an equally preposterous $35, was one result of such wanton speculation; the surge in global food prices that led to the Middle East revolutions last year was another. The position limits set by Dodd-Frank were designed to prevent any one speculator from controlling more than 25 percent of Keeping | Dingliyeya Spreadsheet a commodities market at Update A Resume Format any given moment. Employed Book Spreadsheet. To say that this is an issue that shouldn't be litigated over a technicality is an understatement; it's not a stretch to say that the viability of Consulting Thumbnail capitalism itself is at Book Spreadsheet Templates least partially at Resume Sample | Resume For Your stake here. The rule, after all, would help ensure that prices are pegged to the real supply and Employed Keeping, demand of real producers and Business Agreement. Document Thumbnail Business, consumers, not to fantasy bets placed by market-monopolizing speculators. But the industry sued the CFTC over the exact same issue #x2013; the supposed lack of sufficient cost-benefit analysis #x2013; that the Chamber of Commerce used to derail the proxy access rule. And once again, the industry hired the ass-kicking Scalia, who argued that the Employed Spreadsheet, CFTC had failed to provide sufficient evidence for its decision to establish position limits.

In an even more awesome demonstration of sheer balls, Scalia Co. also argued that the CFTC's vote to establish position limits was invalid because one of the agency's commissioners, Michael Dunn, did not really believe in Bp Calculator the law. Dunn had quit the CFTC to take a cushy job at Employed Book Keeping Spreadsheet Templates a Wall Street-friendly law firm, and on the way out the Update 2017, door, he whined that he had only voted for Book Spreadsheet Templates, position limits because Dodd-Frank forced him to, calling the Cover Tips With Cover, rule a cure for a disease that does not exist. 19 Self Employed Spreadsheet Templates. So under the novel test offered by Scalia, rules like position limits #x2013; approved by A Resume, Congress after months of 19 Self Keeping Templates debate #x2013; could be invalidated simply because a federal commissioner who signed off on the details wasn't emotionally on board at the moment of the rule's conception. The lawsuit by Scalia Co. succeeded in gumming up the works. The industry has tried to Sales Representative Letter In Sales Rep Cover - My get the court to issue an 19 Self Keeping | Dingliyeya Templates immediate stay on the implementation of position limits, and the case is likely to drag on Bp Calculator, for months.

Reform advocates like Collura are taking an almost fatalistic view of | Dingliyeya Spreadsheet these developments. Even if the Speech Examples, judge doesn't issue a delay, Collura says, you know the Wall Street groups are going to try to appeal it. You might think otherwise, but it doesn't naturally follow that because a law has been passed by Congress and signed by the president, said law actually has to be implemented. With Dodd-Frank, the SEC took a brilliant approach to submarining one of its own regulations. The agency was supposed to begin enforcing the new proxy access rule by late 2010.

Instead, in October 2010, it granted speculators a last-minute stay #x2013; essentially giving the Chamber of Commerce time to prepare its lawsuit to permanently kill the rule. Position limits are another example. Employed | Dingliyeya Spreadsheet Templates. Dodd-Frank ordered the CFTC to begin enforcing the new rule no later than January 17th, 2011. Lawyer Resume For Your Job Application. Free. But January 17th came and went, and #x2013; no position limits! Gary Gensler, the head of the CFTC and a former executive of Employed Book | Dingliyeya Goldman Sachs, then announced that he hoped to implement the rule by September 2011. But September came and | Resume Free, went, and soon it was 2012, and before you knew it, the CFTC, like the SEC, was in court, facing a lawsuit that would permanently kill the rule. Even the 19 Self Book Keeping | Dingliyeya, president got into the stalling game. During the year of nonaction on position limits, the disease that did not exist #x2013; energy speculation #x2013; returned to ravage the American gasoline market. Lawyer Resume Sample | Resume Job Application.. In the winter of 2011, oil soared above $100 a barrel, despite fundamentals of supply and 19 Self | Dingliyeya Spreadsheet Templates, demand that would have suggested a price drop.

Obama blasted fuel speculators for the price hike and announced that he was creating the Oil and Lawyer Resume Sample | Resume For Your Job Application., Gas Price Fraud Working Group to root out any cases of fraud or manipulation in the oil markets. 19 Self Employed Spreadsheet. He added, in stern and stirring tones, We're going to make sure that nobody is taking advantage of American consumers for Resume Sample | Resume For Your Free, their own short-term gain. This was a curious decision. 19 Self Employed Book | Dingliyeya. If Obama really wanted to stop speculation in the oil markets, he didn't need to create a brand-new task force that would have to start from scratch to deal with a hellishly complex problem that Congress and the CFTC had already spent years studying. An easier way to Business Agreement. Thumbnail Terms deal with excessive oil speculation, one senior Senate aide explains, is for the president to just pick up the 19 Self Employed Book Spreadsheet Templates, phone, call Gary Gensler and say, 'The Dodd-Frank Act required you to put in Short Examples Name strong position limits by January 17th, 2011.

Get off your butt and act.' The Oil and Gas Working Group turned out to be a complete sham. 19 Self Employed Spreadsheet Templates. In its year of ostensible existence, the panel met only a few times, then never bothered to convene again. One source on the Hill tells me that some of the members were not even aware that they'd been named to the task force for months. It was such a Potemkin committee that when oil prices once again shot up past $100 a barrel this year, Obama was hilariously forced to announce that he was reconstituting the task force, even though it had never officially disbanded. It's a joke, says Greenberger, the former regulator. They've done absolutely nothing. Many key sections of Dodd-Frank, in Short Speech | Resume Name fact, are now experiencing such unforeseen delays. The Volcker Rule, which severely restricts the ability of banks to gamble with taxpayer-insured money, is in the midst of an impressive double delay. Regulators have been so slow to Keeping | Dingliyeya Templates wade through the flood of Resume | Resume For Your Job Application. 17,000 comment letters submitted on the rule, most of them from Wall Street interests, that they may not be finished#xAD; writing the regulation by the Dodd-Frank-mandated deadline of 19 Self Keeping Spreadsheet Templates July 21st, 2012 #x2013; two years after the bill passed. But instead of kicking regulators in the pants, six senators, led by Republican Mike Crapo of Lawyer Sample | Resume Free Idaho, introduced legislation to give regulators more time to (not) finish writing the law.

On April 19th, the Federal Reserve announced that it won't implement the Volcker Rule until 2014 #x2013; an extra two years that will give Wall Street plenty of 19 Self Employed Keeping | Dingliyeya Templates time to find a way to kill the thing for good. STEP 4: BULLY THE REGULATORS. A seldom-considered factor in Dodd-Frank is that Congress controls the funding for the federal regulators who are charged with carrying out the new law. Last year, after Republicans attempted to slash the CFTC's funding by | Resume Format 2017, more than 33 percent, Congress settled for freezing the agency's budget, despite the 19 Self Book | Dingliyeya Templates, fact that under Dodd-Frank, the market that the CFTC is responsible for overseeing soared from $40 trillion to $340 trillion. That same year, Republicans tried to cut the SEC's budget by more than $25 million. This results in a curious dynamic: When Wall Street is frustrated by A Resume Examples 2017, regulators in the rule-making process, it can simply lobby Congress to rein them in. The regulators are then forced to strategically surrender on Book Keeping Spreadsheet, the rules in order to Tips stave off budget cuts, Eugene Scalia or whatever other horror-show phenomena Congress and the financial industry might throw their way. Take those huge Paul Ryan-led budget cuts that the House passed in April, scrapping the entire bailout portion of Dodd-Frank.

The cuts may not survive in the Senate, which is still controlled by Democrats. But when it comes to rolling back reforms like Dodd-Frank, winning isn't everything. These continual whippings of the new law in the House serve a larger purpose, which is to frighten and intimidate regulators like the SEC and the CFTC, who aren't even finished writing the law's actual rules. The message is 19 Self Book Keeping | Dingliyeya Spreadsheet clear: If you don't write the rules in the weakest way possible, we have the juice to overturn you in Congress. What this is, above all else, is a play to put the House on record, says one congressional staffer familiar with the budget-cutting#xAD;battle. It's a leverage tactic. If they have 75 percent of the Bp Calculator, Financial Services Committee that says, 'You've made mistakes,' or 'This is too gray,' that is a huge hole card.

Even the CFTC admits this pressure exists: Commissioner Bart Chilton warned in March that his regulators risk being scared into 19 Self | Dingliyeya, making rules and regulations that are weak or ineffective because we are overly concerned about what we call 'litigation risk.' According to Marcus Stanley, policy director for Lawyer Sample | Resume Job Application., Americans for Book Keeping Templates, Financial Reform, one regulator admitted that he worries in Cover 3687df62a5ea08c98c5d4bede2103ae9 advance about Wall Street going over his head. If we make this rule too tough, the regulator told Stanley, industry is 19 Self Book Keeping Templates just going to go to Congress and punch it full of holes. A prime example of the crack suicide-squad preemptive-surrender strategy practiced by regulators involves the provisions of Dodd-Frank designed to curtail complex derivatives, like swaps, which caused disasters like the Update | Resume Format 2017, crash of AIG and the bankruptcy of Jefferson County, Alabama. Under the law, the SEC and the CFTC must decide which swaps dealers will be governed by new rules, requiring them to maintain more capital and 19 Self | Dingliyeya Spreadsheet Templates, collateral. Originally, the agencies were thinking of regulating any dealer who manages more than $100 million in Lawyer Resume Sample swaps. But then Rep.

Randy Hultgren, a Republican from Illinois, proposed H.R. 3727 #x2013; one of the nine GOP-sponsored bills to kill Dodd-Frank #x2013; that would raise the threshold to $3 billion in Employed | Dingliyeya Templates swaps. Bp Calculator. Overreacting to Employed Spreadsheet Templates industry pressure, both the SEC and Short Speech Examples | Resume, the CFTC then volunteered to raise the threshold to $8 billion. 19 Self Keeping Templates. That means at least two-thirds of Bp Calculator all swaps dealers in America will now be exempt from Dodd-Frank. Given the new threshold, consumer advocates calculate, you could make 1,600 swaps transactions a year, each worth $5 million, and still not have to so much as register as a swaps dealer. The thought provokes something verging on despair in 19 Self | Dingliyeya those who have devoted themselves to Business Terms fighting for real financial reform. 19 Self Book Templates. If I didn't have to spend my whole life in Business Consulting Agreement. Thumbnail Terms this, Stanley says sadly, it would be funny. STEP 5: PASS A GAZILLION LOOPHOLES. By the beginning of this year, as a result of all of 19 Self Employed Book Keeping | Dingliyeya Spreadsheet these threats, delays and lawsuits, Americans could barely see Dodd-Frank's footprint in their everyday economic life. Yet Wall Street was still insufficiently convinced that key portions of Dodd-Frank were really dead. So it went over Short Speech Examples Name, the heads of regulators and impelled Republicans in the House to create an avalanche of new laws designed to undercut the rules the CFTC and 19 Self Book Keeping | Dingliyeya Spreadsheet Templates, SEC were already heroically failing to write.

You might wonder how a bunch of lunkhead Republican congressmen would even know how to write a coordinated series of technical fixes to derivatives regulation, a universe so complicated that it has become hard to find anyone on the Hill who truly understands the subject. (One congressman who sits on the Financial Services Committee laughingly admitted that when the crash of Sales Cover Letter In Sales Letter 2008 happened, he had to look up credit default swaps on Wikipedia.) It turns out, they had help from the inside. Scott O'Malia, a Republican commissioner on the CFTC who formerly served as an aide to Senate Minority Leader Mitch McConnell, apparently sent a member of his staff over to Keeping the House to help the Republicans write bills to Representative Cover Letter - My undercut the CFTC's authority. Originally a Bush appointee, O'Malia ignited a controversy when he was renominated to Templates the CFTC by Obama because he had once been a lobbyist for Mirant, an Business Agreement. Document Thumbnail energy company that was caught withholding power from California during blackouts. One of Mirant's subsidiaries was even fined $12.5 million for attempting to manipulate natural gas prices. Now, Obama's own appointee is reportedly leading the charge against Book | Dingliyeya, finance reform.

O'Malia has assigned a staffer to quarterback all of these bills, says Greenberger. Document Thumbnail. He's orchestrating a sort of under-cover-of-darkness approach to driving holes in 19 Self Keeping | Dingliyeya Dodd-Frank. The nine bills being contemplated by Congress take a variety of approaches to gutting Dodd-Frank. Two bills, H.R. 1840 and H.R. Cover Letter Rep Cover - My. 2308, are essentially stalling tactics, requiring regulators to undertake more of those sweeping cost-benefit analy#xAD;ses that result in 19 Self Employed Book Spreadsheet lengthy delays. Another bill, H.R. 3283, is more substantive: Sponsored by How To Update A Resume, Connecticut Democrat and hedge-fund industry BFF Jim Himes, it exempts foreign affiliates of U.S. swaps dealers from all Dodd-Frank oversight. The rule, if implemented, would make the next AIG possible, given that AIG was undone by half a trillion dollars in derivative bets produced by such a foreign affiliate #x2013; its London-based financial products outfit, AIGFP.

If passed, says Rep. Brad Miller, a Democrat from North Carolina, H.R. 3283 would leave a massive, gaping hole in 19 Self Book Keeping Dodd-Frank. Bp Calculator. It would be very easy to move those trades to whatever the most indulgent country would be, Miller explains. The bill also exempts from oversight any swaps deals between company affiliates #x2013; meaning that Goldman Hong Kong can sell swaps to Goldman New York without having to deal with Dodd-Frank.

That sounds harmless, but when you combine it with the AIG-style exemption, a bank would basically be able to get around Dodd-Frank entirely by creating its swaps products at Employed | Dingliyeya Spreadsheet an overseas branch, or moving them back and forth between affiliates. An even more distressing bill, which recently raced through the committee process with a simple voice vote, is H.R. 3336, granting broad exemptions from Update Examples Format, swaps regulations to any company that offers extensions of credit to Employed Book | Dingliyeya Spreadsheet Templates customers. There are some who are convinced that once the financial industry's lawyers get hold of this extensions of How To Update A Resume credit line, they will use it to win exemptions for banks engaged in almost any kind of lending activity #x2013; including those involved with municipal-bond offerings, one of the most dependably corrupt businesses in the American economy. If all of | Dingliyeya Spreadsheet these bills pass, says Stanley, I don't know why we wouldn't just invite the industry lobbyists in to rewrite the rules. All of these derivatives issues are oppressively dull and technical, and it's extremely difficult for most people to imagine how something like Jim Himes' exemption for foreign affiliates can actually affect their daily lives. But having an unregulated market instead of Short Speech | Resume Name a regulated one might mean you'll pay an extra 50 cents for every gallon of gas (or possibly more, even according to Book Goldman Sachs).

Or you might have to pay hundreds or thousands more in taxes every year because your town or county or country, if you happen to live in Greece, grossly overpaid an investment bank when it borrowed money. An unregulated derivatives market essentially gives Wall Street a way to place hidden taxes on everything in the world . The best way to explain where those hidden taxes come from is to compare a regulated market to an unregulated one. Resume For Your Job Application.. It's the difference between buying soap and buying drugs. You go into a corner store and there's a price tag on the soap, but you can always go across the 19 Self Employed Keeping Templates, street, or on the Internet, to see what soap costs someplace else. Speech | Resume. But when you go to buy an eight ball of coke, you have to ask your dealer what the Book Keeping | Dingliyeya Spreadsheet Templates, price is, and Cover Letter In Sales Rep Cover Letter - My, it's not like you can compare prices online.

If you're tough and streetwise and you know what coke costs, you might get it for a couple hundred bucks. But if you're some quivering Ivy Leaguer idling in a Lexus, the price might be $400. That's how the 19 Self Employed Book Keeping, swaps market works. It operates completely in the dark. Bp Calculator. If you're some Podunk town in Texas or Alabama and you need swaps financing, you've got to ask Goldman Sachs or Morgan Stanley what it costs.

There's no exchange where you can compare prices. And modern investment bankers are ethically a notch below your average drug dealer. They will extract from their customer #x2013; a town, an airline, a chain of retail stores #x2013; whatever they think he'll pay. And that extra cost will be passed on to you by the overcharged customer, in the form of higher taxes, bigger home-heating bills, higher sewer rates or pricier airline tickets. 19 Self Keeping. Wall Street will be taking a bite out of you every time you write a check. U nder normal circumstances, seeing the Republicans send a bunch of evil bills like the derivatives exemption to 3687df62a5ea08c98c5d4bede2103ae9 With Cover the Democrat-controlled Senate wouldn't scare reform advocates too much. But in March and April, something happened that sent progressives into Keeping, a veritable panic #x2013; the passage of the so-called JOBS Act, a sweeping, bank-fellating deregulatory law that rolled back a smorgasbord of regulations designed to protect investors from fraud in the IPO markets.

The White House, eager to greenlight crowdfunding investments and a handful of other sensible reforms contained in the bill, leaned on the Senate leadership to send the measure straight to the floor for a vote. That meant this monster deregulatory bill went directly into the books with minimal testimony, no committee hearings and no real debate of any kind. Now, in the wake of the JOBS Act fiasco, many reform advocates expect the same scenario to repeat itself with the nine bills to roll back Dodd-Frank. Letter 3687df62a5ea08c98c5d4bede2103ae9. In the House, a number of the most dangerous derivatives bills have been passed by suspension, a simplified voice-voting process usually reserved for uncontroversial items. The truly sinister thing is that, in order for a bill to Employed Book Spreadsheet be put on Lawyer Resume Job Application. Free, the suspension calendar, the 19 Self Book Keeping Templates, two parties must agree #x2013; meaning that Democrats signed off on this Trojan-horse method of Business Agreement. Thumbnail Business Terms treating complex, economy-altering bills as minor technical fixes. The truth is that Dodd-Frank is so huge, and contains so many complicated new rules, that there are, in Employed Book Spreadsheet fact, many areas where small technical fixes are needed.

H.R. 4235, one of the 2017, nine bills brought before Congress, resolves a real problem with the way swaps data is collected, an 19 Self Book | Dingliyeya Spreadsheet issue that was preventing foreign swaps dealers from getting onboard with the reform. A Resume | Resume 2017. But when needed fixes like this are thrown in side by side with a mind-boggling exemption for swaps dealers like H.R. 3336, which hits the floor as the innocuously named Small Business Credit Availability Act, all those members of Congress who don't sit on the Financial Services Committee will have no way of Keeping Spreadsheet telling which bill is the minor technical fix and which is the sweeping repeal. Moreover, when those members see that some bills are co-sponsored by Democrats, and that the Democratic leadership agreed to put the Short Examples | Resume Name, bills on Employed Book Keeping | Dingliyeya, the suspension calendar for a simple voice vote, many will take it as a cue that it's OK to How To Examples 2017 vote for the rollbacks.

That's particularly true because most members of Congress know that the public seldom pays any attention to Employed Keeping the fiendish complexities of Short Speech Examples Name things like derivatives reform. I've never had someone back in the district say to me, 'I think derivatives need to Employed | Dingliyeya be traded on an exchange,' says Miller. Business Consulting Document Thumbnail. These are the 19 Self Employed Book | Dingliyeya Spreadsheet Templates, kinds of issues that aren't going to have any pop in a 30-second ad. The nine bills to Bp Calculator gut Dodd-Frank could also receive a JOBS Act-style welcome when they reach the Senate. There are only two Senate committees with the jurisdiction to tackle these bills, and Employed | Dingliyeya, neither appears to be planning to take a whack at any of the new measures. The Agriculture Committee, which oversees the CFTC, has been busy dealing with a huge farm bill. Examples | Resume. The Banking Committee, which oversees the SEC, is Book Spreadsheet Templates dominated by Democrats who wouldn't mind at all if Dodd-Frank had both its legs broken, including Chuck Schumer of New York and Short Speech Examples, Mark Warner of Virginia. What's more, the Keeping, committee's understated chairman, Sen. Tim Johnson of Lawyer Resume Sample Job Application. South Dakota, seems weirdly willing to let pretty much anything touching the financial world roll straight to a vote without his changing a comma #x2013; a sharp contrast to the days when fist-shaking politcal Godhead Chris Dodd ran the committee. Chris Dodd would have been angry if people considered doing things without him, says one Democrat. He'd be like, 'You, out of my sandbox.'

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And it thinks that drilling holes in Dodd-Frank is every bit as interesting as The Book of Mormon or Kate Upton naked. Employed Keeping | Dingliyeya Templates. The system has become too complex for flesh-and-blood people, who make the mistake of thinking that passing a new law means the end of the discussion, when it's really just the beginning of a war. This story is from the May 24th, 2012 issue of Rolling Stone. Editor's Note: This article has been changed to reflect the fact the Consumer Financial Protection Bureau is not dependent for its budget on the Federal Reserve. Sign up for our newsletter to receive breaking news directly in your inbox.

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They don’t have to perform the task of getting you a job since very few people are hired sight unseen. All they have to do is get you an interview. Job Application.? So the primary mission of a resume and cover letter is arouse the reader’s interest and sell yourself enough so that you get asked to meet with the employer. The lesson here is to keep your documents concise and to the point. You don’t have to Book | Dingliyeya Spreadsheet, include everything about yourself, and you should not include anything that’s not relevant. You don’t have write your autobiography.

Now, granted, some college students have the opposite problem. Instead of How To A Resume Examples | Resume Format limiting the information they list on their resumes, they worry about Book | Dingliyeya Spreadsheet Templates, not having enough. Others are tempted to list every class they’ve taken, every award, and every extracurricular activity. Many of these items may be worthy resume components, but for every item you’re considering inserting into your resume, ask yourself, is it relevant to the kind of job I’m seeking? Course work usually isn’t necessary unless it’s unusual or you have very little else to list in Cover Letter 3687df62a5ea08c98c5d4bede2103ae9 With Cover, your resume. Honors, awards, and Employed Book Keeping Spreadsheet Templates, activities are generally good resume fodder, but don’t go overboard, especially at the expense of work or internship experience. Consulting Agreement. Thumbnail Business? I knew one new grad who had an impressive list of honors and awards. But it was so long that her work experience was buried at the bottom of the Book | Dingliyeya Spreadsheet resume. Consider omitting activities that reveal ethnicity, and A Resume Examples | Resume, especially political or religious affiliations. Let go of high-school activities and Employed Book Keeping | Dingliyeya Spreadsheet, honors unless they are truly exceptional or demonstrate an Bp Calculator, early interest in your chosen career. Your college accomplishments should supplant what you did back in high school.

2. Powerful resumes and 19 Self Employed Keeping, cover letters must be targeted to the employer’s perspective. When constructing your resume and cover letter, put yourself in the mind-set of the employer. Ask not what the employer can do for you but what you can do for the employer. There’s a temptation, especially among college students, to Business Agreement. Document Thumbnail Business Terms, tell employers what you’re looking for in a job. Objective statements that say, “Seeking challenging position with growth potential,” are passe; in fact, all objective statements are out of fashion. Employers want to Employed Book Keeping | Dingliyeya Templates, know what you can do for them, how you will benefit their companies, how you will impact their bottom lines.

While they’re not totally oblivious to A Resume Examples | Resume Format, your career hopes and dreams, your aspirations are not their primary concern. To read more about using a cover letter to tell how you’ll benefit the 19 Self Book Templates employer, see Emphasize What You Can Do for the Employer in our Cover Letter Tutorial. 3. Powerful resumes and Cover In Sales Letter, cover letters are focused and as specific as possible. The sad truth is 19 Self Employed | Dingliyeya Spreadsheet, that resumes and cover letters are read in as few as 6 seconds. So you have only the briefest moment to catch the Bp Calculator employer’s interest. 19 Self Book | Dingliyeya? The employer wants to know as quickly as possible: What do you want to do and what are you good at? He or she doesn’t have time to wade through lots of text to find out.

So how can you sharpen the focus of Speech Examples your resume and cover letter? Include a Professional Profile. A profile section, also known as a “Summary of Employed Keeping Spreadsheet Qualifications,” can help sharpen your resume’s focus by presenting 3-4 bullet points that encapsulate your best qualifications and selling points. It’s often a good idea to list relevant computer and foreign-language skills in this section instead of burying them at Agreement. Document Business, the bottom of your resume, as many job-seekers do. You can find a large collection of real, high-quality new college grad resume and cover letter samples for improving your job, internship, grad-school search here: Real New College Grad Resume and Cover Letter Job-Search Samples.

Tailor cover letters to specific jobs. An effective cover letter must target a specific position, which should be mentioned in the first paragraph. Don’t list several possible positions or say that you’re willing to consider any position. Book Spreadsheet? If you do, the Business Consulting Agreement. Thumbnail Terms employer will see you as unfocused or even desperate. Read more about cover letter specifics: Cover Letter Success is All About Specifics and consider using our Cover Letter and Resume Customization Worksheet. Specifically tailor your resume. According to one research study, employers want resumes to show a clear match between the applicant and a particular job’s requirements.

A “general” resume that is not focused on a specific job’s requirements is seen as not competitive. Now it may not be realistic or practical to change your resume for every job you apply for, but you can change certain elements, such as the aforementioned Professional Profile section. Another alternative is to have more than one version of your resume. Let’s say you want a marketing career, but you’re open to both marketing research and Employed Keeping, promotions. You could craft a version of Business Agreement. Document Business Terms your resume for Book Spreadsheet each niche. Business Document Thumbnail Business? See our article, Your Job-Search Resume Needs a Focal Point: How Job-Seekers Can Add Focus to Resumes. Consider adding a graphic. This suggestion is pretty radical, and it’s not for everyone, but a very small, tasteful graphic on your resume and/or cover letter could sharpen your focus.

One of my former students, for example, wanted a career working with horses. She placed a tiny horse graphic at 19 Self Spreadsheet Templates, the top of her resume. Her career focus was instantly apparent. Bp Calculator? Another student pursuing a law career used a tasteful scales of justice graphic; another interested in international business had a small world map graphic. 19 Self Book Keeping Spreadsheet? Note that this technique is only for resumes seen by the human eye — in networking or career-fair situations, or after the resume has passed a screening through the employer’s Applicant Tracking Software and Short Speech Examples, is viewed by people. 4. Powerful resumes and 19 Self Keeping Templates, cover letters make the most of your college experience. Too many college students miss the opportunity to exploit valuable experience on their resumes and cover letter because they overlook unpaid experience. Experience is experience. It doesn’t have to be paid. Anything you’ve done that has enabled you to Short Name, develop skills that are relevant to 19 Self Keeping Templates, the kind of job you seek is Lawyer Resume Sample Free, worth consideration for resume and cover letter mention. 19 Self | Dingliyeya Templates? That’s especially true if you don’t have much paid experience.

The key, as noted in #1, is Cover Letter Tips Cover, relevance . Consider the 19 Self Employed Book Templates following in evaluating what experience and skills you’ve gained that are relevant to what you want to Bp Calculator, do when you graduate: Internships Summer jobs Campus jobs (work-study) Sports Entrepreneurial/self-employed jobs Temporary work Volunteer work: school, church, club, not-for-profit organizations Research papers/projects Campus activity positions Fraternity/sorority/social club positions Extracurricular or sports leadership positions. And go ahead and list material from these areas under your Experience section. Don’t confuse the reader with a bunch of differently labeled experience sections, such as Internship Experience, Work Experience, and Project Experience. 5. Powerful resumes and cover letters portray your skills as transferable and applicable to what you want to do. You may think what you’ve done is not relevant to your future career, but you can probably spin the experience so that it demonstrates the transferable and applicable skills that most employers want: The value of transferable skills is a major reason I urge students to list sports in 19 Self Book Templates, the Experience sections of their resumes — because athletics so often provide the teamwork, leadership experience, and Letter Rep Cover, competitive drive that employers seek. 6. 19 Self Employed Spreadsheet Templates? Powerful resumes and cover letters focus on ACCOMPLISHMENTS, NOT job duties and responsibilities. In a research study, content elements that propelled employers to 3687df62a5ea08c98c5d4bede2103ae9 With, immediately discard resumes included a focus on duties instead of accomplishments, while documented achievements were highly ranked among content elements that employers look for. Therefore, NEVER use expressions like “Duties included,” “Responsibilities included,” or “Responsible for.” That’s job-description language, not accomplishments-driven resume language that sells. Instead, emphasize the special things you did to Book | Dingliyeya Templates, set yourself apart and Lawyer | Resume Free, do the job better than anyone else.

Admittedly, it’s not easy to come up with accomplishments from the kinds of jobs that college students typically hold. 19 Self Employed Keeping Spreadsheet? But it’s important to: Start tracking your accomplishments NOW. Start HAVING accomplishments NOW! You may not think you can have accomplishments in your lowly restaurant server or pizza delivery job, but try to. Ask your boss what you can do to improve. Strive to win any awards (such as Employee of the Month) that your employer offers. Bp Calculator? Find ways to go above and beyond your job description. 7. Book Templates? Powerful resumes and cover letters use KEYWORDS and action verbs! Because more than 90 percent of A Resume | Resume Format 2017 resumes are searched for job-specific keywords, keywords are among the most important aspects of today’s resume. Most employers rely on placing job-seeker resumes in keyword-searchable databases and Keeping Spreadsheet, using software to search those databases for specific keywords — usually nouns — that relate to job vacancies.

Most Fortune 1000 companies, in Resume Sample For Your Job Application. Free, fact, and many smaller companies now use these technologies. The bottom line is that if you apply for a job with a company that searches databases for keywords, and your resume doesn’t have the keywords the Spreadsheet company seeks for Short Speech the person who fills that job, you are pretty much dead in Employed Keeping Templates, the water. The profile or summary sections mentioned in #3 can be important for front-loading your resume with those all-important keywords. Action verbs in your resume and cover letters are also important, as they increase the strength of your writing and make you sound dynamic to Business Document Business, employers. Luckily, there is 19 Self | Dingliyeya Spreadsheet, no lack of sources for lists of action verbs; you can find them all over Business Thumbnail, the Web (including Quintessential Careers’ Job-Seeker Action Verbs) and in nearly every resume and cover-letter book.

Almost as important as using action verbs is avoiding weak verbs: Do. Spreadsheet Templates? Try “conduct,” “perform,” or “orchestrate.” Forms of the Cover Tips With verb “to be.” Instead of “was,” say “served,” “functioned,” “acted.” Work. Everyone works. Be more specific. Employed Book Templates? Job-seekers often use “work” in terms of “working with” someone else, such as other team members. In that context, “collaborate(d)” is often a good substitute. Received. This verb, especially in the context of receiving an award sounds so passive, as though you deserve no credit for whatever you received.

Always say you “earned” an award or honor rather than “received” it. 8. Powerful resumes and cover letters contain NO typos or misspellings. This characteristic should go without saying, yet in our resume-writing service, we still see typos and misspellings with alarming frequency. Remember that it’s not enough to Cover Letter 3687df62a5ea08c98c5d4bede2103ae9 Cover, spell-check your documents because you may have used a perfectly spelled word — but it wasn’t the word you wanted. For example, a word frequently seen on resumes and cover letter is “possess,” but some job-seekers accidentally spell it “posses,” which is the plural of “posse.”

Proofread your resume and Employed Book | Dingliyeya Templates, cover letter. Cover Letter Tips 3687df62a5ea08c98c5d4bede2103ae9 With? Put them down for a few hours, come back, and proofread again. Then get a friend or family member with a good eye to proof them for Employed Keeping you. 9. Powerful resumes and cover letters are reader-friendly. Research ranks easy readability highest of Sales Cover Letter Rep Cover Letter - My all resume characteristics in terms of first impressions. 19 Self Employed Book | Dingliyeya Spreadsheet Templates? The employers surveyed ranked use of bullets second highest. Use the following to make your documents reader-friendly: Bullets in resumes (and sometimes in Sales Representative Cover In Sales Rep Cover - My, cover letters) White space. Make sure your documents have reasonable margins. Employed Book Spreadsheet Templates? In my opinion, the default margins in Business Agreement. Document Business, Microsoft Word are wider than they need to be (1.25? on 19 Self | Dingliyeya Templates the left and right and 1? at the top and bottom). Margins can be as narrow as .75? if needed.

My partner uses the “thumb test.” When he’s holding a resume or cover letter, he wants enough white space on Speech Name the left and right so that his thumbs don’t touch the text. Of course, he has big thumbs, so 1? left and right margins suit him better. 19 Self | Dingliyeya Spreadsheet Templates? Also make sure you have a line of space between all the jobs listed on your resume and between all resume sections. For cover letters, equalize the white space at the top and bottom of the letter so that it is centered vertically on the page. Bp Calculator? Type large enough to read (no smaller than 10.5 point). Building Tools That Build Better Work Lives. Since 2005, LiveCareer’s team of career coaches, certified resume writers, and savvy technologists have been developing career tools that have helped over 10 million users build stronger resumes, write more persuasive cover letters, and develop better interview skills. Use our free samples, templates, and writing guides and our easy-to-use resume builder software to help land the job you want. Katharine Hansen, Ph.D., creative director and associate publisher of Quintessential Careers, is an educator, author, and Book Spreadsheet Templates, blogger who provides content for Quintessential Careers, edits QuintZine, an electronic newsletter for Format jobseekers, and blogs about storytelling in the job search at A Storied Career. Katharine, who earned her PhD in organizational behavior from Union Institute University, Cincinnati, OH, is author of 19 Self Keeping Templates Dynamic Cover Letters for New Graduates and In Sales Letter, A Foot in the Door: Networking Your Way into the Hidden Job Market (both published by Ten Speed Press), as well as Top Notch Executive Resumes (Career Press); and with Randall S. Hansen, Ph.D., Dynamic Cover Letters, Write Your Way to a Higher GPA (Ten Speed), and 19 Self Employed Keeping | Dingliyeya Spreadsheet Templates, The Complete Idiot’s Guide to Study Skills (Alpha).

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Your job title should then be mentioned as a clear and bold heading at the top of every job position / SAP project description that you mention throughout your CV. By doing this simple thing, the Sample | Resume Job Application. reader will be able to 19 Self Keeping, quickly and clearly understand what you do, where you have done it, and How To A Resume Format, how many projects you have done it on. You’d be surprised at how many SAP consultants there are who don’t do this in their CVs. This same principle should also be applied to other key information from your CV. Underlining, bullet points, bold text, coloured text and header text can all be used to 19 Self | Dingliyeya Templates, emphasise key information within your CV. 2 – Make the first impression count.

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It is also good to indicate your relevant certifications here. Work Experience: You should always list your work experience in Employed Keeping Spreadsheet Templates chronological order (most recent SAP project first). Each work experience segment should clearly display the basic key details: Start Date, End Date, Job title, Client Name, Brief Project Description, Key Activities and Results achieved. Education / Training Courses / Certifications: For a senior SAP Consultant, this section just needs to be brief and contain a list of the basic key details. In addition to mentioning your SAP certifications here, it is Short also good to mention them within the skills summary section on the first page too. For a junior consultant / intern looking to 19 Self Employed | Dingliyeya Templates, enhance their SAP career, this section is Agreement. Terms more important and more detail can be given to describe experiences within your education / training which are relevant to Employed Book Spreadsheet, your intended SAP career. References: Again this is Speech Examples | Resume a matter of opinion, but personally I think that including two short written references in your SAP CV can certainly add something; a 3-4 line reference quotation, followed by the name, job title and Employed, company of the referee (only do so with prior consent from the referee).

Having a good written reference already included in your CV can help you stand out, especially if it is from someone senior at a large, well-known SAP client. I wouldn’t include their contact details in Business Consulting the CV however, I recommend holding this back just for those who you want to contact them. 19 Self Employed Book Keeping | Dingliyeya Spreadsheet. Alternatively, you could include a URL / link to your LinkedIn references section here instead. Writing “references available upon request” is really just a waste of space in Speech Name my opinion and 19 Self Keeping Spreadsheet Templates, it is better not to Consulting Document Business Terms, even have this section if you choose to do that. Interests: Providing details of your personal interests isn’t the most important component of | Dingliyeya Templates a CV, but it could still contribute to the reader’s overall opinion/decision on your CV. A word of warning, what you choose to reveal here could possibly count against you without you ever realising, for example: innocently revealing that you are an Business Thumbnail Terms, active and passionate member of Employed Book Keeping | Dingliyeya Templates Greenpeace or an Cover Cover, Animal rights charity may count against you if applying for a position with a Pharmaceutical or cosmetics company (where animal testing is involved), as they may deem this as a security risk. Mentioning that you love extensive, extended travel and take five holidays every single year might put off an employer who has a busy SAP project with tight deadlines and now assumes you’ll want to go away for 6 weeks in the summer, right in 19 Self Employed Book Templates the middle of a busy project milestone. On the | Resume other hand, describing your interests could also work in your favour: talking about SAP-related interests may add to your CV: being an active member of an Book Keeping, SAP user group, writing SAP blogs, articles or books for example. Mentioning personal interests that the Tips person who is 19 Self Book | Dingliyeya Spreadsheet Templates hiring also happens to share by Resume Sample For Your, coincidence might also count in your favour. 19 Self Employed Book Keeping Spreadsheet Templates. Revealing a rare or interesting hobby may add to the perception of your personality that comes across from the CV, not too rare or interesting though… mentioning taxidermy might creep some people out. 4 – Make sure you mention the Bp Calculator SAP Key Words throughout the CV.

As mentioned above, most SAP recruiters will only Book skim-read your CV and quickly search it for keywords. You therefore need to Consulting Agreement. Document, think carefully about 19 Self Employed Book Keeping Spreadsheet, which keywords are most important in Bp Calculator relation to the SAP jobs you are applying for and ensure that as well as making them stand out, you also mention these keywords as often as possible. Employed Keeping | Dingliyeya. If I am searching for Examples | Resume an SAP SuccessFactors Learning Management System specialist for example, I would normally check the document for 19 Self Employed | Dingliyeya Spreadsheet Templates some specific keywords using the Ctrl-F search function. Bp Calculator. I would check for “SuccessFactors” and “Learning Management System” and see how many times each of these was mentioned. The important thing to note here is to also mention synonyms of these keywords in 19 Self Employed Book Keeping your CV as much as possible too, for example SuccessFactors is also referred to How To Update A Resume Examples 2017, as SFSF (in its abbreviated form), as is Employed Book | Dingliyeya Templates Learning Management System to LMS. It is therefore important to have these variations well-represented in your CV. A lazy SAP recruiter, or perhaps one not familiar with the variations of names/abbreviations etc., could even dismiss your CV, simply because they don’t find the keywords they think they should be looking for! i.e. you might have LMS mentioned 100 times in your CV, but you haven’t mentioned “Learning Management System” once, a recruiter who doesn’t think/know to check for this could accidentally rule you out, so it is best to ensure all critical keywords, as well as possible variations of these, are well-represented in your CV. It is Speech | Resume similar to SEO (search engine optimisation), but for your CV and the lazy readers, rather than Google. 5 – Be prepared to adjust your CV slightly for each specific SAP vacancy.

If your SAP recruitment agent asks you to adjust or tweak your CV for a particular position, be open to 19 Self Employed Book Keeping Templates, this. You don’t have to re-write the entire CV, but simply making a few changes to tailor the CV for the specific position you are applying for could make a huge difference. Cover Letter With Cover. Never lie or exaggerate on your CV, what I am referring to here is more about 19 Self Keeping Templates, emphasising certain specific experiences that are particularly relevant for the SAP job you are applying for at the time. 6 – Make sure your CV is the right length. There is no fixed rule about the correct length for a CV as the Speech length will depend on many factors. In general your CV should be as short and to-the-point as possible, whilst being long enough to contain all of the Employed Book Keeping Spreadsheet important information a potential employer may want to know. You’ll read a lot of generic articles telling you that your CV should only Speech | Resume Name be 1-2 pages long, but in 19 Self Book Keeping my opinion this does not apply to Sales Letter In Sales Rep Cover Letter - My, an SAP CV, an SAP CV is different as you need to go into Employed Book Spreadsheet Templates more technical detail and Cover Letter In Sales Letter - My, clearly outline the exact SAP modules, SAP submodule, SAP-related tools, methodologies etc. that you have experience with. You also need to go into Book Keeping | Dingliyeya Spreadsheet Templates enough detail about the nature of the SAP projects you have been involved in and your specific responsibilities within these projects. Keep in mind that your SAP profile should be an Update | Resume Format 2017, overview and not a lengthy memoir.

If you are someone who can’t control the volume of text when writing in prose, then perhaps consider using concise bullet-pointed text wherever possible, to help you keep control of the overall length. 19 Self Employed Book Keeping Templates. An SAP CV is In Sales - My there to form the basis for guiding an interview conversation and 19 Self Employed Book Keeping Spreadsheet, not there to Cover Letter With Cover, replace it. 7-Make sure your CV has a professional look. The content is Employed Spreadsheet of course the most important factor when writing an SAP resume, however you’d be surprised at Short Speech Examples, how many SAP CVs I’ve seen with decent content which have been ruined by the aesthetic presentation. Choose a sensible and professional font. Its fine to Employed Keeping Spreadsheet Templates, go with something slightly different, but Times New Roman is Examples certainly overused. Fonts such as Arial, Calibri, Candara, Georgia, Tahoma, Trebuchet MS or Verdana would be fine. I would avoid fonts like Berlin Sans FB, Comic Sans, Courier new and 19 Self Employed Book Keeping, Vijaya. In my opinion a fairly conservative colour scheme is best, classic black text is tried and tested, so I’m always bewildered when SAP Consultants send me rainbow coloured CVs. Sample | Resume For Your Job Application.. If you want to emphasise or differentiate certain areas or headers using different colour text, using one or two additional colours is Employed Keeping | Dingliyeya Spreadsheet more than enough.

Personally, I prefer conservative options such as blue or grey for A Resume Examples | Resume these parts, but it is a matter of Employed Book Templates personal taste. Subtly and sparingly using some brighter coloured text for headers/titles can also work, especially if you’re trying to integrate the main colour from your company logo/branding into the CV. 8- Make sure your CV is saved in the right format! I would recommend providing your CV to SAP recruiters in MS Word (.doc or .docx) format where possible, making sure the file isn’t password protected or locked for Job Application. editing. As an alternative you could provide your CV as a PDF file, however PDFs cannot be edited unless the recruiter has the Adobe Acrobat MS Word converter (which many don’t).

Even in cases where PDF is converted to Book Keeping | Dingliyeya, MS Word, it is often troublesome to edit or reformat. Business Consulting Document. You might be thinking to 19 Self Spreadsheet Templates, yourself that you’d prefer for your CV not to be changed by anyone else so this is a good thing, but in most cases this will do you more harm than good: An SAP recruiter should never change the How To A Resume Format real content of your CV without asking your permission, and any decent recruiter would never do this. 19 Self | Dingliyeya Templates. However, a recruiter may want to make some superficial changes to Business Agreement. Document Thumbnail Terms, your CV to 19 Self Employed | Dingliyeya Spreadsheet, improve the presentation for Short Examples Name example and having a non-editable file prevents this. The recruiter might need to convert CVs into a certain format, or insert a client-specific coversheet on the front page of the CV (which is a mandatory requirement for some client’s recruitment processes). The recruiter may be required by the client to 19 Self Employed Keeping, submit CVs without logos only, or they may wish to Agreement. Document Business Terms, remove your direct contact details from the 19 Self Employed CV before submitting it to a client. Preventing the Bp Calculator recruiter from having the CV the way they need it will ultimately slow down your application and may even mean you miss out on an opportunity because of it. 19 Self Employed Keeping | Dingliyeya. For those who are limited to PDF files, I would suggest removing any logo and contact details from your CV when sending it to a recruiter (ensure you provide your contact details within the email you send them though, so they can still reach you!). Occasionally I receive SAP CVs in Powerpoint or other even stranger CV file formats. I don’t understand why people do this, and Short Examples | Resume, certainly wouldn’t recommend doing so!

9- Always have an updated SAP CV ready – Speed is key! Writing the perfect SAP CV is of no use if you don’t have it with you when it is needed. Make sure you have access to a copy of your CV at all times, you never know where or when you might need it. Similarly, you need to make sure that you constantly keep it updated. Being away on holiday and only having a copy of your CV on your home desktop could cause you to miss out on the SAP career opportunity of a lifetime, or having to delay your application by 24 hours while you update your CV may also cause you to miss out.

10- Get someone else to 19 Self Book Keeping Spreadsheet, check over your CV! Your Curriculum Vitae is a reflection of you, it should be logically ordered, consistent, well presented and without errors. Nothing would put me off more than an Business Consulting Thumbnail Terms, ABAP developer who’s CV was full of typos! No matter how perfect you think your SAP CV is, always get a fresh pair of eyes to look over it. Have it proofread for spelling errors and grammar by a fellow SAP colleague, a professional proof-reader or perhaps your favourite SAP recruiter.

So now you’ve read my top ten tips, giving my best, most honest advice, you’re ready to Employed Book Keeping Spreadsheet, write the Bp Calculator perfect SAP CV. 19 Self Employed | Dingliyeya Spreadsheet. I wish you the best of luck with writing it and hope to place you in your next SAP position myself when your new CV is ready.