My EssayTyper - Images for 79 Best Funeral Program Templates For - California State University of Sacramento
Dec 01, 2017 79 Best Funeral Program Templates For Ms Word To Download Images,
business plan polc This is “Managing the Funeral Program Templates For Ms International Business with the P-O-L-C Framework”, section 10.5 from the book Challenges and Opportunities in International Business (v. Catering Invoice Template | Download Free & Premium! 1.0). For details on it (including licensing), click here. This book is licensed under a Creative Commons by-nc-sa 3.0 license. Program Templates For Ms To Download Images! See the To Invitation license for 79 Best Funeral For Ms Word Images, more details, but that basically means you can share this book as long as you credit the Invoice Template | Download Free Templates author (but see below), don't make money from it, and do make it available to everyone else under the same terms. Funeral Program Word To Download Images! This content was accessible as of December 29, 2012, and Invoice Template it was downloaded then by Andy Schmitz in an effort to preserve the availability of Funeral Program Templates To Download Images this book. Normally, the author and publisher would be credited here. Timeline For Word.timeline Template.png - Loan! However, the Templates For Ms Word To Download publisher has asked for the customary Creative Commons attribution to Doctor & Publisher, the original publisher, authors, title, and 79 Best Program Word To Download book URI to be removed.
Additionally, per - Loan, the publisher's request, their name has been removed in some passages. More information is available on this project's attribution page. PDF copies of this book were generated using Prince, a great tool for making PDFs out of HTML and CSS. More details on the process are available in this blog post. For more information on the source of 79 Best Funeral Program Templates For Ms To Download Images this book, or why it is available for free, please see the project's home page. You can browse or download additional books there.
You may also download a PDF copy of 2016 Thank-You this book (29 MB) or just this chapter (3 MB), suitable for printing or most e-readers, or a .zip file containing this book's HTML files (for use in Funeral Program For Ms To Download Images, a web browser offline). 10.5 Managing the Doctor Brochure Template & Publisher International Business with the P-O-L-C Framework. Know the dimensions of the 79 Best Funeral For Ms Word To Download P-O-L-C framework. Recognize the general inputs into each P-O-L-C dimension. Checklist … |! A manager’s primary challenge is to solve problems creatively. In order to 79 Best Images, help managers respond to the challenge of 4+ Reply To Invitation Letter | Park-Attendant creative problem solving, principles of management have long been categorized into the four major functions of planning, organizing, leading, and controlling, or the 79 Best Funeral Program Templates To Download P-O-L-C framework. Mason Carpenter, Talya Bauer, and - Loan Berrin Erdogan, Principles of Funeral For Ms Word To Download Management (Nyack, NY: Unnamed Publisher, 2009), accessed January 5, 2011, http://www.gone.2012books.lardbucket.org/printed-book/127834. These four functions are actually highly integrated when carried out in the day-to-day realities of Timeline Diagram Template.png - Loan running an organization. So, don’t get caught up in trying to Templates For Ms Images, closely analyze and understand a complete, clear rationale for the categorization of the skills and practices that comprise the P-O-L-C framework. It’s important to - Loan, note that this framework is Program Templates Word To Download Images not without criticism. Specifically, these criticisms stem from this observation: while P-O-L-C functions might be ideal, they don’t accurately depict the Recovery Plan Research Pap day-to-day actions of actual managers.
Henry Mintzberg, The Nature of Managerial Work (New York: Harper Row, 1973). The typical day in the life of 79 Best Program Word a manager at School, any level can be fragmented and hectic, with the constant threat of having priorities dictated by the law of the trivial many and important few (i.e., the 79 Best Program Templates For Ms Images 80-20 rule). However, the 2016 Thank-You Letters general conclusion seems to be that the P-O-L-C framework of Funeral Templates Word To Download Images management still provides a very useful way of classifying the activities managers engage in Catering Template | Download Templates, as they attempt to achieve organizational goals. David Lamond, “A Matter of Style: Reconciling Henri and Henry,” Management Decision 42, no. 2 (2004): 330–56. You have already been exposed to the essentials of Program Word To Download Images planning in Moving Checklist Pinteres…, your introduction to strategy and 79 Best Templates Word Images strategic management. “Planning is the Pediatric Brochure Template function of management that involves setting objectives and determining a course of action for achieving these objectives.” Reference for 79 Best Funeral Templates For Ms To Download Images, Business, “Management Functions,” Encyclopedia of Business , 2nd ed., accessed August 2, 2008, http://www.referenceforbusiness.com/management/Log-Mar/Management-Functions.html. Catering Invoice & Premium Templates! In this section, planning reflects the 79 Best Program Templates Word To Download notion of Invoice Free & Premium Templates strategizing.
To plan well, managers must be aware of the external conditions facing their organizations (recall the O and T in the discussion of SWOT in Section 10.1 Business and Corporate Strategy). Managers must also be good decision makers to set a course for 79 Best For Ms To Download Images, achieving organizational objectives. To Invitation Letter | Park-Attendant! In international business, planning is particularly complex given all the countries and variables involved. 79 Best Program Templates! There are five steps in Pediatric Doctor Brochure & Publisher, the planning process. First, the process begins with SWOT analysis, which means that planners must be aware of the critical factors facing their organization in terms of economic conditions, their competitors, and Funeral Templates For Ms Images their customers. Second, planners establish organizational objectives. Calendar Template! Organizational objectives are statements of 79 Best Program To Download Images what needs to be achieved and Template | Download & Premium when. Third, planners identify multiple ways of Templates Word achieving those objectives, with an Checklist eye toward choosing the 79 Best Program Word Images best path to School Calendar, reach each objective. Fourth, planners must formulate the necessary steps and Funeral To Download Images ensure effective implementation of plans. Template | Download Templates! Finally, planners must constantly monitor the progress of their plans and Program Word evaluate the | Park-Attendant success of For Ms Word Images those plans, making adjustments as necessary. 4+ Reply To Invitation! Let’s look at 79 Best Word, the three primary types of plans and planning—strategic, tactical, and operational.
Strategic planning Strategic planning is the Hilary Clinton. Microsoft Word Resume most long-range planning, typically looking three years or more into Funeral Program Word the future and setting a plan for how best to position the organization to compete effectively in the environment. is the most long-range planning, typically looking three years or more into the future. During strategic planning, an Invoice Free organization’s top managment analyzes competitive opportunities and threats as well as the strengths and Templates For Ms Word Images weaknesses of the organization, getting input from School Template | Eknom-Jo across the organization. Funeral Program Templates For Ms Word Images! Then the managers set a plan for how best to Pediatric Template, position the organization to compete effectively in Program Templates For Ms Images, the environment. Strategic planning is generally conducted across the Moving Checklist Pinteres… enterprise and includes setting objectives that reflect the organization’s mission. Funeral Program! Tactical planning Tactical planning typically has a time horizon of one to three years and specifies fairly concrete ways to implement the strategic plan. , in contrast to Moving … | Pinteres…, strategic planning, has a shorter time horizon, typically one to 79 Best Program Templates For Ms Word To Download, three years, and specifies fairly concrete ways to Scba Letters, implement the Program Templates Word Images strategic plan. Tactical planning is often done by You Can middle-level managers. 79 Best Program Templates! Operational planning Operational planning short-range planning (less than a year) that takes the organization-wide strategic and Scholarship Thank-You Letters tactical plans and specifies concrete action steps to achieve those plans takes the 79 Best Funeral Templates For Ms To Download organization-wide or subunit goals and specifies concrete action steps to Hilary Word Resume, achieve the strategic and Funeral Program Word tactical plans. Checklist … |! Operational planning is short-range planning (less than a year). 79 Best Program Templates Word! Organizing A management function that develops an Creative Word You Can organizational structure and coordinates human resources within that structure to achieve organizational objectives. is 79 Best Funeral Program a management function that develops an organizational structure and 4+ Reply To Invitation Letter coordinates human resources within that structure to achieve organizational objectives.
Typically, organizational structure is 79 Best Templates For Ms To Download represented by an organizational chart that graphs the Scba Scholarship Thank-You Letters lines of who reports to whom and shows a hierarchical chain of command. In recent years, however, social network analysis has become increasingly popular as a means of identifying who in 79 Best Funeral Templates Word Images, the organization people consider to Template - Word, be “expert” and turn to 79 Best Program For Ms Word To Download, when they need help. Olivier Serrat, “Social Network Analysis,” Knowledge Solutions 28 (February 2009), accessed January 3, 2011, http://www.adb.org/Documents/Information/Knowledge-Solutions/Social-Network-Analysis.pdf. The advantage of mapping this type of informal network is that it shows who is To Invitation a valuable, well-connected expert, even if that person is Funeral Program Templates Word To Download not a de facto “boss.” Decisions made about the Disaster Recovery Plan structure of an organization are generally referred to 79 Best Funeral, as organizational design Involves decision making about the To Invitation structure of an Program Templates Word Images organization. Moving Checklist … | Pinteres…! decisions. Organizing takes place at both the level of the organization and at the level of the Funeral Program Templates For Ms To Download job. Organizing at the level of the Calendar enterprise or organization involves deciding how best to divide or cluster jobs into 79 Best Funeral Templates For Ms To Download departments to effectively allocate and coordinate effort. Doctor - Word! There are many different ways to 79 Best Program Templates To Download, departmentalize, such as organizing by Hilary Resume a job function, by products, by geographical regions, or by type of 79 Best Templates For Ms Word Images customer. Larger organizations often use several methods of departmentalization. When the Moving Checklist … | Pinteres… business crosses borders, the organization must choose a structure that complements its strategy.
This often relates to To Download Images, whether there is a separate international division or if each country operates autonomously (and to what degree). Organizing at 4+ Reply Letter, the job level means designing individual jobs within the 79 Best Templates For Ms organization. Decisions must be made about the Timeline Template Diagram duties and Funeral To Download responsibilities associated with each job, as well as the Pediatric Doctor Brochure manner in Program For Ms Word To Download Images, which the duties should be carried out. Moving … |! Decisions made about the nature of 79 Best Funeral Program To Download jobs within the organization are generally called job design Involves decision making about the nature of jobs within the organization. decisions. Thank-You! Job design involves organizing jobs so that each position makes productive use of an individual’s talents. Templates To Download! In the past, job design meant narrowing a job’s tasks so that the Scba 2016 Thank-You individual could be more proficient at Funeral Program Templates Word, those tasks. Catering Template | Download Free! But further research showed that too narrow a job function leads to 79 Best Program For Ms Word, boredom and Disaster Recovery Pap concomitant job dissatisfaction.
As a result, organizations now try to balance specialization (and the efficiency it brings) with variety and Funeral For Ms Images opportunity for autonomy. Human resource specialists use principles such as empowerment, job enrichment, and Disaster Recovery Research teamwork when designing jobs. 79 Best Program Word! For instance, HUI Manufacturing, a custom sheet-metal fabricator, has done away with traditional departments in Pediatric - Word & Publisher, order to focus outward on customers rather than internally on 79 Best Funeral For Ms Word To Download Images, departments. As a result, HUI listens and Invoice responds to customers. For Ms Word Images! Using small-team “huddles” and Doctor Brochure - Word & Publisher company-wide meetings, HUI employees work together to understand their customers and how HUI might service them best. 79 Best Funeral For Ms Images! “Your Teams: Overview,” HUI Manufacturing, accessed November 9, 2010, http://www.huimfg.com/abouthui-yourteams.aspx. While some employees remain specialists, employees are paid more to develop multiple skill sets—thus a metalworker may also be proficient in Moving … |, design and Funeral Templates accounting.
As a result, HUI’s workforce is Brochure - Word highly diverse in terms of individual capabilities. Leading involves influencing and For Ms Word Images inspiring others to Scba 2016 Thank-You Letters, take action. Managers who lead well inspire their employees to Funeral Program Templates To Download Images, be enthusiastic about working to Disaster Recovery Plan, achieve organizational goals and objectives. Managers can become effective leaders by 79 Best Funeral Templates For Ms Word understanding their employees’ individual values, personalities, and attitudes. For example, studies of motivation and motivational theory help managers understand how workers can be energized to put forth productive effort. Studies of communication, likewise, provide direction as to how managers can effectively and persuasively communicate. Finally, studies of leadership and Timeline For Word.timeline - Loan leadership style provide information on topics such as how a manager can be a good leader and Program Templates Images what leadership styles are most appropriate and effective in certain situations. | Eknom-Jo! When an organization’s operations cross borders, managers have to 79 Best Program For Ms Word To Download Images, make additional choices related to the employment of local workers versus relocating workers from the home country, as well as the degree and frequency with which employees rotate through positions and Word Resume countries. The controlling function requires monitoring performance so that it meets the performance standards established by the organization.
Controlling consists of three steps—setting performance standards based on the company’s objectives, measuring and 79 Best Program Images comparing actual performance against standards, and Moving taking corrective action when necessary. 79 Best Funeral For Ms Word To Download! For example, a performance standard can be that a technical support staffer will resolve three customer problems per hour. If staffers are consistently only able to resolve three problems per Brochure Template, hour, it may mean that the standard was set too high. Setting performance standards is a delicate balance: managers want the Templates task to be attainable but not too easy. If the standard is set at To Invitation | Park-Attendant, five problem resolutions per Funeral Program, hour and half of the staffers achieve that goal, then they can be recognized for 2016 Scholarship Thank-You Letters, their achievement, while the staffers unable to For Ms Word, meet that performance level can be coached, or other measures can be taken to minimize the Letter low performance.
Performance standards can be measured in various ways, such as through financial statements, sales reports, production results, customer satisfaction, and Funeral For Ms Word Images formal performance appraisals. Managers at all levels engage in the function of controlling to Template | Eknom-Jo, some degree. Don’t let the term control confuse you into Funeral Program For Ms To Download thinking that it means manipulation. Rather, the controlling function is intended to Clinton. Microsoft Word Template. You Can, ensure that work is proceeding according to Funeral Program Templates Word, plan. Indeed, effective control requires having plans and objectives and establishing which position will be responsible for Template For Word.timeline Diagram Template.png, correcting deviations that occur. Effective controls provide valuable feedback mechanisms. 79 Best Templates For Ms To Download Images! For international companies, such feedback includes the methods for transferring knowledge and advantages out of home or foreign countries into the business operations of other countries. Such learning, while a key advantage of global firms, is Catering Invoice Template | Download Templates easier said than done.
Even the best firms have found cross-border learning difficult. For example, when Toyota vehicles in the United Kingdom experienced problems with their braking and Templates Images acceleration systems, these design issues were not communicated to the company’s US operations until the Clinton. Creative Microsoft Word same difficulties had reached crisis proportions in Funeral Program For Ms To Download, the United States. In summary, the P-O-L-C functions of planning, organizing, leading, and controlling are widely considered to To Invitation Letter | Park-Attendant, be the Funeral Program For Ms Word best means of describing the Timeline Template Diagram Template.png manager’s job. Managers perform these essential functions despite tremendous changes in 79 Best Program Templates Word To Download Images, their environment and the tools they use to Plan Research, perform their roles. The principles of management can be distilled down to four critical functions. These functions are planning, organizing, leading, and 79 Best Templates Word controlling.
Strategy is Disaster Recovery Plan Pap a starting point in the P-O-L-C framework, but it also incorporates many additional activities that allow the strategy to be executed well. This framework provides useful guidance into Templates Word To Download Images what the ideal job of a manager should look like in both domestic and Hilary Clinton. Creative Microsoft Resume Template. international business contexts. (AACSB: Reflective Thinking, Analytical Skills) What are the 79 Best Program To Download Images management functions in the P-O-L-C framework? Are there any criticisms of Invoice Free Templates this framework? What function does planning serve? What function does organizing serve?
What function does leading serve? What function does controlling serve?
Write My Essay : 100% Original Content - Images for 79 Best Funeral Program Templates For - Appalachian State University
Academic and Professional Writing: Writing a Research Paper - Best Funeral Program Templates For Ms Word To Download - Vanderbilt University, Nashville TN
Dec 01, 2017 79 Best Funeral Program Templates For Ms Word To Download Images,
Reaction Paper On Outreach Programs Essays and Research Papers. Reaching out to 79 Best Funeral Program Templates For Ms Images the community Resource: Future Educators hopes to broaden its mission with ambitious outreach programs . BY . Stephanie Shapiro December 27, 1998|By SUN STAFF Port Discovery is designed to Catering Invoice Template | Download & Premium Templates be more than a place to climb a tower or build a wind-driven machine. 79 Best Funeral Program For Ms Word? It is Scba also aspiring to be a place where disadvantaged children will have opportunities for learning and 79 Best Funeral Program Word To Download cultural enrichment, where exhibits will be tied to school curricula and where visitors can learn where to | Eknom-Jo pursue their interests. Art museum , Children's museum , Community 875 Words | 3 Pages. President Noynoy Aquino proposed the Kindergarten plus 12 or the K+12 program to 79 Best Program catch up with the rest of the world having a 12-year basic . education cycle. However with all the issues on education the country still has, I express disapproval with President Aquino’s plan of strengthening the Philippine education system through the Kindergarten plus 12 or K+12 program . Frankly, President Aquino has good reasons on proposing this program as the additional years can help as a preparation for Catering Template | Download Templates the next chapter.
Benigno Aquino, Jr. , Corazon Aquino , Education 1308 Words | 4 Pages. ? REACTION PAPER Last summer term, in relation to 79 Best Templates Word To Download our subject Business Policy and Strategy, our professor required our class to Catering Invoice | Download Free & Premium . attend a seminar about the programs being held by 79 Best Funeral Templates For Ms To Download a non-government organization, which is the Development Action for Women Network (DAWN). At first, I don’t even know that an organization like this exists and I don’t have any idea on what is it all about, or what are the activities it is engaged into. Before going to the seminar’s venue, I had a presumption that it will. Better , Filipino people , Human rights 877 Words | 3 Pages. ?A REACTION PAPER demonstrates comprehension of the Catering Template | Download Free & Premium, assigned readings and contain a critical and thoughtful . reaction to the reading. Reaction should make up the majority of the Funeral Templates To Download, Reaction Paper . Make sure that your paper is in the form of an | Park-Attendant essay with an introduction, body and conclusion. a) Focus on an aspect of the Templates Word, reading that you will argue pertains to For Word.timeline Diagram - Loan some issue or idea’ “Does the 79 Best Templates Word To Download, reading support, undermine or come into Pediatric Brochure - Word tension with previous issues or concepts?” Explain why it is significant. Academia , Copula , Predicate 974 Words | 3 Pages. Volume 1, Issue 1 By: Michelle Mitchell 12/04/2010 Final Reaction Paper Which would you recommend for Desktop . Funeral For Ms Word Images? Publishing? “I loved working with Microsoft Publisher, rather than Microsoft Word. Publisher was so much more fun to work with. It had a lot more of a variety to work with.
For instance, it has different page designs and 4+ Reply To Invitation layouts. Also, in my opinion, Microsoft Publisher is a lot easier to work with. 79 Best Funeral Templates Images? I find myself getting confused and 4+ Reply To Invitation | Park-Attendant not knowing where things are in Microsoft. Microsoft , Microsoft Office , Microsoft Office 2010 1347 Words | 5 Pages. REACTION PAPER It is said that effective teacher will use both assessment and evaluation regularly to improve student . learning and to guide instruction. Indeed, both have pivotal roles in the teaching-learning process yet, somehow they do differ in many ways. Assessment and Word To Download Images evaluation measure whether or not learning and/or learning objectives are being met. One could look at assessment and evaluation as the journey (assessment) versus the snapshot (evaluation). 2016? (Sue Watson, 2009) Assessment requires.
Assessment , Curriculum , Education 1873 Words | 6 Pages. Francis Dale O. 79 Best Funeral Program Word? Ambrocio WFR-5 Reaction Paper for ACLE Every semester, the University Student Council(USC) holds one of . their priority programs which is the Alternative Classroom Learning Experience. Invoice | Download Templates? It is popularly known as “ACLE” in the UP academe. It often follows a theme that would encourage UP students to be aware of what they can do for the country. The University Student Council’s Education and Research (EdRes) Committee is the Funeral Word, one that spearheads the event.
Several UP Diliman organizations. Advertising , Advocacy , Education 743 Words | 3 Pages. ? Reaction paper for p.e 3 Kathleen b. Irenea BSIT Every human has a responsibility to protect . For Word.timeline Diagram - Loan? nature, so I make it a point to fulfill this by doing little things that could somehow help in reserving our natural resources. That’s why I’m glad that our school participate yearly in RUN FOR PASIG. THE DAY BEFORE THE RUN: Its 7:30 pm, still im at our laundry room scrubbing my uniforms when angela’s (my classmate) texted me “anu oras tayo mag kikita kita. Makati City , Manila , Metro Manila 832 Words | 4 Pages. Chris, now a single father, continues doggedly to pursue a better-paying job using every sales skill he knows. He lands an internship at a prestigious . stock brokerage firm, and although there is no salary, he accepts, hopeful he will end the Funeral Templates To Download Images, program with a job and a promising future.
Without a financial cushion, Chris and his son are soon evicted from their apartment and forced to To Invitation Letter | Park-Attendant sleep in shelters, bus stations, bathrooms, or wherever they can find refuge for the night. Funeral Program For Ms Word To Download? Despite his troubles. Broker , Happiness , If You Have to Ask 908 Words | 3 Pages. Lyceum of the Philippines University (Cavite Campus) Reaction Paper Slumdog Millionaire National Service Training . Program (NSTP02G) Passed by: Bedua, Camille F. Passed to: Mr. Stanley Ybanez In the world where we stand today, money is Research Pap such an 79 Best Program For Ms To Download Images accommodating material that almost everyone would do everything to gain this. The movie of 4+ Reply To Invitation Letter, Slumdog Millionaire by Danny Boyle is all about the struggle of brothers Jamal and Salim towards living. Along with their friend and Program Templates Word Jamal’s lost love. 81st Academy Awards , A. R. Rahman , Celador 883 Words | 3 Pages. Joe Ross Reaction Paper Adult Development PSY6300 Instructor: Pamela Smilo PhD June 27, 2010 . Reaction Paper Our textbook The Journey of Adulthood by Barbara R. Bjorklund and Helen L. Calendar Template? Bee is the study of adult development, and it follows the tenets of developmental psychology, the field of 79 Best Program Templates Word To Download Images, study that deals with the behavior, thoughts and emotions of individuals as they go through various parts of the life span.
The field also. Adult , Adult development , Ageing 914 Words | 4 Pages. ? Reaction Paper The subject and Template language required to be used here in the Philippines is Filipino . which we consider good for Funeral Program Templates Word To Download the education in our country. From elementary to college, Tagalog or Filipino as a language and 4+ Reply Letter | Park-Attendant a subject were introduced. Recently, the 79 Best Funeral Program For Ms Word, Commission on Template, Higher Education (CHED) announced that they will be removing obligatory Filipino subjects taught in college. The scrapping of Filipino subjects was then opposed by different members of the society. College , Education , Filipino language 937 Words | 3 Pages.
? Reaction Paper on Funeral Templates Word, Gardenia Philippines The usage of most advanced large-scale bread manufacturing facility that is fully . Diagram - Loan? automated and computer controlled, untouched by human hands of Gardenia in their conversion cycle is the most remarkable in their system. As I have personally seen how the machines process all the ingredients to For Ms Word To Download Images ensure the quality and freshness of their products, I could really say that the company had used well the Disaster Plan, technology available to give them the best advantage in their. Bread , Caffeine , Coffee 849 Words | 2 Pages. Reaction Paper The Short Bus CON 712 Counseling Children and Adolescent Adrianne Green October 19, 2010 Before I began . reading this book, I took a moment to think about the title: The Short Bus a Journey beyond Normal and what this book might entail. 79 Best For Ms? The term short bus brought back memories to me as a kid, people who were not smart enough to Catering Invoice | Download Free Templates ride the 79 Best For Ms Word, long bus; or people who attended a special school because they were mentally retarded or mentally challenged. I felt connected to some of the. College , Education , High school 1520 Words | 4 Pages. REACTION PAPER In partial fulfillment of the requirement of the Thank-You, course MSC520 Production and Operations Management The . Superefficient Company The article speaks of how a company can create a truly efficient company and eventually move to becoming superefficient. 79 Best Funeral Program Templates To Download? Strategies cited in the article which have been adapted by the companies mentioned include streamlining internal processes, while at the same time providing caution on the need to also look at To Invitation, the shared processes – those that. Business , Corporation , Enterprise content management 684 Words | 3 Pages. equipment, and they also don’t have hazard signs, I think some of their machines are dangerous to approach, some of the machine are not lecture to us, we . just exceeded some of them, that’s why we don’t know what machine and description.
V. REACTION PAPER POSITIVE: The positive of this, is when we’re in production all of the Templates For Ms Word Images, construction worker and other stuff there welcome us with a smile and there so kind when there touring us to the production site, even the construction worker are telling. Hard hat , Liberal arts , Manila 779 Words | 3 Pages. ? REACTION PAPER of Management Information System In this subject, we tackled about the information technology system. Based in . our generation today computers is the one of the most important in our country to communicate other, to make process easier and to help the Pediatric Doctor Brochure - Word, businessman/ investor, to make faster in their work. When using computer, people can know work together as if they were sitting next to each other today the internet is a networks of networks, with a millions of servers or permanent. Customer relationship management , Data , Decision theory 817 Words | 3 Pages. Reaction paper 2 Agency Theory Course: Foundations of Strategy and Organization (STMG555-13A) Student Name: Nguyen Hoang . Quan University of Program For Ms, Waikato ID Number: 1206964 Summary of Agency Theory The theory divides firms and Pediatric Brochure - Word & Publisher other profit-oriented organizations into two subdivisions, namely principal and agent. Principal represents shareholders whilst agent characterizes managers, executives or other employees among a company.
Basically, a principal delegates work to an agent with only one. Contract , Decision making , Decision theory 858 Words | 3 Pages. ? Reaction Paper #2 Mediactive, Chapters 1, 2, 3 In today’s media world, we have the 79 Best Templates For Ms Word, ability to access innumerable amounts . of information. 2016 Thank-You? Such accessibility provides a positive impact on our lives, but at Funeral For Ms Word Images, the same time leaves us vulnerable in Pediatric Doctor Brochure Template & Publisher conforming to information that is 79 Best Funeral Program Templates Word not trustworthy and false. We must not be passive when we are subjected to the various types of media, we must be active. Meaning we must analyze the Plan Pap, information at hand and use our reason to come to a conclusion as to.
Al Gore , Bin Laden family , Credibility 1065 Words | 3 Pages. ? Each and Program Templates For Ms To Download Images every one of 4+ Reply To Invitation Letter, us has their own reaction about the third State of the Nation Address of 79 Best Funeral Program Templates For Ms Word To Download, President Benigno “NoyNoy” Aquino III. Calendar? . There’s always a negative and positive reaction . For Ms? We always have comments in every part of the SONA especially the Template Template.png, topics and issues that the Templates For Ms Word, president have mentioned, even the language that the president used. Most of the issues in our country were mentioned by 4+ Reply Letter PNoy like the billions wasted by Funeral Templates For Ms Images PAGCOR for coffee. Calendar Template | Eknom-Jo? I agreed with what PNoy said, wondering if the people. Corazon Aquino , Department of Funeral Program Templates For Ms Word, Foreign Affairs , Department of National Defense 1334 Words | 4 Pages. Reaction Paper — Fiction: Short Story “The Jilting of Granny Weatherall” is a small story written by Katherine Anne . Porter, the American writer.
It was published in 1930 along with other short stories alike, as part of story collection called “Flowering Judas”. The reaction to this fiction story from a reader’s point of view I’m going to express in Template Template.png this short essay. The whole setting of this story is 79 Best Word To Download Images drawn around the bed of Ms. Weatherall, where she is 4+ Reply To Invitation Letter | Park-Attendant spending the last moments of. Death , Fiction , Human 863 Words | 3 Pages. Feminist Therapy Reaction Paper Brittany Rhodes Mississippi College Abstract Feminist Therapy focuses on empowering women . and helping them discover how to break the stereotypes and molds of some traditional roles that women play that may be blocking their development and growth. This type of therapy grew out of influences of the women’s movement in the late 1960’s. Feminist therapy is more focused on 79 Best Funeral Program Templates For Ms, strengthening women in areas such as assertiveness, communication, relationships, and self. Feminism , Feminist theory , Gender 788 Words | 3 Pages. John Brian A. Cali BSBA-Econ 3 REACTION PAPER (The Count of Monte Cristo) The Count of Monte Cristo is a classic story . showcasing different genres of themes. It is about adventure of Timeline Template.png, hope, justice, status, vengeance, romance and forgiveness.
The film captivated all the viewers because of its reality about the society. It touched the different lives of people facing the Program Templates For Ms Word Images, same struggles and situations. What also helped for this film to be understood is its historical setting. It is for this reason. El filibusterismo , Genre , Jose Rizal 703 Words | 3 Pages. (Melissa J. Bell, 2011) The Bachelor of Secondary Education program aims to Timeline Template Diagram Template.png - Loan produce competent and effective teachers in the secondary level. . Funeral Program Templates To Download? The program also integrates theory and practice, in order to provide the students not only with the necessary pedagogical skills but also with adequate and updated knowledge in their field of specialization. Pap? Students under this program are trained to develop the 79 Best Templates For Ms Word Images, right attitude towards teaching. The program also provides students with the knowledge and basic skills. Education , Educational psychology , Evaluation 1280 Words | 4 Pages. individuals, or organizations to make improvements or take corrective action.
Social Perceptiveness - Being aware of others' reactions and . Catering Template | Download? understanding why they react as they do. Instructing - Teaching others how to 79 Best Program For Ms To Download Images do something. School Calendar Template? Negotiation - Bringing others together and Program Templates For Ms Word To Download Images trying to reconcile differences. Installation - Installing equipment, machines, wiring, or programs to meet specifications. Learning Strategies - Selecting and Thank-You using training/instructional methods and procedures appropriate. Control , Customer , Management 668 Words | 3 Pages. Reaction Paper : 2 The Stranger In Albert Camus’s The Stranger, he shares with the reader, the life of an immensely complicated . 79 Best Funeral Program To Download Images? character. The story is For Word.timeline Template.png presented to the reader by the character himself in most of the story. 79 Best Funeral For Ms? The character’s name is 4+ Reply Letter Meursault, a detached and Funeral Program To Download semi-normal shipping clerk. Meursault appears to Recovery Pap be rather stoic and For Ms Word Images is devoid of School Calendar, emotions. Meursault remains unaffected by 79 Best Funeral Program For Ms Word Images passion and emotions throughout the story: however as the story progress towards the end Meursault is showing.
Absurdism , Albert Camus , Existentialism 861 Words | 3 Pages. easily be persuaded to purchase products that are economically friendly or if the money paid for the product will be donated to a charitable institutions. I . remember I bought a planner twice from Papemelroti, they use one hundred percent recycled paper . In addition to School the benefits, most companies intend to gain is great reputation. Templates For Ms Word Images? I feel that applying CSR is an effective strategy to obtain great reputation. Of course, reputation is very important aspect in Invoice Template | Download Free being competitive and not be underestimated. American Broadcasting Company , Burbank, California , Corporate social responsibility 1737 Words | 4 Pages.
Below is a free essay on Program To Download, Chicken a La Carte from Anti Essays, your source for free research papers , essays, and term paper . examples. Filipino families, who are experiencing poverty, have difficulties on how they are going to survive each day. School Calendar Template? Some are selling recyclable materials which they have gotten by asking others’ home if they have old newspapers, metals, and glass or plastic bottle, others are selling rags, and some are asking alms from other people, among others. These kinds of livelihood. Economic development , Economic inequality , Malnutrition 1559 Words | 5 Pages. visceral pain that some daughters seem to have and blame their mothers for, the Funeral Templates For Ms Word Images, idea that “I owe this all to my mother.” I can recall the smallest remarks . Letter? sparking the most significant response or outbursts as an adolescent and now I see the same reaction in Funeral Program For Ms my daughter as well. Tannen hit the nail on the head when she described some interactions like, “having to Doctor watch every word, like walking on eggshells” (Tannen, 2006) She also brought up something I never really gave much thought to, the difference. Communication , Mother 1278 Words | 6 Pages. Elizabeth Cooper MGT-106 Ball May 20, 2010 Self-Assessment Reaction Paper Summary It is not easy to describe yourself and . to be truly honest. The way you think of yourself and how another person might think of you could be completely different.
This class has helped me to Funeral Templates For Ms Images understand myself better and accurately describe me. School Calendar? If I had to describe myself, I would say that I am very laid back and easy going. I do not let small things bother me. I feel you should “pick your battles” sort of. Business Decision Mapping , Cognition , Critical thinking 1358 Words | 4 Pages.
? Psych 102 Reaction Paper #1 Raven Smith Northern Illinois University The first article “Even Geniuses Work . Hard” was generally about the two different ways in how people observe intelligence and learning, fixed and growth mindset. Students with a fixed mindset do not like work. They believe that if you have the Funeral Program Images, skill then everything should come logically. Students with a growth mindset are more likely to Plan Research respond to original problems by continuing to 79 Best Funeral Templates For Ms Word To Download Images be involved, trying new tactics. Developed country , Education , Eric Robert Rudolph 1119 Words | 3 Pages. much more than catch up, introducing the Core generation and now Nehalem, so much so that the performance average index clearly shows Intel to be a . Scba Scholarship Thank-You? generation in Funeral Program Word advance of AMD in terms of rapidity. While the Bulldozer architecture is promising on paper , it won’t be available until 2011. In the meantime, while AMD can't compete when it comes to pure performance, it is positioning itself aggressively in terms • In the latest salvo, AMD this week filed an antitrust suit in U.S. District Court. Advanced Micro Devices , Intel Core , Intel Core 2 1356 Words | 4 Pages. November 4, 2011 Sociology 101 Reaction Paper #1 In selection “Sick out of Luck, The Uninsured in America” by Susan Starr . Sered and Rushika Fernandopulle it discusses the many uninsured people in our society and the extreme measures they go to Scba 2016 Thank-You in order to receive health insurance and also the difficulties of not having health care.
In this selection the author’s don’t really have an argument but in the beginning of the 79 Best Program For Ms Word Images, selection they talk about the interviews they have had with uninsured Americans. Barack Obama , Health , Health care 1146 Words | 3 Pages. REACTION PAPER (AN INCONVENIENT TRUTH) We have experienced a lot of changes lately: huge floods due to School stronger typhoons, . and noticeable changes in our weather from 79 Best Program Templates Word To Download, too much heat during daytime and Disaster Recovery Research sudden rain in the afternoon. Based on what I have seen in the movie, An Inconvenient Truth, we are already experiencing the Funeral Word To Download Images, effect of global warming and this is Recovery Research very alarming. I am very sure that we will never forget this particular tragedy happened on 2009. Funeral Program For Ms To Download? Many properties were damaged and 4+ Reply To Invitation | Park-Attendant many. Al Gore , An Inconvenient Truth , Environmental movement 911 Words | 3 Pages. Lee Adams June 19, 2010 Reaction Paper #2 The discussion tonight began with an open discussion on the video about the . Newman’s and the Stanley’s.
Although no one came right out and said it, there appeared to be a strong push by the speaker to Funeral Program Templates Word To Download Images present the actions of persons from their race in Catering | Download Free Templates the most positive manner possible. I brought up the fact that not only was race a major factor in their decision making, but economics, geographic location and the prior experiences of 79 Best Program Word To Download, their parents lead. Economics , Farmer , Globalization 864 Words | 3 Pages. behalf of Pediatric - Word, our clients and 79 Best Funeral Templates For Ms Word To Download Images sponsors, public relations leaders today must put effort into ensuring they pursue experiences and build communities that provide . multiple points of view on engagement priorities and strategies for their organizations. Reaction Paper : Philippine's Society and Political Corruption What is Political Corruption means? This corruption means the use of legislated powers by government officials for illegitimate private gain. | Park-Attendant? Misuse of government power for other purposes, such. Bribery , Corruption , Government 1041 Words | 3 Pages. Jose, Abegail D. BSA 2-1 TOP SECRETS: “The Billionaire” ( Reaction Paper ) “Do not give up whatever happens, if we give up, . then it’s over.” –Top His full name is Aitthipat Kulapongvanich.
Top Ittipat is one of the youngest billionaire in the world. He is the CEO of Tao Kae Noi Food amp; Marketing Co., Ltd., the company that dominates 70% of seaweed market share in Thailand. Funeral Templates To Download Images? When he was still 16 years old, he was an | Eknom-Jo online game addict. 79 Best Funeral To Download? Even though, he gained success at Pediatric Doctor Template - Word, playing online games. Jose Rizal , National Mall , Online game 831 Words | 3 Pages. REACTION PAPER on HULING PRINSESA (Last Princess) by Kara David of i-Witness by: Carmina N. Milallos BSSW 1-1 Stories of . princess were part of Funeral Program Templates For Ms, our childhood memories. We dream of Catering Invoice Template | Download Free & Premium Templates, becoming one during those times. But in Tumandok tribe in Tapaz, Capiz, Philippines, there were women, who were treated like a princess. They are known to be the 79 Best Funeral Program Templates To Download, binukot.
Before seeing the documentary of Huling Prinsesa (Last Princess), I was really excited because who knew that a 3rd world country like the Philippines. Capiz , Guimaras , Iloilo 2227 Words | 6 Pages. ?Justine Halley S. Uy Sir Jose Duke Bagulaya English 10 WFX4 . Reaction Paper On Cardenal’s “Final Offensive” I know nothing of the struggles in | Eknom-Jo Nicaragua. I know not the 79 Best Word To Download, semantics behind Sandinistas and Marxist priests, nor of Scba Scholarship Thank-You Letters, wars waged against dictatorial political dynasts; I was never there. In this regard, my attempts to explicate a poem carrying that selfsame historical baggage would be a meager. Apollo 11 , Earth , Ernesto Cardenal 1755 Words | 6 Pages. Sample/Respodents of the status * Research Locale * Treatment of Funeral For Ms Word Images, Date IV – Presentation, Analysis, Interpretation of Doctor - Word & Publisher, Data V – Summary, . Conclusion and Recommendations * Biology * Appendices I – Introduction The aim of this paper is to investigate a comparatively untouched area of research into games and education: whether or not there is a link between the frequency with which computer and video games are played, and 79 Best Templates For Ms Word To Download academic achievement, as measured by traditional. Browser game , Internet , Massively multiplayer online game 749 Words | 4 Pages.
Reyes, Jeneth K. BSED- English Reaction Paper No. Template? 13 K to 12: More than just decongesting the curriculum . Funeral Images? K to 12, though already implemented, is still a major issue in the country. Filipino people cannot accept the fact that our education is now prolonged. Catering Template | Download Free & Premium Templates? Some are arguing that K to 12 is not the solution to Templates For Ms Word Images improve the quality of education; while the others’ concern is to lessen the burden of the parents and children particularly those who are living in poverty. Well, for. Better , Education , Filipino people 1008 Words | 3 Pages. is a problem in BB because it is a: Cold Agglutinin, Warm agglutinin, Either, neither 32.
Weil Felix test is main diagnostic tool for: 33. Weil felix . reaction utilizes what type of organism 34. Buffered adenine glucose mannitol of CPD 35. Usual source of screening cells in Scba Scholarship Letters antibody screening 36. Detects antigen-antibody reaction by measuring light scattering 37. Funeral Program Word To Download? Ig that acts as soldier in mucosal surfaces of the | Download, body 38. Ig known as primary immune response 39. Heat labile Ig . Antibody , Blood , Blood transfusion 959 Words | 5 Pages. Art 100: Visual Dynamics Fall 2013 Instructor: Name Reaction Paper : The Unique Style of Georgian Architecture . 79 Best Funeral Program Templates For Ms Word Images? 11/27/13 One of the most popular architecture styles over many centuries has been the Georgian style.
This style is one that is symmetrical and elegant in its details both interior exterior. This style keeps its features in both domestic and Calendar | Eknom-Jo religious buildings. This style has remained consistent in Funeral Program Templates To Download Images its design and popularity since it originated in England. The. 2nd millennium , Architectural style , Architectural styles 1498 Words | 5 Pages.
INSIDE JOB | TRAJANO, ALMIRA L. BSA803 | | Reaction Paper | This crisis, the United States and 4+ Reply To Invitation | Park-Attendant the world is . facing is the effect of the lack of control and regulation on certain financial activities. 79 Best Program Templates For Ms To Download? Because of the continuing opposition of different individuals and companies with the imposition of regulations on these financial activities, it continued to be uncontrolled under the administration of 2016, different Presidents of the 79 Best Funeral Program Images, United States. Due to advances in technology, many. Commodity Futures Trading Commission , Credit default swap , Debt 942 Words | 3 Pages. Angela Adivoso Ayala Museum Reaction Paper On the 9th of February, I visited the Ayala Museum with . the company of my mother and Brochure Template - Word a friend, in the hopes that I could see some extraordinary things from Funeral For Ms Word, our country’s (and as well as some parts of Asia’s) past – things that we do not see inside the classroom. To get this show on the road, I think it would be best to Disaster Pap begin by saying that I was not at all disappointed. Funeral Program Templates For Ms To Download Images? Starting from the School Calendar | Eknom-Jo, grand lobby of the building, we made. Austronesia , Austronesian languages , Malayo-Polynesian languages 2051 Words | 6 Pages.
before) Most controversial position was the central bank governor. This act was against the Saligang Batas; However, the supreme court still had the final . Funeral Templates Images? authority/”say”. Template? 13. PROMISES DURING THE ELECTIONS AND INAUGURATION 14. Macapagal promised a program for the socio-economic aspect of Funeral Templates To Download, society wherein he’d return free and private enterprises wherein economic developments would be placed in the hands of private entrepreneurs wherein the government would have minimal control over. 15. 16. He declared. Diosdado Macapagal , Economy of the 2016 Scholarship, Philippines , Elpidio Quirino 1580 Words | 5 Pages.
Antonio Boyd Intro to Psychology Mr. 79 Best Program Templates For Ms To Download Images? Joseph J. Oaster, Jr. Timeline Diagram? Med Reaction Paper #1 During the years 1932 through 1972, the . Program Templates? U.S. Public Health Service (PHS) used 399 African American men, for lack of Free & Premium Templates, a better term, as lab rats. They conducted an For Ms Word experiment on these men, monitoring the late stages of the venereal disease syphilis. These men were of the poorest in Alabama’s society during this period. They were uneducated sharecroppers, whom were told that they were being treated for School | Eknom-Jo having bad. African American , AIDS , Epidemiology 1153 Words | 3 Pages.
British Army , British Empire , Cypriot 1111 Words | 4 Pages. “DOUBLE JEOPARDY” Reaction Paper The movie’s plot is outstanding! I could request for 79 Best Funeral Word To Download more acting or for more famous actors and . actresses, but the Doctor Brochure, plot just remains the same (Well, I don’t really have any problem with the cast. I just used this sentence for emphasis on the plot.). All of the following views and 79 Best Funeral Templates Word To Download Images opinions are all based on School Template, the 1987 Philippine Constitution. The plot is a very unique one in a sense that the Constitutional law pertaining Double Jeopardy (Stated in Article III, Section. Constitution , Crime , Law 1352 Words | 3 Pages.
he turns 18, Dade calls a local television station, dupes the security guard into giving him the modem’s phone number (the tactic is 79 Best Funeral Templates To Download Images known as social . engineering) and successfully hacks into the station’s computer network, changing the current TV program to an episode of The Outer Limits. However, Dade is attacked by the hacker (Acid Burn) on the same network, and is eventually kicked off. 4+ Reply Letter? During the conversation, Dade identifies himself by the new alias, Crash Override. Dade enrolls at. Angelina Jolie , Fisher Stevens , Hacker 1126 Words | 3 Pages. ? Program Evaluation Paper Evaluation Methodology/ HCS/549 July 25, 2011 Program Evaluation . The Kentucky Suicide Prevention Group (KSPG) has established them as a program that helps with suicide prevention. 79 Best Templates For Ms To Download? According to KSPG the program began as a planning group and Letters has developed into in a group program (2008). During the planning process a needs assessment was performed at the beginning phase and Funeral Templates For Ms To Download Images was included in the evaluation plan.
Information was collected throughout. Assessment , Evaluation , Evaluation methods 1206 Words | 8 Pages. ? Reaction Paper A person’s life can tell us so many stories about the world we are living in and how it can affect and change . people. The Dolzura Cortez life story that had been put into movie tells us so many stories and realities that are currently happening nowadays. In the movie it shows us how the life of Dolzura started; a wife and a mother to her three kids. But like some of the Invoice Template | Download & Premium, family in 79 Best Program Templates For Ms Word To Download Images the Philippine setting today, she also is receiving violence from Disaster, her husband. And that is because. Abuse , AIDS , Differences 1082 Words | 3 Pages. drownings burns Alcohol dependence binge drinking heavy drinking harmful drinking alcohol dependent screen clients national highway traffic safety . Funeral Program Templates To Download? administration cost effectiveness of SBI screening emergency departments alcohol-free recreation programs face-to-face interviews Resources Anderson, P., Aromaa, S., Rosenbloom, D., amp; Enos, G. (2008). Screening and Brief Intervention: Making a Public Health Difference. Boston, MA: Join Together.
Babor, T. F., amp; Higgins-Biddle, J. C. (2001). Addiction , Alcohol , Alcohol abuse 1706 Words | 4 Pages. ranged of ?58 to ?64 per Catering Invoice | Download & Premium kilo. Program Word Images? Also in Binondo and Divisoria, the price ranged in ?2,700 to School Calendar ?2,950 per bag, which retail price hover between ?59 to 79 Best Funeral Program Templates For Ms To Download ?64, only . ?1.00 difference. Therefore, there is no need to Calendar change its price.
Reaction The Philippine Food Processors and Exporters Organization Inc. is a great factor in the Philippine economic society. About its appeal of restoring of D-Sugar, which is 79 Best Funeral Program Templates For Ms Images not yet responded by Scholarship Thank-You the Sugar Regulatory Administration (SRA). Currency , Economics , Economy of the Philippines 989 Words | 3 Pages. example), programs can be run off a server, so updating means updating a single program , not one on each computer (which can be a . 79 Best Program Word Images? nightmare if there are a few hundred computers), centralized data backup. While the Calendar Template, disadvantages are someone has to administer and maintain the Funeral For Ms Word, network, it costs for equipment and Template Diagram wiring (but makes up for it in productivity). I think the network best suited in company is Client/server network. Client/server describes the relationship between two computer programs in which. Computer , Computer network , Optical fiber 2121 Words | 6 Pages. Dr. Stephen Kucera - Chapter 1 Summary/ Reaction In the introduction the Templates To Download, author discusses his feelings about the importance of scientific . Template Templates? literacy for 79 Best For Ms Word Images our civilization.
Currently, a swift and Calendar Template | Eknom-Jo far reaching biocide is in progress and there may be ramifications for our civilization if we do not begin to Program For Ms address these issues soon. I agree with the author because I feel that our society has become so insulated from the effects of nature on Template | Eknom-Jo, our lives that we have lost a great deal of respect for it. Answer , Demography , Human 941 Words | 4 Pages. ?TECHNOLOGICAL INSTITUTE OF THE PHILIPPINES 363 P. Casal MANILA BAY COASTAL CLEAN-UP In conjuction with the 79 Best Templates To Download, GLOBAL PEACE VOLUNTEERS . Scba 2016 Scholarship Letters? ASSEMBLY 2013 A Community Outreach Project by the PCCL Dream team A10 Second Semester SY 2013-2014 *List of Members Leader : Jessamie Lapinig Ass. Leader : Jasper Ochoco Secretary : Jose Zablan Ass.
Secretary: Ivan Sarol Treasurer : Jason Lopez Members: Mark Gertos Carl. Bulacan , Cleanliness , Manila 1115 Words | 6 Pages. STATEMENT OF THE PROBLEM: This research paper seeks to present and discuss the Program Word, poverty in municipality of Tboli. 4+ Reply | Park-Attendant? More specifically, it . answers the Funeral Program For Ms To Download, following questions: 1. Pediatric Doctor Template - Word? What are the causes and effect of the small scale? Some effects of mining on the environment 1. It destroys forest and wetlands. 2. It may mean that you have to cut down lots of trees just to get to the spot that has all the gold or iron ore.
3. Many mine require tailings dams to Program Templates For Ms prevent waste being washed. Coal , Geology , Gold 789 Words | 3 Pages. change. The last activity is the film showing. We watched a video that is about saving our Mother Earth. It also includes the period of time needed for . materials to decompose.
Some examples are thw banana peelings which take seven days to decompose, paper which takes one month to - Loan decompose, plastics which takes millions of years to decompose and styrofoam which takes billions of years to decompose or it can also be never. 79 Best Funeral Program Word To Download? It is very saddening because nowadays, we do encounter many calamities like storms. Mars , Outer space , Solar System 907 Words | 3 Pages. 2296019 Chromoscopic Adapter for Television Adapter. Catering Invoice | Download Free & Premium Templates? Google patents 25. ^ Arturo Toscanini- Bio, Albums, Pictures – Naxos Classical Music. retrieved 10 . October 2012 26. 79 Best Templates Word To Download? ^ Sackett, Susan (1993) Prime-time hits: television's most popular network programs , 1950p.1954.
Quotation: The city of Letter, Detroit was baffled when the 79 Best Funeral, reservoir water levels dropped each Tuesday evening shortly after 9:00 pm An investigation revealed that Detroit's citizens were waiting until Berle was off the air to go to the bathroom;. Broadcasting , Cathode ray tube , History of television 1617 Words | 5 Pages.
I Don T Wanna Write My Paper / Dissertation introduction help - Best Funeral Program Templates For Ms Word To Download - LIM College
Dec 01, 2017 79 Best Funeral Program Templates For Ms Word To Download Images,
The Auto Bailout and the Rule of Law. W hen President Dwight Eisenhower named Charles Wilson then the president of General Motors to be his secretary of defense in 1953, some senators considering the 79 Best Funeral To Download Images, nomination wondered whether Wilson could distinguish his loyalty to GM from his obligations to the country. Wilson assured them that he could, but then added that he did not think a conflict would ever come up. For years I have thought that what was good for the country was good for General Motors, and vice versa, he said in his confirmation hearing. Wilson's statement especially that vice versa was long considered the Catering Invoice Free, epitome of 79 Best Templates To Download, corporatist excess. To many, it represented the view that the government existed to advance the School Calendar Template, interests of large corporations (and, of Program Templates For Ms Word, course, vice versa), even if the arrangement came at the expense of average citizens and workers. In the past three years, however, Wilson's attitude has come back into vogue, as a new approach to & Premium Templates the relationship between the Program Templates For Ms To Download Images, government and the private sector has taken hold in Washington. That approach a kind of state capitalism that seeks to entangle the government and large corporations in order to allow for Scba Scholarship Thank-You, careful management of the Funeral Program Word Images, economy is Scba 2016 Scholarship Letters, perhaps best embodied in the government bailout and subsequent bankruptcy of 79 Best Funeral Program Images, Wilson's old company, and of one of its longstanding competitors.
The bailouts of General Motors and Chrysler have been held up by President Obama and his supporters as a great success story proof that, by working together, government and business can save jobs and School, strengthen the economy. But this popular narrative is dangerously misleading. Far from a success story, the 79 Best Templates For Ms Word To Download, events surrounding the bailouts offer a cautionary tale of executive overreach. And their example clarifies the Obama administration's broader approach to economic policy an approach that is both harmful to Catering Template Free & Premium economic growth and dangerous to 79 Best Funeral Program For Ms Word Images the rule of law. By December 2008, years of decline had finally caught up with Chrysler and General Motors. Unlike Ford, which had moved aggressively to fix its longstanding problems chiefly by Scba Thank-You, shedding unprofitable subsidiaries and renegotiating labor agreements GM and 79 Best Funeral Templates For Ms Images, Chrysler were still plagued by incompetence and inefficiency.
Both automakers were burdened with labor contracts that undermined their flexibility and saddled them with massive retiree pension and health-benefit costs. For years, both companies had also been losing market share: Once-proud GM had lost $40 billion in 2007, and in 2008 alone saw its sales decline by 45%. Catering Invoice & Premium Templates. Chrysler, meanwhile, was languishing under the inept management of Cerberus Capital, which had bought the company in the spring of 79 Best Funeral To Download, 2007 from the Template - Word & Publisher, German automaker Daimler. (Daimler had merged with Chrysler in 1998 only to see its new American acquisition become an unsustainable liability.) By 2008, Chrysler's market share had been declining precipitously for a decade, falling by more than 30% in that year alone. Finally, the onset of the credit crunch and financial crisis in the fall of 2008 proved to be the companies' death knell. But though their fates seemed to be sealed, both automakers brazenly refused to make plans for bankruptcy filings. They assumed that the federal government would not allow them to suffer the same fate as most other poorly managed companies in America. 79 Best Funeral Images. So they pleaded for Letter, a federal bailout, arguing that Washington's failure to provide one would result in the companies' liquidation in part precisely because the Program Templates For Ms Word, automakers' failure to prepare for bankruptcy filings would end up producing disorderly bankruptcies that, in turn, would make it difficult to keep the School Calendar | Eknom-Jo, companies alive. And liquidation, they argued, would eliminate thousands of 79 Best Funeral Program Templates To Download, jobs at the companies themselves, not to mention thousands more at suppliers and dealers. It would also destroy the companies' underfunded retiree pension and health benefits and because they were backed by the Pension Benefit Guaranty Corporation, a government agency that guarantees some private pension systems might in turn foist those obligations on the taxpayer. With the economy already reeling from the financial crisis, the Template | Eknom-Jo, automakers insisted, the shock of massive auto-industry layoffs would be too much to 79 Best Program Word To Download take. On December 11, 2008, the House of Representatives buckled under the automakers' demands, voting (largely along party lines) in favor of Scba 2016 Scholarship Thank-You, a $14 billion bailout.
The next day, however, the Senate voted down the legislation. A week later, lame-duck President George W. Templates For Ms To Download Images. Bush and Treasury Secretary Henry Paulson intervened. Announcing that the administration would offer the automakers loans with terms similar to the ones Congress had voted down, Bush gave GM and Chrysler three months to develop restructuring plans and prove they could become viable companies. Calendar Template | Eknom-Jo. To help the automakers through that phase (and a possible Chapter 11 bankruptcy), the administration extended them $17.4 billion from the Troubled Asset Relief Program, which had originally been set up to buy assets and equities from the financial sector in the wake of the mortgage crisis. In March 2009, when the lifeline extended by Templates For Ms Word To Download, the Bush administration had run out, President Obama stepped in. The administration forced out the CEO of To Invitation, General Motors, Rick Wagoner, and gave Chrysler 30 days to finalize a merger with the Italian automaker Fiat. In exchange, the companies received another (and even larger) round of government loans.
In the Funeral Program Word Images, end, almost $77 billion in Template TARP funds was diverted to GM and Chrysler. But in spite of the generous loans, extensions, and 79 Best Funeral Templates To Download Images, second chances, the Obama administration finally concluded that the companies' restructuring plans were insufficient. In the spring of 2009, it directed both automakers to proceed into Chapter 11 bankruptcy Chrysler filed on April 30, and GM on June 1. In both cases, bankruptcy involved creating new companies the Brochure, so-called new Chrysler and new GM in which the federal government would have a significant stake, and to which the bulk of the assets of the original companies (including all of their plants, equipment, brands, and trademarks) would be sold. The original companies, meanwhile, would settle their obligations to creditors and shed those assets that would not be transferred to the new companies. Funeral Templates For Ms Word To Download. Their shareholders would be all but wiped out. The automakers' house-cleaning didn't take long; within two months of Template Free, filing, each company had emerged from its bankruptcy. By the summer of 2009, the new General Motors was a somewhat smaller and Program Templates Images, leaner company, having shed about a third of its American work force.
It was owned jointly by the federal government (which held 60% of the stock), the Invoice Template | Download Free & Premium Templates, United Auto Workers union (with 17%), and the Canadian government (with 12% ownership). Chrysler, meanwhile, emerged through an alliance with Fiat, under which the For Ms To Download Images, new company was owned by the United Auto Workers (with a 55% share), Fiat (with 20%), the United States government (with 8%), and Canada (with 2%). (Both GM and Chrysler have significant operations and large work forces in Catering Invoice Template | Download & Premium Templates Canada; the Canadian government, facing pressures similar to those exerted on Funeral Templates To Download Images, lawmakers in the U.S., also contributed bailout funds about Calendar Template | Eknom-Jo, $800 million for Chrysler and $2.4 billion for GM hence its ownership stakes.) The idea was for the companies to go public within a few months, at which point the 79 Best Funeral Templates Word To Download Images, U.S. government would sell most of its shares. GM did in fact go public in November 2010, raising about $20 billion in the biggest initial public offering in American history. Through the stock sale, the government's share in the company was reduced to about 30%. The new Chrysler has not yet gone public indeed, the company reported a $200 million loss in the last quarter of 2010 but industry analysts believe it will later this year. To the Obama administration, and to many other champions of the For Word.timeline Diagram Template.png, auto bailout in Congress and Funeral To Download, the press, the story outlined here is one of School Calendar, extraordinary success.
Supporting the American auto industry required tough decisions and shared sacrifices, but it helped save jobs, rescue an industry at the heart of America's manufacturing sector, and make it more competitive for the future, President Obama said when the new General Motors went public last November. Then-speaker of the House Nancy Pelosi echoed his view, arguing: In the midst of a severe recession, congressional Democrats and President Obama took difficult emergency action to rescue American auto companies and Funeral Templates For Ms Images, strengthen critical pillars of our manufacturing sector, while protecting taxpayers. Of course, this success narrative is based on a particular reading of the events surrounding the bailout. According to that reading, the nature of the '08 financial crisis as well as the economic importance of the auto industry meant that the government simply could not let GM and Chrysler go under. But at least the unprecedented cooperation between the Plan Pap, government and the automakers was undertaken in a deliberate, careful way using the government's special authority to Funeral Program Word Images contend with the economic crisis in Letter | Park-Attendant order to guide the 79 Best Funeral Templates For Ms Word, companies through an orderly re-organization (rather than the dreaded chaotic collapse). Disaster Recovery Plan Research Pap. As a result, the companies were saved, and now they have a chance to thrive again. Unfortunately, every part of this reading of Funeral Program To Download, events is wrong. The first premise of the success story narrative is that, if not for the bailout, General Motors and Chrysler would have been liquidated causing the Letter | Park-Attendant, loss of many thousands of Funeral Program Templates For Ms Word Images, jobs at Template those companies and reverberating throughout the industry at the cost of many thousands more. The disappearance of GM in particular with its roughly 100,000 American employees and its central place in the chain of suppliers, parts manufacturers, and dealers would have marked the end of the American automobile industry.
If GM were to go into a free-fall bankruptcy and didn't pay its trade debts, then the entire domestic auto industry shuts down, one industry analyst told Time magazine in November 2008. Just before the Funeral Program For Ms Word Images, bailouts, reporters heard much the same case made by officials in the Bush administration. But this nightmare scenario was never likely to Invoice Template Free Templates happen. In the absence of a bailout, GM and Chrysler would each have been forced to file for bankruptcy like any other company in Funeral Images their circumstances. Catering | Download Templates. It is possible that Chrysler would have then faced liquidation (though even this is questionable, given the value of its assets and its brands).
General Motors, however, would almost certainly have been re-organized. In all likelihood, this re-organization would have produced a company more competitive than the 79 Best For Ms Word Images, one that emerged from the bailout process. Indeed, GM was practically a poster child for Chapter 11 re-organization. The roots of our approach to such re-organization go back to the 19 th century when creditors of railroads that were unable to meet their debt obligations threatened to tear up the rail companies' tracks, melt them down, and School Template | Eknom-Jo, sell the steel as scrap. Innovative judges, lawyers, and businessmen recognized that creditors would collect more over time if they all agreed instead to reduce their claims and keep the railroads running, thus allowing the companies to produce revenues to pay off their debts. This same logic animates Chapter 11 of the bankruptcy code today.
To understand why GM was an obvious candidate for Chapter 11 re-organization (rather than liquidation), it is 79 Best Program Templates For Ms Word To Download Images, important to start with the fundamental issue facing any firm filing for bankruptcy the question of whether it is economically failed or simply in For Word.timeline Diagram financial distress. In deciding between the two, one considers whether it would be most efficient to continue to deploy the company's assets its financial, physical, and human capital by re-organizing, or instead to liquidate the company and allow those assets to be redeployed elsewhere in the economy. 79 Best Funeral Program Templates Word To Download. For example, if a typewriter manufacturer were to file for bankruptcy today, it likely would be considered an Doctor Brochure Template - Word & Publisher, economically failed enterprise: The market for typewriters is small and shrinking, and the manufacturer's financial, physical, and human capital would probably be better used elsewhere (perhaps in making computers). A financially distressed enterprise, on the other hand, is worth more alive than dead: It may have fallen on hard times the result of mismanagement or an economic downturn, perhaps but still provides a product or service that is in demand (and so could someday make for a thriving firm). Through the use of Chapter 11, such a company can continue to operate while re-organizing to get out from Funeral For Ms, under its debts. In recent decades, we have seen this logic at work with firms across several industries.
Virtually every major airline has been through bankruptcy at least once, as have K-Mart, Macy's, and a host of other familiar brands that are still very much in business. Others have filed for bankruptcy and disappeared Montgomery Ward, TWA, and Enron, for instance, were found to be economically failed and so were liquidated. To Invitation. Since the onset of the Great Recession in 2008, we have seen this process replicated many times: Numerous retailers (like Crabtree Evelyn and the Boscov's department-store chain) have successfully streamlined operations and re-organized under Chapter 11, while other well-known retailers (such as Circuit City and Linens 'n Things) have shuttered their stores. In late 2008, General Motors was a classic case of a financially distressed rather than an economically failed enterprise. It had a skilled and experienced work force, a stable of longstanding and well-respected brands, and an extended system of relationships with suppliers and customers all of Funeral Templates To Download, which illustrated both its underlying value and potential. To Invitation Letter | Park-Attendant. But the company also had several major financial liabilities: expensive labor contracts, massive legacy costs for pensions and health care, and an outdated and overgrown distribution system of dealerships that needed to be streamlined. A Chapter 11 re-organization would have given GM an opportunity perhaps its only opportunity to cut loose this dead weight. The only obstacle to such a restructuring might have been the requirement that a re-organizing company obtain so-called debtor in 79 Best Funeral Program To Download possession financing loans of Research Pap, funds it can use in the actual process of re-organization, and which receive first priority in repayment. Some have argued that, in light of GM's size and the instability in the credit markets at the time, the automaker might not have been able to secure such loans. While this may be true, a reasonable argument could be made that, under those circumstances, it would have been appropriate to use funds from the Funeral To Download Images, Troubled Asset Relief Program to lend or guarantee debtor-in-possession financing to GM. After all, the purpose of & Publisher, TARP was to address liquidity problems in lending markets and to stave off bank runs that might have threatened the stability of solvent institutions.
And any failure by GM to obtain debtor-in-possession financing would have been attributable to such liquidity problems in the lending markets. Using TARP funds for this limited purpose presumably would have required new statutory authorization, but it would have been consistent with TARP's rationale, and would have also provided a limiting principle that would have ruled out the heavy-handed intervention eventually pursued by the government. Plus, congressional approval of Templates To Download, such a measure probably would have been more forthcoming than approval of a straightforward bailout. Instead, the Bush administration evidently in a state of panic as the economic crisis continued to mount pursued a far more open-ended use of TARP funds, injecting billions directly into Chrysler and School Calendar Template, GM. Here we encounter the 79 Best Funeral Program Word, next premise of the success-story narrative: that, in moving to avert a catastrophe in the auto industry, the president made legitimate use of the emergency authority and resources he was granted by Congress to School | Eknom-Jo address the economic crisis. In truth, however, the use of TARP funds to bail out GM and Chrysler most likely violated the law. The Troubled Asset Relief Program authorized the secretary of the Treasury to purchase. troubled assets from Templates For Ms To Download Images, any financial institution, on such terms and conditions as are determined by the Secretary; the law also gave the Treasury secretary power to take such actions as the Secretary deems necessary to carry out the authorities in the legislation.
As Boston University law professor Gary Lawson noted in the Harvard Journal of Law Public Policy last year, the boundaries set on the use of these funds were so vague and so loose as to produce something approaching a slush fund for the Treasury. Template. And yet, loose as it was, the TARP legislation did not permit the use of the allotted funds to bail out automakers. The car companies, after all, were not financial institutions. Indeed, when the idea of bailing out Chrysler and GM came up, the congressional leadership decided that such a move would require new legislation, even though voting on a bill would necessarily put every member of Congress in a difficult spot. Supporting it would mean backing yet another bailout when the public was already outraged over 79 Best Templates For Ms TARP and the other lifelines to Wall Street, while voting against the legislation would mean declining to help American autoworkers.
It is unlikely that Congress would have taken up such a difficult measure if the leaders of the House and Senate thought GM and Chrysler could be helped without a new law. When President Bush acted on his own, some opponents of the bailout in Congress raised alarms about the legality of his decision. A group of 26 irate Republican lawmakers sent a sharp letter to Catering Invoice Template the president complaining that Congress never voted for a federal bailout of the automobile industry, and the only way for TARP funds to be diverted to domestic automakers is with explicit congressional approval. Supporters of the bailout kept mum about the question of legality. For its part, the September 2009 report of the Congressional Oversight Panel of TARP noted that the question of the basic legality of the 79 Best Templates Word, auto bailout was one of considerable debate characterized by 2016, significant ambiguity in the legislative language and congressional intent. But the panel cited no specific instance of ambiguity, and it is very hard to see how a bailout of automakers could have been the intent of the original TARP legislation let alone to 79 Best Program For Ms Word Images see how the Pediatric Brochure Template, letter of the law could be read to permit such use of TARP dollars.
Unfortunately, the use of TARP funds to bail out the auto industry was never tested in court. Although a challenge was raised by some of Chrysler's creditors as part of the company's bankruptcy case, the bankruptcy court refused them standing on that issue (arguing that the particular mechanism behind the bailout was not relevant to their claims). The Supreme Court later held any further challenges to the legality of any aspect of the Chrysler case to be moot, without offering specific justifications. The bailouts of GM and Chrysler at the end of 2008 and the extension of those bailouts in the beginning of 2009 were therefore both unnecessary and very likely illegal. But that was hardly the end of the Funeral Templates To Download Images, story. After the bailouts came the arranged bankruptcies. At first, when the government announced that Chrysler and School Template | Eknom-Jo, General Motors would be filing for Chapter 11, the news was received with relief by the market, the companies' creditors, and everyone concerned for the rule of law. The mess created by the bailout could finally begin to move from the 79 Best Funeral For Ms Word Images, political arena to the legal arena, and so regain some semblance of legitimacy and order.
But it wasn't long before these hopes were dashed by the government's management of the Template, process. Instead of a regular bankruptcy proceeding, the 79 Best Program Word Images, Obama administration, working with the automakers, patched together a process without precedent a bankruptcy combined with a bailout, incorporating the worst elements of both. Of the two proceedings, Chrysler's was clearly the more egregious. In the years leading up to the economic crisis, Chrysler had been unable to acquire routine financing and Disaster Recovery, so had been forced to turn to so-called secured debt in order to fund its operations. Secured debt takes first priority in payment; it is also typically preserved during bankruptcy under what is referred to as the absolute priority rule since the lender of secured debt offers a loan to a troubled borrower only because he is guaranteed first repayment when the loan is up. Templates To Download. In the Chrysler case, however, creditors who held the company's secured bonds were steamrolled into accepting 29 cents on the dollar for their loans. To Invitation Letter | Park-Attendant. Meanwhile, the underfunded pension plans of the United Auto Workers unsecured creditors, but possessed of better political connections received more than 40 cents on Funeral Program Word To Download Images, the dollar. Moreover, in a typical bankruptcy case in which a secured creditor is not paid in Catering Invoice Template | Download Free Templates full, he is entitled to a deficiency claim the terms of which keep the bankrupt company liable for a portion of the unpaid debt.
In both the Chrysler and GM bankruptcies, however, no deficiency claims were awarded to Program For Ms To Download Images the wronged creditors. Pediatric. Were bankruptcy experts to comb through American history, they would be hard-pressed to identify any bankruptcy case with similar terms. To make matters worse, both bankruptcies were orchestrated as so-called section 363 sales. This meant that essentially all the assets of old Chrysler were sold to new Chrysler (and old GM to new GM), and were pushed through in a rush. These sales violated the longstanding bankruptcy principle that an asset sale should not be functionally equivalent to a plan of re-organization for an entire company what bankruptcy lawyers call a sub rosa plan. The reason is that the 79 Best Funeral Program Word Images, re-organization process offers all creditors the right to vote on the proposed plan as well as a chance to Template Diagram - Loan offer competing re-organization plans, while an asset sale can be carried out without such a vote. In the cases of GM and Chrysler, however, the government essentially pushed through a re-organization disguised as a sale, and so denied the creditors their rights. As the University of Pennsylvania's David Skeel observed last year, selling an Funeral Program For Ms, entire company of GM or Chrysler's size and complexity in this manner was unprecedented. Even on a smaller scale, it would have been highly irregular: While rush bankruptcy sales of much smaller companies were once common, the Recovery Research Pap, bankruptcy laws were overhauled in 1978 precisely to eliminate this practice.
At first, the fact that the companies' creditors (and especially Chrysler's creditors, who were so badly mistreated) put up with such terms and Program Templates For Ms Word To Download Images, waived their property rights seems astonishing. But it becomes less so and sheds more light on how this entire process imperils the Free Templates, rule of Program For Ms Word, law when one considers the enormous leverage the federal government had over most of these creditors. Many of Chrysler's secured-bond holders were large financial institutions several of which had previously been saved from Invoice | Download Templates, failure by TARP. Though there is Funeral Program Templates To Download Images, no explicit evidence that support from TARP funds bought these bond holders' acquiescence in the Chrysler case, their silence in the face of a massive financial haircut is otherwise very difficult to explain. Indeed, those secured-bond holders who were not supported by TARP did not go nearly as quietly.
A group of Disaster Recovery, hedge funds that were among Chrysler's creditors initially objected to the bailout plan that preferred the UAW at their expense. 79 Best Program Templates Word. In a now-infamous speech in April 2009, President Obama publicly attacked these investors who were merely standing up for their contract and property rights as profiteers, criticizing them for their unwillingness to make the same sacrifices as other investors (but not, of course, UAW members, who received a windfall). In response to this public browbeating from the Doctor Template & Publisher, president of the Program Templates Images, United States, the To Invitation | Park-Attendant, hedge funds caved and agreed to the terms. In the end, only one group of Funeral Program Templates For Ms Images, Chrysler bond holders the Indiana state teacher and police pension funds continued to object. & Publisher. Indeed, they objected at Templates For Ms Word Images every stage of the process, but the Supreme Court declined to hear their case. General Motors, too, had issued secured debt during its years of financial turmoil, but these bonds made up a far smaller fraction of the company's total outstanding debt. And in striking contrast with the Chrysler case, General Motors's bankruptcy plan left the Catering Invoice Template Free, secured creditors intact, paying them the 79 Best Funeral Program For Ms Word To Download, full value of their claims. From the perspective of Research Pap, bankruptcy law and contract rights, this development was encouraging: The Obama administration did not seek to plunder GM's secured creditors as it had Chrysler's. From the perspective of the rule of 79 Best Program Templates, law, however, this differential treatment might have been even more troubling. On the matter of secured-bond holders, the cases of GM and Chrysler were functionally indistinguishable and yet GM's secured creditors were treated far better than Chrysler's.
The administration offered no public justification for 4+ Reply To Invitation, this differential treatment, and to an outside observer, there was only one key difference between the cases: The amount of GM's secured debt was relatively small compared to Chrysler's. Program For Ms Word To Download Images. The obvious conclusion, then, is that the difference in how the government treated the automakers' creditors was purely a matter of expediency hardly a justifiable rationale. The highly irregular bankruptcies and re-organizations of General Motors and Chrysler left the White House and Congress with enormous power over the subsequent operations of both companies. (This was especially true of GM, in which the government at first had a majority stake, and in Timeline Template For Word.timeline which it still possesses about one-third of the common stock.) Some government interventions were relatively subtle the companies' increased emphasis on hybrids and electric vehicles, for instance, which are Obama-administration priorities but hardly sound economic choices for troubled automakers. But other interventions were quite egregious especially those related to the automakers' decisions about To Download, closing dealerships. Because of state laws that are highly protective of auto dealers, terminating and Pediatric Template - Word, closing dealerships can be extremely difficult and expensive. Funeral Templates To Download Images. It has been estimated, for example, that it cost General Motors more than $1 billion to close dealerships when it decided to terminate its Oldsmobile line in 2004. Bankruptcy provided the opportunity to cut through this red tape by pre-empting those state laws, and so offered the automakers a valuable chance to streamline which is, of course, the very purpose of 2016 Thank-You Letters, bankruptcy re-organization. Unfortunately, the For Ms Word Images, automakers came up against the same force that produced those protective state laws in the first place: the auto-dealer lobby, which wields enormous political influence (especially in Plan small towns and rural areas).
Indeed, in many congressional districts, auto dealers are among the most high-profile members of Funeral Program To Download, their communities; they sponsor Little League teams, support local charities, and Scba Scholarship Thank-You, host political fundraisers. It was therefore not surprising that Washington politicians were so aggressive in their efforts to Program Templates For Ms To Download reverse GM's decisions about Pediatric - Word, dealership closures. Senator Amy Klobuchar, for instance, persuaded GM to rescind a closure order for a large dealership in Bloomington, Minnesota. Arizona representative Gabrielle Giffords did the same to keep open a Cadillac dealership in her Tucson district. Senator Jay Rockefeller intervened to Funeral For Ms Word To Download Images rescue a dealership in Pediatric Template - Word West Virginia, and Senator Charles Schumer and Representative Dan Maffei intervened to save a Cadillac dealership in Syracuse, New York. In addition to these ad hoc interventions, Congress passed a law in Funeral Templates For Ms Images December 2009 giving terminated dealers special rights in seeking arbitration a process that has burdened GM with substantial delays and costs. Pediatric Brochure Template - Word. According to an August 2010 report in Automotive News , of cases that had actually gone to arbitration, GM had won 39 and 79 Best Program For Ms Word To Download, lost 23. Recovery. Furthermore, the 79 Best Funeral Program Templates For Ms Word To Download, company had entered into For Word.timeline Template.png, letters of intent for conditions for Funeral For Ms To Download, reinstatement with 702 other dealerships. Template Free. Taken together, those dealers reinstated through arbitration and those offered reinstatement through letters of intent represented 62% of all the dealers that had filed claims for arbitration.
In addition, GM had settled disputes with 408 dealers under undisclosed terms; according to lawyers for the dealers, however, the dealerships were usually terminated only after GM paid case settlements settlements that, in some instances, reached as high as several million dollars. The result of the 2009 law has thus been an 79 Best Program Templates For Ms Word Images, unimpressive arbitration record for General Motors, and the retention of Scba 2016, many more dealerships than sound business principles could justify. Such political pressures were exerted on behalf of suppliers, too. For instance, GM had for several years purchased the mineral palladium from a Montana mine; upon 79 Best Program For Ms Images, filing for bankruptcy, the company decided to replace the 4+ Reply To Invitation, Montana distributor with cheaper suppliers in Russia and South Africa. Funeral Program Templates To Download. But Montana's senators, Democrats Max Baucus and Jon Tester, prevailed upon School Calendar | Eknom-Jo, GM to abandon its plans and continue using the more expensive Montana supplier. Similarly, when GM announced plans to Program produce a new subcompact car in China, immense pressure from Capitol Hill forced the company to reverse its decision. Arriving at more efficient dealership arrangements and Calendar | Eknom-Jo, more cost-effective relationships with suppliers was, of 79 Best Funeral Templates Word To Download, course, one of the Template Free Templates, chief reasons given for putting the automakers into bankruptcy. But these aims were seriously undercut by the meddling of elected officials. There is 79 Best Templates For Ms Word To Download Images, little doubt that General Motors and, in all probability, Chrysler too would have emerged stronger and more competitive had they pursued normal bankruptcies (perhaps with some help in obtaining financing), not massive bailouts followed by bankruptcies run by the government.
Every piece of the Template, success story of the auto bailout would thus seem to be in error. The bailout was not absolutely necessary and was pursued by means of dubious legality; the 79 Best Funeral For Ms To Download, bankruptcies were highly irregular and inefficient; and Timeline Template.png, the companies that have emerged from bankruptcy are far from Word To Download Images, lean and fit. They are certainly in no position to repay taxpayers for Scba Scholarship Letters, the generous loans they were given. But as bad as the facts of the story are, the implications are much worse. Through their actions, both the Bush and Obama administrations have set dangerous precedents and 79 Best Funeral Program, made it much more difficult to reverse the trends of executive overreach and excessive government entanglement with private business. As a matter of Disaster Recovery Plan Pap, policy, the Bush interventions early in the process were more ad hoc affairs, motivated largely by panic in the midst of the economic crisis. This was particularly true of Treasury Secretary Henry Paulson, whose performance in the final months of the Bush administration was disgraceful. But it is hard to avoid the conclusion that, at its core, the Bush approach was also influenced by Funeral Program Images, the imperious view of executive power that had developed in Scholarship the course of the war on terror and had been supported by some conservative thinkers for Program For Ms To Download Images, much of Bush's presidency. The notion that the president simply must do whatever he judges necessary in an emergency regardless of whether he has the Thank-You Letters, formal legal authority to do it is among Bush's foremost legacies. The concluding months of his presidency should offer a cautionary tale to conservatives inclined to adopt that view of executive power.
The Obama administration's role in this story, however, is far more troubling. Funeral Program Word To Download. One cannot explain away Obama's overreach as a panicked response to an emergency; rather, his actions toward GM and Chrysler were part of Catering Template Free & Premium, a considered, coherent approach to the relationship between government and private industry. Templates Word To Download Images. And this approach defined by Disaster Recovery Pap, broad government power unchecked by legal constraints and possessing sweeping authority to pick winners and losers has guided the administration's policies well beyond the auto bailout. The aim of this approach is to rejuvenate the New Deal vision of the Templates Word, regulatory state, in which regulators are seen as disinterested experts with the factual knowledge, practical wisdom, and Disaster Research, unwavering integrity to manage the economy. They alone are presumed to be capable of steering the nation toward prosperity. It was this approach that clearly animated, for instance, the financial-reform legislation enacted by President Obama and the Democratic Congress last year. Just as the government was seen as having the Program Templates For Ms To Download Images, wisdom to micromanage the restructuring of Chrysler and General Motors, so the new financial-reform law creates a vast web of regulatory bodies and presumes that they will have the know-how to successfully reshape America's entire financial system. The same basic pattern can be seen in several of the Obama administration's other legislative achievements from the massive 2009 stimulus package to the health-care reform bill to Thank-You Letters a host of environmental regulatory initiatives. Taken together, these laws have dramatically worsened the entanglement of government and the private sector, and have thereby led to an increase in lobbying activity by special interests seeking government favors or protection.
The financial-reform law, for 79 Best Funeral Program Templates For Ms Word, instance, is littered with special-interest provisions intended to entice major corporations into Disaster Plan Research Pap, supporting the administration's new approach to economic policy. Auto-finance lenders are inexplicably exempted from the jurisdiction of one of the Word Images, law's new creations, the Consumer Financial Protection Bureau, thereby sparing them (and the influential auto dealers they work with) from the Pediatric Brochure Template, regulatory costs and 79 Best Funeral Templates For Ms Word To Download, hassles caused by the CFPB. The nation's biggest banks, too, ultimately came to Template | Download & Premium Templates support the creation of the CFPB, as they recognized that its heavy regulatory burdens would be borne much more easily by large institutions which can more readily afford to hire lobbyists and lawyers to help navigate the law's complexities than by their smaller competitors. Other examples abound; among them, the most outrageous is probably the sweeping health-care law enacted last year. The legislation had the 79 Best Templates For Ms Images, support of America's major health insurers likely because the law made them the first suppliers in American history to see the federal government mandate the purchase of Pediatric Doctor Template - Word, their product by 79 Best Funeral Templates, every single citizen. The opposition of Catering | Download & Premium Templates, pharmaceutical manufacturers, too, was significantly dampened; presumably this had something to do with the administration's promises of 79 Best Templates For Ms Word To Download, increased market demand for their products.
Even the American Medical Association which should have been representing the interests of doctors, who will face enormous difficulties under the law rolled over, partly to obtain a repeal of rules that had limited certain Medicare reimbursements. Template For Word.timeline. Again and again, large corporate actors and Word, other organizations have been willing to sell some freedom of action in return for Doctor Template - Word & Publisher, a competitive advantage provided by 79 Best Funeral Program Templates For Ms To Download, the government. The Obama administration's economic policy, therefore, returns us to the thinking of the 1950s and '60s to School an economy in which big business, big labor, and big government are tied together in a relationship of mutual succor and support. The auto bailouts exemplify this new reality. 79 Best For Ms To Download. Sold as a means of revitalizing the economy, they are in fact a means of transforming the relationship between the state and the market in a way that empowers large players at the cost of economic growth. The overall effect of Template, such state capitalism is a kind of controlled stasis, in which the preservation of old jobs takes priority over the creation of new ones. Managed decline, rather than dynamic growth, is the defining feature of the Obama economy. It is not hard to understand why those who embrace this vision of politics and 79 Best Templates Images, economics would see the bailouts of Chrysler and General Motors as a great success story.
But their notion of success is School Calendar Template, a far cry from 79 Best Funeral Program To Download Images, old-fashioned prosperity. The Obama administration's idea of what is Calendar | Eknom-Jo, good for General Motors, much like its idea of what is good for Program Templates Images, America, is unlikely to Diagram Template.png - Loan be particularly good for either. Todd Zywicki is the George Mason University Foundation Professor at the George Mason University School of Law and a senior scholar at the Mercatus Center.
Buy Custom Essay Uk - [Free Download Funeral Program Template] 79 Best Funeral Program - University of Chicago, Chicago, IL
Dec 01, 2017 79 Best Funeral Program Templates For Ms Word To Download Images,
6 Things Attorneys and 79 Best Program For Ms To Download, Law Students Need to Remove from Their Resumes ASAP If They Want to Get Jobs with the School Calendar, Most Prestigious Law Firms. 79 Best Funeral To Download! At the highest levels, legal recruiters put an incredible amount of thought into how you are perceived. You can drastically increase your odds of getting hired by Template For Word.timeline, removing various items from 79 Best Funeral Templates For Ms Word your resume. If this is all too much for you … then just have your legal resume professionally done. See Attorney Resume. If you submit your resume here, I will review it and give you some feedback. Overview. With a resume, you are applying to be a firm#39;s employee and School Calendar Template, go to work for them.
Your resume is essentially an 79 Best Funeral Program Templates For Ms To Download Images, application. Everyone in the legal community knows what going to Stanford Law School and being a second-year associate at Mayer Brown means. Everyone in School Calendar Template | Eknom-Jo the legal community knows what going to Program To Download University of Timeline Template Diagram Template.png, Chicago and spending eight years at Kirkland Ellis means. If you are in law school and looking for your first job, everyone knows what going to Duke for 79 Best Funeral Templates To Download, college and Catering | Download Templates, being in the top half of your class at Columbia Law School means. 79 Best Program Templates Word To Download Images! While I hate to Scholarship Letters be so generic, this is really (for the most part), the most important information for large law firms hiring laterally or hiring people out of law school. Everything else on Funeral Word Images your resume presents a giant opportunity for you to mess up. Scba 2016 Thank-You! The most important thing most big firm attorneys can do is 79 Best Funeral For Ms Word To Download Images, strip down (and not puff up) their resumes . Research! The more crap that is on there, the more reasons people can find not to hire you. If you take one thing from this article, you need to 79 Best For Ms Word understand that. Most large law firms do not like people who try to stick out. - Word! In their experience, these people can be problems: they will leave if they do not get lots of 79 Best Funeral Program For Ms Word To Download, praise, may turn on the firm and undermine morale, are likely to seek unnecessary attention from clients (and may even try and steal them), and Template For Word.timeline Diagram, are most likely to leave if something better comes along.
Being in a large law firm requires a lot of selflessness: You need to 79 Best Templates Word let partners, senior associates and Calendar | Eknom-Jo, others take credit for 79 Best Program To Download Images, your hard work. You need to Recovery Plan Research Pap put in time before large rewards come. You need to be working for the team and the group and 79 Best Funeral Program Word Images, not just your own self-interests. You need to be motivated to work hard even when there is no immediate benefit. You need to stay with the law firm when things are bad and not leave at the first signs of trouble.
If your resume gives any indication to law firms that you are anything other than a soldier, you are going to look like an asshole and will have a difficult time getting hired. It is not about you. It is 2016 Letters, never about you. It is about the employer. 1. Too Many Personal Details. Avid hunter and outdoorsman. Depending on where you are located, a number of the people you are interviewing in are not going to be too impressed with the fact that you enjoy killing animals in your spare time. This is not a good idea.
While this may work in certain states more than others, it is simply not smart to Funeral Templates For Ms To Download Images have on there. If you piss off just one interviewer, this will harm you. Member of the First Baptist Church. Catering | Download Templates! Nothing wrong with being part of a church. However, if you are interviewing with a law firm in a large city, the odds are pretty good you will be interviewing with gays, Jews and people of various religions and backgrounds. Broadcasting that you are part of a particular religion is not a good idea. Member of the gay law students association. 79 Best Funeral Program Templates For Ms Word To Download Images! There is nothing wrong with being gay (and proud of it!) but you need to understand that many people in law firms may have very conservative views about sexual orientation. There are plenty of gay attorneys in most law firms in big cities, but they got their jobs without advertising this on their resumes. Disaster Recovery Research Pap! There are people in every law firm that have prejudices against gays.
Why would you put this on your resume? Member of the Black Law Students Association. Sadly, many law schools and recruiters urge people to put their race on their resumes so they will be more likely to be hired. 79 Best Program For Ms Word To Download Images! Their thinking is that broadcasting your race will make law firms more likely to hire you. What if the firm has recently been sued for racial discrimination? What if the firm has hired a series of non-performers who were of a particular race? Your objective is to get a job. My experience has shown: If I send out two equally qualified attorneys who are black (same practice area, caliber of law schools and law firms), and one has a bunch of stuff about their race on their resume and the other does not, the person without the racial information is more likely to get interviewed and hired. Discrimination? Maybe.
Or, it could just be that the law firm does not like the person playing the race card to try and get a leg up on the competition. Alternatively, interviewers want to feel the person got hired on their merits and not because the resume advertised their race. Member of the Muslim Law Students Association. Same logic as above. Why put something on your resume that is going to possibly alienate others? After September 11th, I remember several people with this on their resumes that were blackballed in the entire city of New York and could not get jobs despite incredible qualifications. Obviously, there was discrimination going on there, but it would be insane to leave this on your resume. Member of the Letter, Jewish Law Students Association.
Anything that can alienate others should be removed from your resume. Missionary for 79 Best Funeral For Ms Word Images, two years (LDS) in Brazil. Pediatric Brochure Template! Do Mormons approve of gays? Weren#39;t blacks barred until the 1970s from holding the 79 Best Program Templates For Ms To Download, Mormon priesthood? You get the idea. Catering Template | Download! Why risk alienating others? Married mother of three. Married?
You are gorgeous but not that qualified. I#39;m moving on. I spend my life in this office and Templates For Ms To Download, am looking for a potential mate to Plan Research be my associate! Never a good idea to put this on your resume. Don#39;t kill the messenger here (this is just how many attorneys think). Three kids? Does that mean you are going to be jumping up during meetings to take phone calls from 79 Best Funeral Templates For Ms Word your kids? Does that mean that that you are going to miss work when they get sick? What if you cannot find childcare?
Creative email address. While I have taken a bit of To Invitation | Park-Attendant, liberty here, I#39;ve seen some emails like this in the recent past: [email protected], [email protected], [email protected] . I#39;m not kidding. These are more common than you think. If you were a billion dollar corporation hiring an attorney (or a law firm that hired attorneys to work on matters for large corporations like this), would you want someone with an email address like this? Leave this stuff off of your resume. No one wants to Program For Ms Word To Download see it. Make sure your personal email address is professional.
Your work email address. This is very common. Really? You want us to communicate with you at Pediatric Doctor Brochure & Publisher your work email address? What this says is pretty simple: c. I must not respect my employer very much. 79 Best Funeral Program Word! d. I must not be very loyal. e. I must not care what my employer thinks of me. School | Eknom-Jo! f. I do not care if my employer learns I am looking for a job on Funeral Templates For Ms To Download their time. g. | Eknom-Jo! Maybe I was fired and my employer knows I am looking which is why I don#39;t care (hey, I#39;m bad at my job anyway!) h. I will do the Program Templates For Ms Images, same to Disaster Research you if you hire me! An email address like Harvard.edu, Stanford.edu, UChicago.edu, Princeton.edu, Yale.edu. 79 Best Funeral Program Templates Word To Download! You went to a prestigious college or law school!
Good for Scba 2016 Scholarship Thank-You, you! What have you done since then? Do you think you need to 79 Best Program Templates For Ms Images advertise what a great school you went to? I went to Ohio State you arrogant asshole! Get a Gmail or similar personal email address. There are people everywhere that use their law schools or colleges as a badge of superiority, and it pisses a lot of people off who do not have the Disaster Recovery Plan Research, same credentials. 79 Best Program For Ms Word Images! Many people in large law firms grew up poor and worked very hard to get into prestigious state schools that their parents could afford and then worked very hard once they were in Catering Invoice Template & Premium college. 79 Best Program Word To Download Images! Princeton? Are you kidding?
2. Irrelevant Work Experience and Scba 2016 Scholarship Letters, Education. Left a law firm and started a business (with a description of the 79 Best Funeral Program Images, business). You started a business and School Calendar, failed? Sorry, our law firm does not hire people who fail. What#39;s wrong? You did not like practicing law? You think you are better than us?
People leave law firms all the time to start businesses and want to come back. It is rare that large law firms will ever welcome these attorneys. Large law firms are sort of 79 Best Program Templates Word To Download, like medieval guilds from which you can never return once you leave. The biggest issue with leaving a large law firm is that, in almost 100% of the cases, the Template, person who leaves to start his own business will do so again and 79 Best Funeral Program For Ms To Download Images, be plotting their escape from the second they step back in the door. In addition, these people are a threat to partners because they could steal their business. These attorneys are rarely hired. This telegraphs a lack of deferring your wants to a group as well as other issues. Diagram Template.png! HOW TO TELL IF YOU ARE MORE OF AN ENTREPRENEUR THAN AN ATTORNEY: I know a guy that makes over $500,000 a year (in cash) washing windows in a suburb outside of Detroit. He has been doing this for decades.
He has two pickup trucks and about $1,000 in Funeral Program For Ms Word To Download equipment (4 or 5 ladders, some rags, squeegees and buckets). He hires people for $10 an hour to go to homes to clean windows during the spring and fall. He works about Scba Scholarship Letters six months a year. 79 Best For Ms Word Images! Would you rather do this or work as an attorney for Recovery, $180,000 a year? Personally, I would rather be an attorney due to Templates For Ms Word the sense of a higher purpose, working with talented people and other reasons. Many people would rather run the window washing business. If this is you, you are far more of an entrepreneur than an attorney. Took business courses while at a law firm and To Invitation | Park-Attendant, got a certificate. Wait a minute. Templates Word Images! You took a six-week course in financial accounting while working full time as a litigation associate at Jones Day? Are you serious?
I have seen intellectual property attorneys list real estate courses they took at New York University Law School and corporate attorneys list courses they took in How to be an entrepreneur. Recovery Plan Pap! Anything that shows a lack of commitment to being an attorney should not be on there. If you are a tax attorney that took a bunch of classes in tax law, that should be on your resume. Just do not put anything on there that is 79 Best Funeral Word Images, likely to detract from showing your commitment to Pediatric Doctor being an attorney. Too much emphasis on what you did as an Funeral Program For Ms To Download Images, undergraduate. You were in a fraternity? You must be the type of person who made it difficult for me to sleep when you were partying all night while I was trying to get good grades in Template - Word & Publisher college. If you played a varsity sport in 79 Best Funeral Program Templates Images college, or were president of some non-polarizing student organization (think CHESS CLUB and Catering Invoice | Download, not REPUBLICANS AGAINST ABORTION) then it is fine to have this on your resume. In general, though, no one cares about: Your race Your religion Your pro-feminist leanings Your socialist leanings Your political affiliation Your sexual orientation. Why on earth would you put any club, organization or other information on your resume that would force an 79 Best For Ms Images, interviewer to choose sides? Wars, protests and Disaster Recovery Plan Pap, killings occur due to peoples#39; passion for one religion, political affiliation and other organizations.
Leave this off your resume. Jobs prior to law school that are irrelevant or do not help to show you in a good light. If you worked for three years at a top American accounting firm, law firm, or investment bank prior to law school, this is good. Funeral Program To Download! It shows your commitment to being part of the labor force and Disaster Plan, working hard. If you worked as a waiter, nanny, or some other less-than-serious job, this is unlikely to impress employers. 79 Best Funeral Program For Ms! If you were in the military, a policeman, fireman, or did something else that society values, then that position is fine to leave on your resume. Invoice Template | Download & Premium! You just do not want anything on there that shows you are not a high performer. Bar in a different state despite the 79 Best For Ms To Download Images, fact that you have only ever worked in one state.
Many attorneys take the bar exam in the state they are from and where they are working. Someone from California working in Scba Thank-You New York may take the California Bar Exam in Funeral Program Word Images addition to the New York Bar Exam. Someone in Scholarship Thank-You Chicago may take the bar exam in Florida. This does not help you. Having a bar in a different jurisdiction (unless this is where you are applying) simply shows that you are interested in working somewhere else and probably will at some point. Anything that does not show your 100% commitment to Program Templates To Download the location where you are working is suspect and can disqualify you from jobs. Take this off your resume. Parenting time between jobs. Women sometimes take years off between jobs.
In the experience of - Loan, 95% of legal employers, if a woman takes more than a year off, she is (1) unlikely to Templates Word To Download come back to Catering Templates the workforce for long, or (2) is likely to jump around to jobs seeking less and less accountability when she does come back. Funeral Program Templates Word To Download! Law firms want people who are 100% committed and willing to work hard. If you took off more than a few months after having children, law firms will assume that you were not 100% committed to Disaster Recovery Research your firm and its clients. Your class rank and grade point average (unless it is Program Templates For Ms To Download, extraordinary) . Many attorneys are proud to Brochure Template - Word have graduated in the top half of their class or earned a 3.0 grade point average. The problem with doing something like this is that it draws attention to the fact that you were nowhere near the best.
Why on Funeral Program Templates Word earth would a large law firm hire you if you are not the Pediatric Doctor Brochure, best? RULES FOR WHEN TO LIST CLASS RANK AND GRADE POINT AVERAGE ON RESUME. Top 10 law school: If you were in Templates To Download the top 20% this is Pediatric & Publisher, fine. I still do not recommend this, though. If you were in the top 10%, I recommend this. Top 11-25 law school: Top 10% and above is OK. 79 Best To Download! I recommend this, though, in the top 5% only.
Second-tier law school: Top 5%. Third-tier law school: Top 5%. Fourth-tier: Only list if you were #1 through #5 in Disaster your class. Program Word! Skills that everyone should have as an attorney. Catering | Download Free Templates! You are being paid to analyze complex legal matters as an 79 Best Funeral For Ms Word To Download, attorney. Putting on your resume that you understand Westlaw and Lexis, or are proficient in Microsoft Word is insane. Catering Invoice Free Templates! I see this every day, however. Please get this off your resume.
You make yourself look really stupid when you list this on your resume. If you are a person with a high school education applying to work in a records room, this is fine. It does not belong on 79 Best Program For Ms To Download Images the resume of an Disaster Recovery Plan Research, attorney seeking a position in a major US law firm, however. Grades in law school classes (or worse yet, college classes). This is something I see all the time too. No one cares. If you take the Funeral Program Templates Images, time to talk about 4+ Reply | Park-Attendant your best grades, people will assume that the rest of them were not that good. Leave this off. It makes you look like you are not big firm material.
Classes you took in law school. No one cares about this either. Templates Images! If you list this, you look weak as well. The fact that you took corporations in law school does not qualify you to be a corporate attorney . Your mind, ability to think, motivation and | Download & Premium Templates, a bunch of other factors are more relevant to Templates To Download this than anything else. Titles of papers and theses that you wrote in college or law school that show anything other than your commitment to practicing law. For whatever reason, people continually put this stuff on their resume, and it is not helpful. If you are a patent attorney and wrote about something science-related that#39;s great; however, for the most part, looking like an intellectual is not the smartest thing you can do. With the Catering Free, exception of appellate attorneys, most attorneys are not that intellectual and are expected to reach conclusions in a direct way without massive analysis. I have seen attorneys list topics like: Why Corporations are Cheating Americans Out of a Middle Class Life An Analysis of Female Genital Mutilation Ceremonies in the African Subcontinent Why Gays and Lesbians Need Separate Proms: A Case for Separate But Equal in Public Education Why Black Reparations Should be Priority #1 of the 79 Best Program Templates Word To Download, Obama Administration Plato v. Template & Premium! Socrates and the Foundations of Western Empiricism An attorney sitting in a small office in 79 Best Funeral Program Templates For Ms Word a high rise who has been working 50 hours a week for | Eknom-Jo, decades for demanding clients in an ultra-competitive environment has no time for that nonsense. If you are sitting around writing that sort of stuff while he is Funeral Program Templates Word To Download, proofreading a 200-page stock prospectus for the eighth time at 2:00 a.m. on Sunday morning, you are not going to | Eknom-Jo identify with him. He also does not have much time for people with these sorts of interests.
In addition, why are you interested in this crap anyway? A ridiculous regurgitation of stuff everyone in Funeral Program Templates Images your position does. There are certain things every litigator does (respond to discovery, conduct legal research, write memos, draft motions, draft discovery and review documents). Putting this on your resume makes you look like a moron. Get it off there! If you drafted an appeal to Recovery Plan the US Supreme Court, or did a trial you can put this on there. Other than that, everyone knows what Litigation Associate at Morrison Foerster means.
If you have specific experience (environmental law, intellectual property litigation and other subject matter expertise), then it is useful to leave this information on your resume. It is just not a good idea to have mundane tasks on your resume that everyone who has this position does. This is no different than a waiter writing Waited on 79 Best tables on their resume. Use of colors and fancy/unusual fonts. For some people, their resume becomes an art project. For attorneys and Pediatric Template, law students applying to large law firms, their experience speaks for itself. If you draw attention to Funeral Templates For Ms Word Images yourself with crazy fonts and colors, you are just going to look weird. It would be no different than wearing a pink suit to School Template a funeral when everyone else is wearing black. You are applying to work in 79 Best Word To Download Images a giant law firm and Catering Invoice | Download & Premium Templates, be part of a group of Program Templates Word Images, people who are (1) conforming, (2) working together and (3) basically pretty dry. If your resume looks too different or strange, people are going to assume you are strange. You do not want to look strange.
Your objective is to get a job. Listing words for HR software on the top of the resume. Someone out Disaster Recovery Pap there is telling attorneys to do this. I have literally seen resumes with words like this at the top right under the person#39;s name: attorney, lawyer, counselor, litigation, law firm attorney, Westlaw, Lexis, AV Rated. Huh. If you are the one doing this to legal resumes, PLEASE STOP! You are doing incredible amounts of damage to good people. Putting your objective on the resume. This one confuses me so much.
Let me make something clear: Most law firms where the average partner makes over $1 million a year ASSUME that everyone wants to 79 Best Funeral Templates Word work there. You do not need to put something like some of the statements I have seen on your resume: Objective: To get a job with a major US law firm. Objective: To work at Disaster Pap an international law firm with a strong patent practice. Objective: To find a law firm that affords me the opportunity to have work-life balance while working on sophisticated matters. Shut up! No one cares what your objective is. Funeral Templates For Ms Images! In addition, if your objective is to simply work at a huge law firm then why us? Your resume should get you in the door and Disaster Recovery Research, then allow you to make your case.
No giant law firm is going to hire you with this crap on 79 Best Templates For Ms To Download Images your resume. If you are applying for a high-paying and demanding job with a giant law firm, that is your objective. Do not waste space on Letters your resume with this. Putting References Available upon Request on Templates For Ms To Download the resume. Are you kidding? If you are interviewing for Disaster Recovery Research Pap, a $250,000 a year job (or one with the Templates For Ms Word To Download Images, potential to pay that much in a few years), you better believe you will need references. The law firm is likely to review all of Disaster Research, your social media profiles, run a light background check and find out what they can about you before ever hiring you (and some cases even before bringing you in the door for an interview). You better believe you will need references.
Do not waste any law firm#39;s time putting this on your resume. In addition, it sounds pretty presumptuous. Putting a summary of yourself on your resume. Here are some that come to For Ms Word To Download Images mind I#39;ve seen recently: Ivy league-educated corporate attorney currently practicing at Template & Premium the law firm ranked as the 79 Best Program To Download, 32nd largest in the world. Invoice Template Free! Fearsome, aggressive and tenacious litigator able to bond easily with clients and opposing counsel. (This was a first-year attorney.) Great! Again, no one cares. Is that how you see yourself: Ivy league-educated? Most of our attorneys went to For Ms To Download Images the University of Minnesota.
You sound like a pompous asshole! Our law firm is not even in Catering Invoice Template Free & Premium the top 200 largest law firms. Is that all that matters to you? Why are you applying here? Patent Attorneys. You should put together a list of patents you have written or assisted with.
You should always have this second page attached. Long, professional scientific resumes (a second resume) are also sometimes requested by law firms. Corporate and Real Estate Attorneys. 79 Best Program Templates Word To Download! Deals and transactions you have worked on (with names of clients omitted). You can send this regardless of whether it is asked for To Invitation Letter, (and should).
Litigators. Many law firms will ask for writing samples. Copies of briefs you have signed that you are proud of 79 Best Program Templates Word To Download Images, are fine to send (when asked). Cooking Animals Reading historical Judaic literature Spending time with your family Volunteering at For Word.timeline church Horseback riding Polo Golf If you have benign interests like cooking, this is not going to impress most law firms. In general, I recommend leaving your interests off. You should generally only 79 Best Templates For Ms Word To Download have interests on Disaster Pap your resume that are relevant to the job. Otherwise, leave them off. Using giant words that not everyone knows. Attorneys are paid to communicate clearly and concisely. Judges, corporations and others that they are dealing with are not interested in hearing words that draw attention to the attorney and away from whatever the 79 Best Program For Ms Word Images, issue is.
Your resume should not use large words that draw attention to Invoice Template your vocabulary. No one cares. You are being hired to serve others and communicate clearly and concisely. Using adjectives to describe yourself. Attorneys like to call themselves things like detail-oriented and Funeral For Ms, hard workers, for To Invitation, example. You need to keep in mind that when you are applying for jobs where the Funeral Templates, upper income bracket could be over $1 million, and Pediatric Doctor - Word, you have an 79 Best Funeral Templates For Ms To Download, outside shot at 4+ Reply | Park-Attendant this, any positive adjective you could possibly use (outside the Program For Ms Word, box thinker… blah, blah, blah …) is already assumed. You are competing with the best. Timeline Template For Word.timeline Diagram Template.png! Do you think a professional boxer would have a resume that describes him as aggressive, motivated and hard hitting? If someone is getting in the ring and getting beat up and 79 Best Funeral Word To Download, beating others up, this is assumed. Don#39;t weaken your profile with the use of a bunch of adjectives. Too many words.
Many attorneys love to write and talk. No one wants to read a long diatribe of Template, a resume that goes into unnecessary detail about you in a ton of words. If you have to say a lot, many attorneys will assume that something is wrong with you. You need to communicate in your resume with brevity and make it easy for people to read and 79 Best Program Templates For Ms, understand. You also do not want to use a lot of Catering Free, words in 79 Best Funeral Templates Word To Download your resume when you could say the same thing in For Word.timeline Diagram Template.png fewer words.
Saying less is saying more because it shows (1) you can edit your work down and (2) you have enough confidence in yourself to not overdo it. Including testimonials in the body of your resume. Quotes from superiors and others should not go in your resume. Quotes from reviews often go in peoples#39; resumes as well. Not a good idea. This makes you look desperate for attention. The most confident attorneys have strength that comes from within and 79 Best Funeral For Ms Word, are not dependent on others for their validation. Using words the wrong way (or misspelling them). Your resume is 4+ Reply To Invitation Letter, no different than a legal brief, a corporate document, or a patent. A mistake in it could be very serious and literally cost you interviews and Funeral Program For Ms, jobs. Understanding the difference between various meanings of similar-sounding words is Template, also a huge issue that can cost you jobs.
Here are some of the biggest screw-ups I see that have hurt attorneys (that are never caught by spell-checkers and Funeral Program Templates Word Images, make you look dumb): Learn the difference between Principal and Principle Learn the difference between Discreet and Discrete Learn the difference between Precede and Calendar, Proceed Learn the difference between Insure and Ensure Learn the Word, difference between Adverse and Pediatric Brochure - Word, Averse Learn the difference between Eager and Anxious Learn the difference between Affect and Effect Learn the difference between Criteria and Funeral Program For Ms To Download Images, Criterion Spelling errors. Even more serious are spelling errors. If you have spelling errors, the odds are pretty good you will not be hired. Just because you run a spell check does not mean you will catch every spelling error. Omitting exact dates. You need the month and year, not just the year.
Attorneys who were at a job a few months, or lost a job for one reason or another, like to Disaster Plan put in years for employment dates rather than months and the year. Attorney interviewers are smart and will generally ZOOM IN on this information and find out why the attorney did this. They will always assume the 79 Best Templates Word To Download, worst ! If you worked at some place for a short time, that is fine. You do not need to cover it up. Trying to hide something makes you look weak and sneaky and 4+ Reply To Invitation Letter, could cost you a job.
Inappropriate dates. On a weekly basis, I see the following: Attorneys with dates on their resumes indicating they started as an associate at a major law firm a decade before they even graduated from law school. Attorneys who have the same date for two different jobs. Attorneys where the dates indicate they graduated from Templates law school before college. School! You get the idea. For Ms Word! This needs to stop! Attorneys with large law firms are paid to look for errors and root them out.
You need to have at least three or four people review your resume carefully for things you may have missed. Your resume is an Template | Eknom-Jo, extremely important document, and one typo can doom you! 5. Lying or Exaggerating on Your Resume. If you lie about Funeral For Ms Word your hours billed at your previous firm, you will generally not be fired because your former employer will not cooperate with another firm in disclosing this information. However, you will not be trusted, and this will do long-term damage to your career. If you are caught lying (severely) about how much business you have as a partner, you will generally lose your job and have a difficult time in the legal community thereafter. If you lie about why you left your existing position, you will in almost all likelihood not lose your job, and your reputation will not suffer too much. Catering Invoice Free Templates! In some cases, though, the firm may go ballistic.
If a firm learns you were fired while they are interviewing you, they will generally not hire you. Attorneys should never lie on their resume and doing so is very dangerous. You need to Program Word Images have the trust and the respect of the people you are working with. 6. Saying Anything Negative About Any Former Employer. When I was growing up, my mother decided to retire from her government job. She had worked for the government for over two decades and started applying for various jobs. She figured that it would not be too long before she found a new position, and she was bored working in a drab, government office with a bunch of unenthusiastic employees. She took a course on Invoice & Premium Templates resume construction. She hired an expert to advise her on her resume. She began spending hours in the living room perfecting her resume each night (I am getting old and am sorry to Program Templates For Ms To Download report she did this on 4+ Reply Letter a typewriter, as we did not yet have a computer). The completed resume was several pages long and had all sorts of action verbs and other aspects to it that described her limited experience in one organization in Program For Ms Word To Download Images incredible terms.
The completed resume contained: Tons of bullets, large words, massive amounts of formatting, things she had done decades ago, and, all sorts of School Template | Eknom-Jo, irrelevant information. Her resume could easily have been one page. It did not need to have all this detail. It would take a person an hour to 79 Best Templates For Ms Word Images go through it and fully understand it. What do you think are the most important things attorneys and law students should include in their resumes to get top law firm jobs? Why are law firms so particular about Invoice | Download Free what they expect in attorney and law student resumes? CURIOUS ABOUT COVER LETTERS? See the following for more information about attorney cover letters: Interested in Learning More About Attorney Resumes? See more articles from BCG Attorney Search here: AGREE/DISAGREE? SHARE COMMENTS ANONYMOUSLY!
We Want to Hear Your Thoughts! Tell Us What You Think!! Download Article as PDF Email a Colleague Printable Version. Funeral Program Templates For Ms To Download! Share of Facebook Share of Twitter. School Calendar! Click here to read about the benefits of 79 Best Funeral Templates For Ms Word To Download, being part of the BCG Attorney Search Family.
Write My APA Paper, I don't know how to do it! - [Free Download Funeral Program Template] 79 Best Funeral Program - California State University - Los Angeles
Dec 01, 2017 79 Best Funeral Program Templates For Ms Word To Download Images,
Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in the Form. Complete your Business Plan. Print and 79 Best For Ms Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by Legal Templates.
1. Free Business Plan Template Download. Are you an entrepreneur looking to download a free business plan? If so, you have come to the right place. Legal Templates is happy to provide you with a hassle-free document downloads. Click the 4+ Reply To Invitation | Park-Attendant buttons below to download (1) a blank document, and (2) a document that is filled in for you to reference. Related Business Documents: Click to View. What’s included in the blank template: In the first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company.
This chapter is essentially your hook to convince potential financiers that your model is worthy of their investment. Chapter 2: Company and Financing: In this chapter, the goal is to Funeral Templates For Ms Word To Download Images, outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and the management team. 2016 Thank-You Letters! If you are forming a corporation, be sure to include your Articles of Incorporation here. Funeral Program Templates For Ms Word To Download! Chapter 3: Products and Brochure Template Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and 79 Best Funeral To Download Images your direct and indirect competitors. Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in terms of growth and Catering & Premium behavior. Chapter 5: Marketing and 79 Best Sales: The marketing and sales chapter allows you to describe how you will sell your product/service. Particularly what are your company’s strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and Implementation: This chapter will give you an opportunity to Template Free & Premium, set the key milestones that help establish a timeline of progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and calculate the Templates financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more.
If you are purchasing an existing company, you should also include the business purchase agreement in your plan. What’s included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an Disaster Recovery Research Pap, example of Program Templates For Ms Word To Download Images, what you should write. Our guide also includes example graphs and Timeline charts, so that you are aware of the types of financial calculations, plans, and forecasts that a plan should offer to 79 Best Funeral Program Word, attract investment. For guidance on what you should include in your plan, and why, please reference our How to Catering Invoice | Download & Premium, Write a Business Plan set of articles below. Downloading this small business plan comes at no cost, so feel free to start your download and get started.
However, you should be aware that there are some pros and 79 Best Funeral Program Templates For Ms To Download Images cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to Scholarship Thank-You Letters, your company’s success. A solid plan is necessary to help found your company and ensure that your goals remain on track over time. Your plan can and will change as you encounter the unpredictable variables that come with starting your own company. If you have an Funeral Templates Word Images, existing company, crafting a solid plan is Template For Word.timeline, equally important if you’re hoping to attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and Templates Word To Download cover every aspect of your industry, including the critical relation between marketing and sales to your company’s finances.
Your plan should include the following sections before you submit it to investors. Disaster Research Pap! Click each accordion to Templates Word, read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents: How to Write the Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of investment . It covers the major highlights of the rest of your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. If you are seeking financing, the executive summary is your first opportunity to grab a potential investor’s interest.
The executive summary will be the first chapter of Scba Thank-You, your business plan, though it’s actually the last section that you should write . First, you’ll need to do heavy research to ensure that your plan is sound before you can write the executive summary. This section will be different depending on if you are an established business or a new startup. A startup company’s executive summary will need to Templates Word To Download, be interesting and School Calendar Template convincing to capture the Funeral For Ms attention of Calendar Template | Eknom-Jo, investors. Your company will lack the historical data and trends that existing companies are able to provide, but there are strategies to mitigate these factors. First, you’ll need to briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the 79 Best Program Templates For Ms data and analysis to back up your claims? Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the 4+ Reply To Invitation | Park-Attendant web. We suggest the following basic template – feel free to add or subtract sections according to your own needs:
Summary Management Team Products and 79 Best Templates For Ms Images Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the Recovery Plan Research Pap purpose of the plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an 79 Best Templates Images, overview of the company (name, location, company type, products sold, founder(s) and Disaster Plan Pap founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in Word Images, which you use to prove success of the 4+ Reply To Invitation venture). This statement should be concise and to the point. Summarize the 79 Best Funeral Program For Ms Word Images members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into more detail in the Products and Services section. Products and Scba 2016 Thank-You Services. Describe the Program For Ms Images products and services you are providing and who the competitors are within the industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to Doctor Brochure Template - Word & Publisher, them. Keep this section brief, as you will go into 79 Best Word To Download, more detail in Thank-You Letters, the Market section.
Describe briefly how you will market your product or service. Summarize the Program Word To Download Images major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and Template Diagram Template.png distribution. Summarize the most important points from the Financial Plan section here. Program Templates For Ms! This should include your sales forecasts and projected expenses as well as the logic behind the projections. If you are a new company, describe when you expect to School Template | Eknom-Jo, turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional)
Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and when you expect to reach your next milestone event and/or start paying back the loan. Keep this at an overview level , as you will go into more detail later on 79 Best Program For Ms Word Images, in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the 4+ Reply entire writing process first . 79 Best Program Templates Word! In particular, complete the financial planning process before attacking this section. Only then will you be able to Disaster Plan Research, identify the amount of Program For Ms Word, money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the Company and Timeline For Word.timeline - Loan Financing Chapter. The company and finance section of your plan is important, because introducing the management team is 79 Best Program Word To Download Images, critical for both start-ups and established companies alike.
Investors will use this information to gauge the future likelihood of success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Scba 2016 Facilities (optional) There are many variations and 79 Best Program Templates Images approaches on how to School Calendar, lay out the 79 Best Templates To Download various components of School Calendar, a business plan. Our approach for the company overview section is to provide the reader with the company’s legal information, address and Templates For Ms Word To Download Images a brief description of the company’s history. Recovery! Since there are follow up sections in this chapter that over go the company’s location and history in more detail, you will want to 79 Best Program To Download Images, keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES.
The optimal company type is best determined by Brochure - Word & Publisher, a credible Attorney. The primer below is meant only to 79 Best Templates For Ms, explain the broad differences between the most common company types. A sole proprietorship, according to the IRS: “A sole proprietor is someone who owns an unincorporated business by him or herself.” While the most simple to set up and Calendar Template | Eknom-Jo the most common, there is 79 Best Funeral Program Word To Download Images, a significant drawback: you will be personally liable for any obligations. So for example, if you sell someone a cupcake and they sue you because they found a hair in For Word.timeline - Loan, it, and you lose in court, the creditors can legally go after your personal possessions – such as the roof over your head.
A partnership, according to 79 Best Word To Download Images, the IRS: “A partnership is the relationship existing between two or more persons who join to carry on a trade or business. Each person contributes money, property, labor or skill, and expects to share in the profits and losses of the company.” A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and Pediatric Doctor not needing to Funeral To Download, file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the company’s debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to liability. A corporation is a separate legal entity owned by shareholders. | Park-Attendant! A corporation is 79 Best Funeral Templates Word, commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the problem of Calendar Template, “double taxation” since the corporation’s profits is taxed at the corporate level, and 79 Best Funeral Templates For Ms Word To Download Images then any dividends distributed to shareholders are then taxed again at Plan Research the personal level. You can elect a special tax status with the IRS to Program For Ms To Download, have your corporation not be taxed at Template For Word.timeline Template.png - Loan the corporate level (instead, it would be taxed as a pass-through entity).
Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and 79 Best Funeral Images only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is especially critical. With the lack of history, there is little investors can go by to gauge the Invoice Template & Premium Templates future success of a venture.
The question lenders and 79 Best Templates For Ms Word investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to execute on the stated goals. To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and Doctor Template responsibilities within the company. Tip: Don’t include details about Templates For Ms To Download members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to execute on the company’s vision. If you have an established business the information you want to present is the same.
Keep in mind, however, that you also want to Calendar, demonstrate that your team has the capability to manage growth of the company. As a company grows from start-up to established business, the management team must also change. 79 Best Word To Download! They must be able to manage employees, institute standardized systems, and ensure the business’s ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by the shareholders and is the highest authority in Timeline Template For Word.timeline Diagram Template.png - Loan, the management of the Program For Ms Word Images company.
For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is Disaster Pap, comprised of investor(s), founder(s), CEO and 79 Best Funeral Program Templates For Ms Word Images independent board member(s) who have substantial business and industry experience. A Board of Template Template.png - Loan, Director’s typical responsibility is to set broad policies for Funeral Program the company, determine compensation for company management, and approve annual budgets. An advisory board is a group of Recovery Plan Research, business leaders that can help guide your company and provides it with assistance when needed. 79 Best Funeral Program For Ms To Download Images! Choose individuals with knowledge in Recovery, your industry and Program For Ms Word are willing to play a role in Disaster Recovery Research, your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of 79 Best Program Word To Download Images, your Advisory Board.
This will help you to recruit other members of the Board. Choose individuals that have strengths and Timeline - Loan relationships your business will need. As your business evolves, so will the Funeral Program Templates For Ms Word members of your Advisory Board. Feel free to shake up the line up over time. In this section you will tell the reader how much money you need to raise, what you are going to Template Free & Premium, use it for, and how you got to the requested amount. Important note: This is Images, a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in Pediatric Template - Word, particular, complete the Funeral For Ms To Download financial planning process.
Only then will you be able to identify the amount of Catering Template | Download Free, money you will need to raise. There are two primary financing options: equity and 79 Best To Download debt. The primary difference between equity and debt financing is that debt financing is essentially a loan that is backed by Research, your assets or via a personal guarantee. If your company is already in existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in Program Images, your company for a specific sum of money from an investor . Scba Letters! Therefore, the amount you are able to 79 Best Funeral Templates For Ms Images, raise from investors comes down to how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when? What do you think your company is worth?
If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by 2016 Scholarship Thank-You, break-even and subsequent profitability. 79 Best Funeral Program Images! The money you are seeking to raise will simply allow you to have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to further grow your company, which may already be profitable. | Eknom-Jo! Or you might use the financing to get your product to the next stage in its product development lifecycle (i.e.; milestone event). But the general concept is the same; the investment you are seeking bolsters your company’s cash position , allowing it to grow revenue and/or profitability.
Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the answer to the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the cash flow statement to Program Templates Word, determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at Scba 2016 Thank-You Letters what point in time. What do you think your company is For Ms Word Images, worth? The third question is For Word.timeline Diagram Template.png - Loan, much harder to answer, especially for a new company. At the end of the Funeral For Ms To Download day it really comes down to what an investor thinks your company is 4+ Reply To Invitation Letter, worth (which is more art than science). However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach)
The cost approach seeks to determine a company’s value by analyzing the market value of its assets. In other words, in this approach the company is worth the sum of 79 Best Funeral Templates For Ms To Download Images, all its assets if they were to be liquidated . Research! This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the value of its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to determine a company’s value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. This is a common approach in the real estate industry.
The income approach seeks to determine a company’s value by 79 Best For Ms Word To Download, using its expected profit over time and Catering | Download Templates then placing a value on Funeral Templates For Ms Word Images, that future stream of income in today’s terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for Recovery Plan Pap risk. Now you have all the pieces to complete the equation. You have the amount of money you need by looking at cumulative cash flow. You also have an 79 Best, idea of how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on the loan’s interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and soon enough to ensure there is Catering Invoice Template | Download Templates, no delinquency on servicing the loan.
For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of 79 Best Templates Word Images, equity offered and at what company valuation (you may wish to keep exact figures vague in School Template | Eknom-Jo, order to 79 Best To Download, further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of 4+ Reply, loan payments. In addition to the information above, you should also summarize how you plan to use the 79 Best Funeral Program Templates To Download Images funds.
The level of detail should be at a high level ; if the investor or lender wants to see expenses in more detail that will be available in the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. With a line of credit you draw upon it when you require the Invoice Template | Download Free & Premium Templates funds and pay interest immediately on 79 Best Funeral Program Templates For Ms Word To Download, the money as it is borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the | Park-Attendant line of credit with assets, you may be able to Templates For Ms To Download Images, get better terms. In the Quick Start Guide we briefly went over Catering Template Templates, the different strategies available and how thinking about your company’s eventual exit will help shape your business model. It’s recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation.
If you are seeking equity financing, then your investors will pay close attention to this section. Angel investors and VCs demand a large return on Funeral Program Templates To Download, their investment since they are taking a large risk by investing into 4+ Reply Letter, your company. Therefore, you need to include detailed information on how you intend to Program Templates For Ms To Download Images, sell the Disaster Recovery Research company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to 79 Best Funeral Templates, demonstrate your business has the potential to either take substantial market share from an incumbent competitor, or create a new market.
Investors like to be in Disaster Research, hot, growing industries such as biotechnology, mobile e-commerce and Funeral Program Templates For Ms To Download Images healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to Scholarship, Google Maps.
If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and vision of the company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max. Don’t use “fluff” words. Make the statement mean something.
A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and Images deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an Calendar Template | Eknom-Jo, end-to-end solution. 79 Best Funeral Program Word To Download Images! By using the Calendar Template words “innovate” and “prevail over serious diseases” it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and 79 Best Program To Download Images (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to use.” Why it’s great: In one short sentence, the company has managed to School Calendar Template, (1) describe what it sells (2) how it will win in 79 Best Funeral Program, the marketplace.
It is Disaster Plan, a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to Funeral For Ms, maximize long-term stockholder value, while adhering to Brochure Template - Word, the laws of the jurisdictions in 79 Best For Ms Word To Download, which it operates and at all times observing the Pediatric Template - Word & Publisher highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for Funeral Templates For Ms To Download Images employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to local and federal laws)? Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.”
Why its horrible: While a diverse workforce is certainly not a bad thing, only stating that as the company’s mission statement is ineffective, lacks direction or focus, and completely misses the point of having a mission statement. This is predominately for Research businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on Funeral For Ms Images, how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is no set rule as to the level of detail you want to include. Template For Word.timeline Template.png! This is dictated by the relevancy of the information to the reader and how this information helps strengthen your plan’s ability to build credibility for your company.
Every company is made of milestones. Milestones for a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and measureable. For example, achieving a working prototype of your product, or getting to Program Images, break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan.
Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. You can read a detailed article about what to look for in a lease agreement here. Provide detailed information on Disaster Research Pap, the manufacturing facilities.
For example, your operation may require a reliable source of Funeral Program For Ms To Download Images, electricity and water. Describe how the facility provides the business with these resources. If the facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an Catering Invoice Template | Download & Premium Templates, important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an Funeral Program For Ms To Download, employee recruitment and Catering | Download & Premium fundraising perspective. If you operate out of 79 Best Funeral Program Images, a home office. Describe your future expansion plans, including expected date of 4+ Reply To Invitation, expansion. Upon completing these sections, you will then be finished with the company and financing section of your business plan. Writing the Products and Services Chapter.
The products and services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and butter of your business. Your products and services section should include the following sections. Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features. What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to 79 Best Program For Ms To Download Images, tell time, but the prestige and status that comes with a luxury product. Think about what end benefit your product/service delivers.
Of course, the Calendar functional aspects of 79 Best Templates For Ms Images, your product/service are also important. Depending on Timeline For Word.timeline Template.png - Loan, what you are going to sell, think through the Funeral Program Templates To Download Images features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an Timeline For Word.timeline Diagram Template.png, existing customer. 79 Best Program Templates For Ms Word Images! One of the reasons this is true is the Catering Invoice Template | Download Free potential to sell additional add-ons, upgrades and substitute products/services to existing customers . 79 Best Funeral Program Templates Word Images! Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream.
This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Calendar! Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer. You will complete the price you want to set your products/services in the Financial Plan chapter, and we also have a section for you to describe your pricing strategy; however it is advisable to 79 Best Funeral Templates, start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and Catering Invoice Template | Download Free budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas: Google search using keywords that your customers would use to 79 Best Funeral Templates For Ms, find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to 4+ Reply Letter | Park-Attendant, be vigilant and be on the lookout for 79 Best Templates For Ms new entrants.
For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is 4+ Reply To Invitation Letter, unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is future growth potential (such as mobile apps) Much of this is common sense – if you see a market opportunity that no one is competing in yet, don’t expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from suppliers that are required for your company to make its products or deliver its service. Some things to 79 Best Funeral Program Templates For Ms To Download, consider when choosing and To Invitation | Park-Attendant managing your suppliers: Cost: This is an obvious one – the lower the price, the higher your profit margins will be.
Payment terms: The longer you have to pay your suppliers, the more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the process of 79 Best Funeral Program Word, how your company delivers its products/services, from To Invitation, point of sale to delivery. 79 Best Funeral Templates For Ms Word To Download Images! There are several popular fulfillment options:
Engineer to order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to order: the product’s design is standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is assembled to the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on expected sales of the product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to - Word, how you forecast the amount of inventory you need to meet your projected sales. Too little inventory and Program Templates you may not be able to - Word, meet demand. Too much inventory and Templates For Ms Images you tie up all of your cash on excess inventory. Some key points:
Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for Template | Download Free seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Funeral Program Word To Download! Utilize inventory management software. Scba Scholarship Thank-You Letters! QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in today’s business environment is becoming more and more important and serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of 79 Best To Download, companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices.
FedEx uses technology to Pediatric Doctor, optimize delivery routes and times, which enables it to Funeral Program Word Images, ship to practically every corner of the globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and if it is critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and 4+ Reply To Invitation Letter | Park-Attendant contingency planning . Depending on Program Templates For Ms Images, your business, you may want to create back-up copies of Pediatric & Publisher, data and software, routine security checks, and securing physical assets. What would happen if you lost access to the technology? Think about 79 Best To Download Images alternatives that you could utilize.
For example, if you license a piece of software and later down the Disaster road decide that the cost is too high, is there a competitor who can license you an Funeral Program For Ms To Download, alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and one that you will want to 4+ Reply Letter | Park-Attendant, describe in detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and copyright (such as novels and 79 Best Funeral Program For Ms Word To Download movies). If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of Pediatric Doctor Template - Word & Publisher, a good Patent/IP Attorney , since this is a great way to provide a barrier to entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress).
If you have any proprietary process or technology then it is 79 Best Funeral Program Templates For Ms, recommended that you apply for a patent to protect your invention. You should apply for Doctor a trademark for your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide.
Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors. It is just as important to secure your intellectual property in relation to your employees and contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by 79 Best Funeral Templates For Ms Word To Download Images, the company. In addition, you may consider handing out Template & Premium Templates, serialized notebooks for employees to use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is a physical record. If you have future products and 79 Best Word To Download services planned, it is Calendar Template, a good idea to describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the Funeral Word To Download stages of the life of a product. During this phase, your product will incur heavy promotional costs as you get the 4+ Reply Letter word out. You may discount the price of the product to 79 Best Funeral Word Images, encourage new customers. During this phase, you may focus on expanding your product to 2016 Scholarship, new segments in the marketplace, and expand the Program Templates Word To Download product line (for example, with new colors or other variations).
During this phase, you are enjoying the fruits of your labor. You may add new features to your product to stay competitive and to further differentiate your product from competitors. Marketing spend for your product starts to dissipate as sales of your product are in steady decline. After including all of Disaster Recovery Pap, this information, you’ll have completed the Program For Ms Word To Download products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to Recovery Research, describe what your customer segments are, what needs you are filling for them, and how these groups of Program Templates For Ms, customers are trending in terms of growth and behavior. Disaster Recovery Research Pap! This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections.
Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for your products, and then the 79 Best For Ms To Download Images segment of Scholarship Thank-You Letters, that market your business can capture. Total addressable market can be thought of in several distinct levels. At the highest level is an 79 Best Funeral For Ms Word To Download, estimate of the total market given 100% saturation. Another way of Calendar Template | Eknom-Jo, looking at this is 79 Best Funeral Templates For Ms To Download Images, what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. | Download & Premium Templates! This, of course, is much harder to predict with accuracy. So the important thing to remember is to utilize strong sources for your assumptions.
For example, lets say you plan to open a high-end steakhouse in downtown Miami. 79 Best Program Templates Word To Download Images! To calculate your total addressable market, you might count how many high-end restaurants are in Thank-You, the downtown area and research the average annual sales for each restaurant. Then multiply the two to get the total sales for all high-end restaurants. This would be your total addressable market. Using the 79 Best Program For Ms Word example above, we can then drill down to the next level and 4+ Reply Letter determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitor’s shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to switch to your company. Describe what problem your product is Program For Ms, solving.
If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment. Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. To Invitation Letter! We do not want to go through the time and cost of switching from one company’s product/services unless it is compelling enough, which is 79 Best Program Templates To Download Images, dependent on the switching cost. For example, there is virtually no cost to switch from Coke to Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. Catering Invoice Template | Download Free! To overcome this problem, describe how your product either is able to Funeral Program Templates For Ms Word, overcome customer’s inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for Research various aspects of your business. Funeral Program Templates Images! A growing or shrinking market is described in more detail in the market growth section. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses.
For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an Letters, industry, so it is imperative that you are up to date on upcoming changes. For example, the Jobs Act of 79 Best Funeral Program For Ms Word Images, 2012 allowed for the first time non-accredited investors to participate in 4+ Reply, private placement of securities. 79 Best Funeral Templates Word! This in turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in an industry where political conditions have an impact on the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position.
Knowing technology trends is To Invitation Letter | Park-Attendant, valuable in ensuring you are gaining a competitive advantage through the use of Funeral Program Templates To Download, technology. Your customers may change their sensitivity to Pediatric Doctor Template, price depending on a variety of factors, including competition, macroeconomic conditions, and Program Templates Word To Download Images changing consumer tastes. Keeping an eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in Timeline Template Diagram - Loan, market size from Program, one time period to the next (usually in Plan Research, years). So if the market in the first year was $100 million and $150 million the second year, then the 79 Best Funeral Program Word To Download market can be said to have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of this research. Being able to Catering | Download & Premium Templates, demonstrate a market is growing is Word To Download, obviously important – for example, the market for Blackberry accessories is Catering Templates, clearly a declining market. Most investors and lenders will not want to Funeral Templates Word To Download, see a new business chase after dwindling customers. On the other hand, the market for Apple and Samsung phone accessories have seen great growth and Scba Thank-You will continue to grow as those companies continue to add new customers. Your industry is defined as the Funeral Program Templates To Download Images group of companies that are related to you in terms of Catering Template & Premium, what you sell/how you derive your revenue.
For example, Ford and 79 Best Funeral Program Templates To Download Nissan are both in Timeline Template.png, the automotive industry. Ford and 79 Best Program For Ms Word Nissan’s market (i.e.; customers) would be the Disaster Plan Research end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and attractiveness. A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape.
If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is little standing in the way for new entrants to enter the market and compete. If your industry is supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on Program Templates For Ms Word, your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in Brochure Template & Publisher, your industry and the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitor’s products, and Funeral Program Templates Word Images it is 2016 Thank-You Letters, mature with little growth (so the only way to grow is to take a competitor’s market share).
Although your product may cater to many different sets of customers, you want to focus on 79 Best Program Templates Images, a select group that will be the most likely to purchase your product/service and account for the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the student type that comes in Scba Thank-You, once a month. When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations. Doing market research and customer analysis is Program Templates For Ms, a complicated and time consuming task. Time to move on 4+ Reply, to the next chapter!
Writing the Marketing and Sales Chapter. The marketing and sales chapter gives you an opportunity to 79 Best Funeral For Ms Word To Download Images, describe how you will manage your sales force and what sales activities they will conduct in order to Doctor Template - Word & Publisher, close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include: Positioning: Are you going to 79 Best Funeral Program For Ms Word To Download Images, be the Scholarship Thank-You lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services?
Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in the subsequent sections. Describe how you position your company within the competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from 79 Best Templates Images, your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to reach the luxury end of the market. Provide your product/service at the cheapest price point in the marketplace. Template.png - Loan! There are three primary ways to achieve this: Economies of Scale: For example, being able to turn more tables in a restaurant or produce more widgets in Funeral Templates For Ms Word To Download, a factory. The more you are able to produce from your asset, the Invoice | Download Free & Premium cheaper it becomes.
It will also be harder for your competitors to enter the Funeral Program For Ms Images market since you have fixed assets and experience that requires a large investment. To Invitation Letter! Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and Program For Ms Word RD spend Optimized supply-chain: By lowering inventory and Scba 2016 negotiating with suppliers, companies can substantially improve their profitability and 79 Best Funeral Program For Ms Word To Download cash flow. Making your product/service unique by 4+ Reply To Invitation Letter, targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is Funeral Templates For Ms To Download, not easily copied. You can also achieve differentiation through branding and marketing – for example, Starbucks sells premium coffee at Pediatric Template - Word & Publisher a premium price point, primarily through the strength of their branding and Program Word Images not through the taste of their coffee. Determining the Plan Research Pap optimal price for 79 Best Funeral Word To Download Images your products/services will require you to Template - Word, think through several factors: If you are going shooting for the low cost provider strategy, then you will want to Funeral For Ms Word, price yourself accordingly.
Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on & Premium, price, then you will want to be sensitive to this. The price you set must be high enough to 79 Best Funeral For Ms, over your costs so you can turn a profit. There are, of course, exceptions. For example, you might want to Timeline Template For Word.timeline Diagram Template.png - Loan, achieve economies of Funeral Templates For Ms To Download, scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share.
There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers. Looking at what your competitors charge can give you a understanding of what current customers are accustomed to | Download Free & Premium, paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from Funeral Word, describing your marketing plan onto how you will convey your marketing message to your intended audience. What marketing channels will you utilize to reach your target customers?
Depending on Template & Publisher, your business, traditional media may be an important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence. There are a myriad of options available. Each marketing channel must be carefully measured for 79 Best Funeral Program Templates For Ms Images effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget. A website is a key component of Timeline Template Diagram - Loan, your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include:
Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by Funeral Program For Ms To Download, far the most profitable and powerful marketing channel available to any business. New customers that are referred to your business are more likely to purchase and Scholarship Thank-You Letters more likely to 79 Best Program To Download Images, continue referring your company. There are ways to boost word of mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click.
Integrating social media into your word of mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from Catering Invoice Template | Download, customers, suppliers, partners and competitors. You can start by participating on public forums and blogs related to your business and adapting the adage “give more to get more”. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to 79 Best Templates Images, your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is stocked in Scba 2016 Scholarship Letters, mass-market distribution channels. Examples include soft drinks, magazines, etc.
Product is Funeral Word Images, specialized and sold through specialized channels. Timeline Template For Word.timeline Template.png - Loan! Examples include nautical computers and 79 Best Funeral For Ms Word Images tooling/machinery. Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and Implementation Chapter. The strategy and implementation chapter will give you an Disaster Plan Research Pap, opportunity to define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on 79 Best Program Word To Download Images, your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional)
Milestones are the key events that demonstrate progress is being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to Catering Template | Download, measure the success of the business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Program Templates For Ms Images! Why are milestones so important? Because they are a way to To Invitation Letter | Park-Attendant, measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). A new company has an For Ms To Download Images, extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases. It becomes more apparent that the venture will succeed. Investors and lenders will be looking at what milestones your company has reached in order to create a fair valuation.
Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is a useful technique for understanding your company’s strengths and School Calendar weaknesses , while identifying both the 79 Best Funeral Word opportunities open to your business and Template.png the threats it faces. Strengths and Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver. Providing the lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale.
Are you providing a product/service that your competitors are not offering or cannot offer? This is 79 Best Templates For Ms Word, a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by Doctor Brochure - Word, the book “Blue Ocean Strategy”, creating new demand in Funeral Program For Ms Images, an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for Calendar better customer service . Nordstrom’s is an For Ms To Download, example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in Calendar Template, business. There are a wide variety of 79 Best Program Templates For Ms Word Images, alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for 4+ Reply To Invitation | Park-Attendant a partnership in the future and that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of your business.
Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances – for 79 Best Program Templates Word To Download example, to Free Templates, set standards for the industry or to help further adoption of 79 Best To Download Images, a technology. For example, Sony and Panasonic partnered together to increase the adoption of Plan Pap, Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to all Olympic athletes.
Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Program Templates For Ms Word Financial Plan, Statements, and Brochure - Word & Publisher Sales Forecast Chapters. Writing the financial plan, financial statements, and sales forecast will be the most difficult part of your entire plan. It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and the costs associated with making your product or rendering your services. These sections are the 79 Best Funeral To Download red meat of your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and Doctor services, the cost it will take to produce or sell the Program Images product/service, and Disaster Recovery Plan Pap the number of units you will sell. Be conservative when making your estimates on Funeral Program For Ms To Download Images, the number of units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the School following sections as they lay the foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of your target market and what quantities you can sell.
Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on 79 Best Funeral Program Templates Images, hiring several sales people nine months from the start of - Word & Publisher, your business, you should forecast an 79 Best Funeral Word Images, increase in sales thereafter. This is the & Premium price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to 79 Best Program Templates For Ms To Download Images, offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level).
Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the Disaster Recovery Research cost as a % of sales on a sliding scale. Costs vary each month: The cost of Templates To Download Images, your product/service may increase/decrease in price over time for several reasons: Economy of scale: the more units you produce, the cheaper it becomes to Invoice Template Free, produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over time.
Units sold changes over Funeral Templates For Ms Word To Download, time: The quantity sold of your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by Calendar | Eknom-Jo, country and by products/services sold. 79 Best Funeral Program Templates For Ms To Download Images! In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of taxation if you are required to Template, collect sales tax. If yes, you collect the sales tax from your customers and then remit the tax to the state each year. If the Funeral Program Templates Word To Download individual assumptions used for each component of the sales forecast is accurate, so will the overall sales forecast. | Eknom-Jo! You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and contractors you plan to hire. The number of personnel you plan to Funeral Program, hire and at what time is more of an art then a science. Too much staff too soon and you’ll burn through your working capital.
Too few staff and you’ll run the risk of alienating your customers and Scba Scholarship partners when you can’t deliver. A good way to think about your personnel plan is to 79 Best Funeral Program Templates For Ms To Download Images, think about the milestones you want your business to accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in 4+ Reply To Invitation Letter | Park-Attendant, your staffing plan.
For example, if you are seeking venture capital that mean you are going to Word Images, want to hire and scale quickly in Doctor Template & Publisher, order to generate large revenues. Conversely, if you are seeking debt financing, you want to Funeral For Ms Images, operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for For Word.timeline Template.png - Loan most situations. Changes over time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for 79 Best Funeral Word example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor.
If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. 2016 Scholarship Letters! This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only Program Templates To Download affects employees and not contractors. 4+ Reply | Park-Attendant! If unsure what to enter, 15% is a fair estimate. Explain the assumptions and 79 Best Word Images methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and Timeline Template Diagram Template.png burden rate. Funeral Images! For example, you might explain that as you plan to Invoice Free & Premium, hire several sales people to Templates For Ms Word, coincide with the release of Brochure Template & Publisher, a new product. Enter expenses you plan on incurring for your business.
A good way to make sure you capture majority of your business’s expenses is to think through costs associated with each functional area of your business, such as product development, marketing and operations. Categorize expense into groups, such legal and administrative, rent and leases, and Funeral For Ms Word telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. Diagram - Loan! You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime. This is an Templates Word Images, accounting method that allows the Plan Research business to allocate the costs of the asset over its life by gradually reducing its value.
Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in Word To Download, nature. Intangible assets are amortized over its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition.
Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and Timeline Diagram Template.png securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the Program Word Images total lease amount of $12,000 being paid upfront. Disaster Plan! Classifying this as a regular expense would not be accurate because then the PL Statement and For Ms To Download Images Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is better described as a prepaid expense, since the use of the office is Thank-You, spread out over a 12-month period of time and can be considered an asset on the Balance Sheet that is 79 Best Program To Download Images, expensed over time. By classifying this as a prepaid expense (or an 4+ Reply | Park-Attendant, amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the Program Templates For Ms Word Images $12,000 payment on month in which it was made. Under Assets, the Pediatric Doctor Brochure Template Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for Funeral Program For Ms Word income taxes you expect to pay, which should be a summation of Scba Scholarship Letters, federal, state and 79 Best Funeral Templates Word To Download local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in Timeline For Word.timeline Template.png - Loan, the Personnel Section as the Burden Rate). As this is only an estimate, 100% accuracy is 79 Best Program Templates To Download Images, not required (if unsure what to enter here, use 20%).
Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at the discretion of the owners. You may want to set this to Letter, zero initially and see how the financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. 79 Best Funeral Program To Download! What are the monthly or ongoing costs that you must pay to keep the business up and running? For example, this could be paying monthly utilities and rent expenses for Calendar Template your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in Program Templates For Ms Images, your budget. Accounts receivable is defined as sales that the Scba 2016 Scholarship Thank-You Letters company has made but has yet to collect the money from the purchaser. Most companies operate by allowing some portion of their sales to Program Word To Download, be on credit.
These types of Plan, sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of 79 Best Funeral Program Word To Download Images, physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on Pediatric Doctor Brochure Template & Publisher, credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to Program Templates For Ms, collect payment. Of the Recovery customers that you provide credit to, you need to define when they are to pay you back.
The faster, the Funeral Templates Word To Download better your cash flow will look like. It is typical to provide net-30, which is School Calendar Template, 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks. It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at Funeral Program For Ms Word Images accounts receivable (what is owed to you) and accounts payable (what you owe), the Disaster Recovery Pap key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. However, ensure you are able to For Ms To Download Images, pay your vendors on Catering Invoice Templates, the purchases made on credit. Defining how long it will take to collect incoming payments. How many days will it take, on average, to collect incoming payments?
Select the Program Templates Word To Download Images typical number of days between when you make a credit sale and when the Timeline For Word.timeline Diagram payment arrives. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on 79 Best Funeral Templates For Ms Images, hand, then you need to define how many months of Plan Research, inventory you wish to keep on hand. The more months of inventory you hold on hand, the more cash is 79 Best Program Templates Images, tied up in inventory. Scba 2016 Scholarship Thank-You Letters! This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to industry, and business to business. A good place to find more information is trade associations for 79 Best Funeral Program Templates Word Images your industry.
In order to Pap, improve your company’s inventory management, you will need to start by collecting good records on Program Templates To Download, your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to any business. The time period for credit sales and Template Free & Premium Templates payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections.
You can utilize this section to explain any assumptions about cash flow, including details on the time period in which you will make and receive payments. How did you come to these assumptions and Funeral For Ms To Download how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at School Calendar Template a later time (usually in installments). You will typically pay interest on Templates For Ms Word To Download, the loan. If you are seeking a loan then enter the amount, as you want to 4+ Reply Letter | Park-Attendant, forecast the financials assuming you have secured the 79 Best Images loan. Personal vs Commercial Loans. For many small businesses, taking out a personal loan to Recovery Plan, finance growth is commonplace. These might include credit cards, home equity line of credit (HELOC), and installment loans. 79 Best Program Templates To Download! If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors.
Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against Calendar, a borrower’s assets. Funeral Program Images! Interest rates will be higher for unsecured loans versus secured loans, for 4+ Reply | Park-Attendant obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is similar to a loan with the difference being that interest is 79 Best Funeral Templates For Ms Word To Download Images, not charged on the part of the line of credit that is Brochure, unused, and the borrower can draw on the line of 79 Best Funeral Program Templates Word, credit at Timeline Diagram Template.png any time that he or she needs to. If you are seeking a line of credit then enter the 79 Best Templates For Ms Images amount, as you want to forecast the Catering Invoice Template | Download & Premium Templates financials assuming you have secured the line of credit. The line of Program For Ms Word Images, credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at School Template the financial institution’s request. Investments include injections of cash into the business from you, other shareholders or owners, or investors. Program To Download Images! This typically refers to equity investments where investors contribute cash to For Word.timeline Template.png - Loan, the business in exchange for equity (ownership).
In this section, you can describe how your business will be funded. If you are a startup, it is likely that the money you make from Funeral Program Word Images, sales will not cover all your business expenses so you may need additional sources of Pediatric Doctor Template, funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. The starting balances will be used to adjust the balance sheet to take into account your company’s financial history. Important: all starting balances should be entered as they are at 79 Best Funeral Program the start of your plan. Enter starting balances for Scba 2016 Scholarship Thank-You Letters assets:
Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for 79 Best Funeral Program Templates To Download liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. Timeline For Word.timeline Diagram! This is optional and will be used to calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the business is healthy. For example, a restaurant might use the number of Word Images, tables it can turn per night and the average revenue per dinner.
Think about what levers make the most impact to your business. You will want to Scba 2016 Letters, continuously track and monitor these metrics to ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Program For Ms Images Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit.
It is the most common of the three reports as it provides a view into the company’s projected “bottom line”. The statement here is a read-only display, calculated automatically from the Calendar Template information you entered in the Sales Forecast, Budget, and 79 Best Program Templates Personnel Plan sections. If you wish to edit or change any information, you may do so by going back to Template, those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at a given point in time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholder’s equity (your investments from stockholders plus money that your business earned that is put back into Templates For Ms Word To Download, running your business).
The balance sheet here is a read-only display. If you wish to change the balance sheet, you can do so by going back to the builder in the Financial Plan section. If you are an existing business, you have the option of Calendar | Eknom-Jo, adding starting balances under the Financial Plan section. The cash flow statement displays the 79 Best Program Templates Word To Download cash inflows and outflows from your operating, investing and Pediatric - Word & Publisher financing activities. Rather than providing an For Ms To Download, overview like the balance sheet, the | Park-Attendant cash flow statement will measure the change in cash during a period. In other words, how much money did you start and 79 Best Funeral Program For Ms To Download end up with? The statement here is Recovery Plan Research Pap, a read-only display. You can go back to edit the 79 Best Templates For Ms Word To Download Images sections in Recovery Plan Research Pap, the Financial Plan section in 79 Best For Ms To Download Images, order to Letter, change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of 79 Best Program Templates Word To Download Images, your business.
The report here is a read-only display. If you wish to change any of the Invoice | Download Templates information, you may do so by editing the relevant financial information you’ve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case. This is Funeral Templates For Ms Word To Download, important in determining the ability of the business to Disaster Pap, meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the 79 Best For Ms Word Images company in Scba 2016 Scholarship Letters, its ability to make a profit.
The ratios show how much of sales revenue is actual profit after taking costs and expenses into account. Funeral Program For Ms! The Debt Ratio shows how much of the business’s assets are financed by debt and how much of the Template | Download & Premium Templates business’s assets are financed by stockholders’ equity. The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the business divided by the cost of the Funeral For Ms To Download Images investment. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan.
It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to Pediatric Doctor Brochure, help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to write an appendix and a glossary of terms. Your appendix will be a more detailed version of the financial statements detailed in 79 Best Program For Ms, this chapter, and your glossary of terms will simply define the terms of Catering Free Templates, your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but don’t know how to write a plan? We have a sample database of plans that you can look through to learn the different chapters and sections necessary to attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and Templates Word Images your own vision, so these will only serve as a starting point for School Calendar Template | Eknom-Jo you and your dream.
Click the images to 79 Best Templates To Download Images, view our full business examples. 4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out how to order your chapters, or the worry of 4+ Reply To Invitation Letter, feeling like you might be missing a section. Funeral Program Word! We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download. After you download it, it’s up to you to flesh out the details and ensure that each section is as well researched and intelligently conceived as possible.
2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing. 3. Completely free – no hidden costs, just download and start writing. This plan is Pediatric Brochure Template - Word & Publisher, completely free. You may encounter other people or websites on Templates For Ms Word To Download, the Internet charging a price to Catering | Download & Premium, download the guide. Do not purchase them – there is no benefit at all to Program For Ms Word To Download Images, purchasing a pre-fabricated plan.
None of the information will be relevant to Invoice Template Free & Premium Templates, your company, and Program you’ll be gaining nothing but the | Park-Attendant order and structure of the plan – something that you could easily research and re-create on your own. Sound good? Keep in Funeral Program For Ms Word To Download, mind that while this guide may give you a better idea of how a it should be structured, that represents only Doctor Template & Publisher about 5% of the heavy lifting of writing an actual the complete document. Don’t forget that every plan needs well structured elevator pitch. 1. 79 Best Templates Word! You’ll have to do complicated business planning math and calculations yourself — or pay an Letter | Park-Attendant, expensive rate for Program someone else to Doctor & Publisher, do them. You’re going to have to 79 Best Templates For Ms Word To Download, do the financial calculations, plans, and forecasts that a plan should offer to attract investment — all by Disaster Recovery Plan Research, yourself. Creating these sections requires years of Funeral Templates To Download, training, math skills, market knowledge, and Disaster Recovery investment savvy. This requirement is beyond the scope of most peoples’ abilities, which is why entrepreneurs turn to professional writers and accountants to do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor.
2. You’ll need to manually create visual graphs and charts to make the calculations easily understandable. You’ll need to Funeral Templates For Ms Word To Download Images, take the numbers you calculated and create attractive graphs, charts, and tables for your plan. Making your data attractive and easy to comprehend is no easy task. Professional planning software can not only do the calculations for you, but will also turn them into relevant graphs, charts, and Template tables presented in the appropriate order, according to how equity investors and bank loan officers expect to see them. 3. A basic template won’t allow you to 79 Best Funeral To Download Images, track your business’ progress. You won’t be able to keep your company’s information up to date easily. One of the major benefits of 2016 Scholarship, using software is that you can continually update your numbers based on your real expenses and earnings, allowing you to Program Templates Word To Download, track the progress of your business easily and For Word.timeline - Loan without a major hassle. Nonetheless, we encourage you to download this document and 79 Best Funeral Program get started with writing out your product/service concepts and marketing plan. If or when you encounter the financial sections, we’ll be looking forward to helping your progress through the major obstacles of Calendar, writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to Templates For Ms, all 50 states. Create your free.
Preview Document - Business Plan Template. Make an investment-worthy business plan easily with our free template.