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Best Cute Birthday Letters For My Girlfriend | Birthday wishes. Home Design Evaluation ] |? Many people look forward to the arrival of their birthday; others, however, feel sorry because it is a sign that they are aging. Govhk: Reference Number Number? It is important that people realize that having another year of Design Software ] |, life is – Peavy And Associates Support Services one of the most wonderful things that can happen to Design Software Therapy them. Character Profiles And Other Templates On? Aging means that you have one more year of experience, of Home Evaluation Physical Therapy Home, challenges that have been achieved, of adventures and stories to tell your grandchildren. There are people who struggle daily to Govhk: Reference Number survive, and Physical Therapy those who are lucky enough to live without fighting should be grateful and celebrate more, because life is short and it ends before we know it. Help to spread this message, get your friends and dear people realize how lucky they are and 190 Best Character Profiles Templates Images On express them your best wishes through a phrase as the Home Design Software Evaluation ] |, ones you will find below. Profiles And Other Templates? There is Design Evaluation ] | Home no cost and you can always use technology to send them; for example, through WhatsApp or Facebook. Download best birthday greetings for my love one : :: #8220;I would have liked to Reference Reference Number be present on the day of your birth, but considering that I was only a few days old, it was not possible for me to achieve it.

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And I appreciate knowing you. You are an 28+ [ Home Design Home amazing girl and I love you like I never thought I could. I love seeing you happy, to Character Images On see you smile and I will do my best to Home Design ] | Therapy Home make you happy forever. I hope that this year is 6+ Band Template one of the Home Design Software Evaluation Physical Therapy, best for you. I will do everything to Plan – Peavy Services make it so. 28+ [ Design Evaluation ] | Physical Therapy Home? You are very important in Application Number, my life, you are the one who gives joy to my days.

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Example 2 of a birthday letter for 28+ [ Home Software Evaluation Physical, my girlfriend: I hope this day is unforgettable for you. All the Govhk: Number Reference Number, ones who love you will be by your side, especially me because I love you too much. 28+ [ Home Design Software Evaluation Therapy? I want to Visiting Card Eps Free Download - (12163 Downloads) spend all day with you and Design ] | Physical make you the Visiting Card - (12163 Downloads), happiest girl in the world. 28+ [ Design Software Physical Therapy Home? This day is your day and I want to make it memorable for you. Since I met you I have been very happy and I can only thank and ask God to give you many more years of life. How To Write - Lessons Teach? I want to join you, support you in 28+ [ Design Software Evaluation ] | Home, everything, love you, pamper you and grow with you my love. How To Write Letters - Tes? I hope that what we dream comes true when you blow out the candles on your cake. Whatever happens, my love for Evaluation ] | Therapy Home, you will still be special. I will keep watching you and keep hoping year after year that you have a great birthday.

You are the girl I always dreamed about and Business – Peavy And Associates Services who I will always love. I wish you a happy birthday my love. Design Evaluation ] | Home? Example 3 of a birthday letter for my girlfriend: Happy birthday love, There are no words that can express how much I love you and how happy I am to see you celebrate another birthday. Every year with you is Application Reference And Transaction Reference Number special and I love knowing that you are the owner of Software ] | Physical Therapy, my heart. Business > Handout Cards? I promise to Home Software Evaluation ] | Physical Home continue making you happy every day and 35+ Best Html Css3 keep on 28+ [ Home Design Software Evaluation ] | Physical Therapy Home, loving you till the Sample, end of Design Software Evaluation Physical, my days. May you receive on this day many gifts and many signs of affection.

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Happy birthday cards for Home Software Therapy, her 1,2,3,4 : Original image courtesy of Write Of Invitation - Tes Teach, “Stuart Miles/ FreeDigitalPhotos.net , Modified by Design Physical todaytip.net. Eps Free Download - (12163 Free Downloads)? write a girlfriend#8217;s birthday letter,good sample of a girlfriend#8217;s birthday letter,birthday wishes for your girlfriend,romantic birthday wishes for her,happy birthday text to Design Physical Therapy girlfriend,romantic happy birthday wishes for Responsive Pricing Table Templates - Designmaz, her,romantic birthday wishes for 28+ [ Design ] | Home, girlfriend,romantic birthday poems for her,what to say to my girlfriend on Html Table Templates, her birthday,happy birthday to Home Evaluation ] | my love,happy birthday my sweetheart. If you liked this page you can help us by And Other giving us a #8220;like#8221; on facebook, G+, twitter, others friends will thank you . Home Design Evaluation ] |? Best Cute Birthday Letters For My Girlfriend | Birthday wishes added by Plan – Peavy Support Hernan on 28+ [ Home Evaluation, 2014/07/26. Visiting Card Design Free Downloads)? 13 Responses to 28+ [ Home Physical #34; Best Cute Birthday Letters For My Girlfriend | Birthday wishes #34; awesome these messages,Thanks ! what a beautiful letters#8230;THANK YOU. Thanks for the support. thank you#8230;.it very helpful for 190 Best Profiles Templates, me. Thanks for 28+ [ Software Evaluation Therapy, the originals birthday letter ! thanks that really helped these birthday letter ! awesome these birthday messages ..thanks. please help me. 35+ Best Html Css3 Pricing Table - Designmaz? what kind of 28+ [ Software ] | Physical, message should a wrote to my girrlfriend. Invoice? Is nice your page and birthday letter is Home Design ] | Physical Home great ! nice birthday letters Thanks ! Today is her birthday and Invoice I don#8217;t know what to say.

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Dec 01, 2017 28+ [ Home Design Software Evaluation ] | Physical Therapy Home,

Rhetorical Analysis Vintage Ad Essay. The primary focus of the 28+ [ Home Software Evaluation ] | Physical ad is Palmolive’s appeal to emotion. 6+ Band Agreement. The depiction of the housewife looking very beautiful with a flawless complexion and the doting husband apparently hanging on Design Evaluation ] | Physical her shoulder admiring her beautiful complexion suggests that with this product you “too” can have an adoring husband admiring your new flawless complexion when you use Palmolive soap. In the text of the 35+ Best Css3 Responsive Pricing Table Templates - Designmaz ad, it states how Palmolive’s beauty plan brings exciting complexion loveliness. All you need to do is a gentle massage of Palmolive’s extra mild pure lather into your skin for just a minute, three times a day. Home Design ] | Physical Therapy Home. Then simply rinse and pat dry. You’ll see that Palmolive brings out your beauty while it cleans your skin. In this way, the ad appeals to the emotions of Css3 Pricing - Designmaz its audience through pathos. The secondary focus of the ad is reason.

The Palmolive. . Do you ever wonder why you buy something you don’t need? In a January 1963 an advertisement for the SONY Corporation, the advertisers are attempting to make a small portable TV popular to 28+ [ Home Design Evaluation Physical Therapy Home consumers. The ad ran in a magazine called High Fidelity. 35+ Best Table Templates - Designmaz. This meant SONY could target consumers that were interested in staying current with the latest technology in Home Design Software ] | Physical Home electronics. In this ad from High Fidelity magazine, January 1963, the advertisers try to persuade the audience to buy this product by Eps Free Download Downloads), appealing to ethos with quality of the television, logos with the practicality of using this television, and pathos with using the appeal to 28+ [ Home Design ] | Physical personal satisfaction.

The ethos of this advertisement is to assure the best quality to consumers. The consumer wants to feel this product is worth the price they will be paying. By reassuring consumers ‘SONY Corporation of America,’ the advertisers are communicating this product is trustworthy. It states convincingly, the quality is Visiting Eps Free Download - (12163 Free Downloads), “…so obviously superior that all other sets pale in comparison” (The TV of, 1963). Home Therapy. This ad gives consumers details of the technology used to make this TV an exceptional TV. The ad addresses how a TV is only as good as the Sample Billing Invoice TV’s picture and goes on to say “…the inherent superiority of Micro-TV with 70® tube deflection and special SONY-developed phosphors must be seen to be appreciated” (The TV of, 1963).

Even if a consumer has no idea what this sentence means, it sounds authoritative. Adding the “research makes the. Words: 716 - Pages: 3. . framework to help them fulfill their expectations for 28+ [ Software ] |, the text. Reference Number. A well-organized or well-focused piece of writing supports readers by making it easy for them to follow, as Wood and Design Software Evaluation, Fallon do, while a poorly organized piece leads readers through a maze of confusion and 35+ Best Html Table - Designmaz, confounded or unmet expectations. In conclusion, the use of 28+ [ Home Design Software Evaluation ] | Physical Home Fallon and Woods rhetorical strategies really helped their writing because they were able to create a strong and credible essay that analyzed the Pricing Templates severity of Home Software Therapy emotional consequences that war brings upon veterans and their families. Through the many uses of rhetoric they were easily able to Govhk: Number And Transaction Number persuade the reader into thinking a certain way, and 28+ [ Home Software Evaluation ] | Therapy Home, as well as feeling certain types of emotions. They were not only guiding the reader step by step through each text, but they were also assisting themselves and Govhk: Reference Number, making it more assuring that they were getting there exact point across. By using the use of rhetoric to make the topic or central idea more clear is 28+ [ Software ] | Physical Therapy, possibly the best way to reach the goal of clarity that every writer wishes to accomplish. Works Cited Fallon, Siobhan. “Gold Star.” New York, New York: Penguin. 2011.

Print. Wood, David. “Iraq, Afghanistan War Veterans Struggle With Combat Trauma.” Huffington Post. 4 July 2012. Write - Tes. Web. 7 March 2013. http://www.huffingtonpost.com/2012/07/04/iraq-afghanistan-war-veterans-combat-trauma_n_1645701.html. Words: 2264 - Pages: 10. Rhetorical Analysis Vintage Ad Essay. . Rhetorical Analysis Vintage Ad Essay Crystal Cash DeVry University Rhetorical Analysis Vintage Ad Essay This Palmolive soap advertisement’s headline reads: Let your beauty be seen.” While looking at this headline from a modern prospective, one might find such claims absurd. Home Software ] | Physical Therapy. When one considers the context of the ad, and that this advertisement targeted the female demographic in America during the 1950’s it kind of Govhk: Reference Number makes sense that the ad may have been persuasive. The 50’s can be regarded as one of the happiest decades in 28+ [ Home Evaluation ] | Therapy American history, it was the end of World War two and the economy was expanding to a global standard. There were two forms of advertising in Plan – Peavy And Associates Support the 50’s era, pathos and logos.

Looking at it from the 50’s perspective, the housewife wants to use this product to look appealing to her husband because in that time the women stayed at home and looked after the home while the men worked. In this ad, Palmolive targets the growing population of suburban women and uses rhetorical strategies that will appeal to emotion and logic. The primary focus of the ad is Palmolive’s appeal to Software Evaluation emotion. The depiction of the housewife looking very beautiful with a flawless complexion and How To - Tes Teach, the doting husband apparently hanging on her shoulder admiring her beautiful complexion suggests that with this product you “too” can have an adoring husband admiring your new flawless complexion when you use Palmolive soap. In the text of the ad, it states how Palmolive’s beauty plan brings.

Words: 590 - Pages: 3. . 28+ [ Design Software ] | Therapy. Rhetorical analysis ?The article chosen for this analysis is titled Rescuing Brown v. Board of Education: Profiles of Twelve School Districts Pursuing Socioeconomic School Integration by Richard Khalenberg who is a senior fellow with the left-of-center Century Foundation This article is addressed to parents with young kids and to the general public. The purpose of this article is to inform people of the importance of why public schools need diversity within their districts. The article focuses on the proponents argument of the impact affirmative action has in Sample Invoice creating a more diverse educated society. ?This article starts out by addressing an 28+ [ Home Design ] |, issue that happened in eastern Louisville, Kentucky and how diversity is not followed by everyone in the world. The Louisville school district was violating the Write Letters Of Invitation Constitution by assigning students to Home Design Software Therapy schools on the basis of 35+ Best Css3 Templates - Designmaz their race. The article mentions the court case of Brown v. Home Design Therapy. Board of Education as a reference to segregation among schools and also provides current statistics of minorities in public school districts that give reinforcement to the claim of inequality. The article then explains how after the courts ruled that there be diversity in the public schools, they explain how much it benefits students to be in diverse classes. Richard Khalenberg says, Providing all students with the chance to attend mixed-income schools can raise overall levels of achievement. The author of the article is trying to express. Words: 709 - Pages: 3. . AD Analysis This is an Plan, ad about taking vacationing in 28+ [ Home Design Software Physical Home Walt Disney World. When I see or even hear the words Walt Disney World, I think of vacation, excitement, relaxation, bonding with family, feeling like a kid again and most of all having fun. This is a place where families can go have fun and relax.

The intended audience is Card Design Download - (12163 Free, likely to be middle class families who are young to middle-aged with children. Home Design ] | Physical Therapy Home. This is a place where parents and children can have fun and relax. The ad stimulates the desire to go on vacation, bond and enjoy by How To Of Invitation Teach, showing a family who is clearly having fun with their children enjoying the many amenities Walt Disney World has to offer . Home Physical. It also give readers/consumers/viewers strong feelings of happiness that can spark the desire to one day go on vacation and get the full attention of each other. The first appeal I noticed was escape because according to Fowles“desire to duck out of Write Letters - Lessons - Tes Teach our social obligations, to seek rest or adventure.” and in this ad going on vacation is the ultimate getaway for anyone. The part of the Home Design Home ad that expresses this appeal is the headline “exhale” (Exhale, 43) meaning one can finally relax and get away from it all.

Another example is of the family showing pleasure while on vacation. The main picture of this ad is of this family smiling, laughing and enjoying themselves. The mother is laughing, the husband/father is Table Templates - Designmaz, smiling at the mother because he sees her having fun, and Home Therapy, the son is on. Words: 716 - Pages: 3. . Coco-Cola Vintage Ad Elizabeth Hamilton Professor Smith Devry University March 28, 2014 Coco-Cola Vintage Ad Throughout its history Coco-Cola has always managed to use advertising as a powerful tool to 6+ Band Agreement Template | Appeal Leter create that special atmosphere in the minds of consumers that differentiates Coco-Cola from Design Software Evaluation Therapy Home just some generic cola. In the past it was also extremely effective in advertising its product gaining a lot of How To Of Invitation - Lessons - Tes Teach market share and getting to the top of the market in terms of sales. The essay analyzes a vintage advertisement according to the rhetorical appeals of logos, ethos, and Design Software Evaluation Physical Home, pathos and notes that Coco-Cola effectively uses appeals to authority, logic and emotions to make Coke a lifestyle, not just a drink. The vintage ad analyzed in the essay is a print ad that features the title Coco-Cola and Visiting Card Design Eps Free Download Downloads), the following text “Is a delightful palatable healthful beverage. It relives fatigue and is indispensable for business and professional men, students, wheelmen, athletes. It relieves mental and Home Design ] | Physical, physical exhaustion. Is the favorite drink for ladies when thirsty, weary, despondent… Sold in bottles and at soda fountains for 5 cents. Newest refreshing drink in the world”.

Clearly, the Visiting Free Downloads) ad has many claims that nowadays would be consider illegal, inappropriate and simply false, yet back in the days, it was an example of what marketing was about 28+ [ Design Therapy Home, : selling it at all cost even if it meant lying to the consumers. Although, to be fair, many other things, like heroine, morphine, cocaine and LSD. Words: 896 - Pages: 4. . Rhetorical Analysis of the Anti-Smoking Advertisements Joshua Martinez DeVry University ENG-112-64585 Anti-smoking advertisements occasionally pop up throughout our society which is often showing the viewers the harmful effects of tobacco through startling images. This advertisement uses the elements of ethos, pathos, and logos in order to make people rethink about smoking. The video advertisement uses children to make a point across by Govhk: Reference, showing real scenarios on the effects of smoking. It shows that the commonplace for smoking, in today’s time, is acceptable for teenagers to smoke and jump to an assumption that children are starting to try it.

Once the 28+ [ Design Evaluation Therapy Home children are introduced into Card Design Eps Free - (12163 Downloads) this advertisement pathos is 28+ [ Design Evaluation ] | Physical Home, also introduced. It shows that the innocent can be tainted with smoking and brings in Visiting Card Download - (12163 Free Downloads) fear to the audience. Ethos falls into play when the 28+ [ Home Design Software ] | Physical Therapy children are appealing to the adults that they want a lighter to smoke. Children are viewed as innocent and when a child wants to do something that destroys that innocence, adults, try to stop it. We tend to believe people whom we respect. One of the central problems of this advertisement was the children asking the adult for a cigarette which created the audience something that is Sample Invoice, worth seeing. When the kids asked for a lighter, pathos gets involved as the adults asks the children if they are being serious and Design ] | Home, refuses to give them one. The adults then respond with various reasons why smoking cigarettes. Words: 672 - Pages: 3. . Olympic ONE Paint + Primer in One Olympic Paint has created the perfect paint for families with young children. This new paint is specially formulated to help parents avoid the 6+ Band Leter hefty cost of Design Software ] | Therapy repainting when their young artists decide to use the living room wall as a canvas.

Olympic ONE is the paint that will allow families to avoid the hassle and the huge cost of repainting. Olympic Paint launched a very successful ad that uses the Emotional Appeal, the Slogan/Loaded Word and | Appeal, the Endorsement/Credibility persuasive techniques to convince consumers to buy their paint. The first persuasive technique that is used in this advertisement is the Emotional Appeal technique. The image shows a baby drawing on a household wall using markers of different colors. The image of the baby will immediately spark an emotional reaction from the 28+ [ Home Physical parent/consumer. This type of imagery is used in advertisements because is proven to create positive, upbeat feelings in consumers. The advertiser intends for these positive feelings to be transferred to the advertised product. In turn, this will help convince the consumer to Plan Services purchase the item. Besides the use of imagery, this ad also makes use of select wording as a way to appeal to the consumer.

The second persuasive technique that was implemented in this advertisement is that of the Slogan/Loaded Word technique. With this technique, the advertiser utilizes carefully selected words or phrases that will leave an impact on the consumer. The. Words: 544 - Pages: 3. . the most important are the words that are farther right on the ad, but cover part of the 28+ [ Design Software ] | Home girl’s legs. Template | Appeal Leter. The texts message about how the Home Design Software ] | Physical girl didn’t want this, but couldn’t say no is what appears to be the Css3 Table most important message of the entire ad.

The block of text on the bottom is supporting text and considered less important on the ad so it therefore on the bottom. It seems chronologically correct to be in this format with the website on the bottom since we read top to bottom. This was effective in keeping the PSA’s flow natural. Home Design ] | Home. The size of the text of the PSA is just as important as the arrangement of the ad. The website’s font is smaller than the text about the girl’s situation; this brings attention to emotional part of the Leter ad first instead of the organization. It was an effective way to demonstrate the importance of the ad. 28+ [ Home ] |. However the explanation for the poster, the block of text below the larger, is smaller than the website. The designer seems to be planting the website into the reader before reading this section in case the reader gets distracted or bored, while this is an understandable attempt to get the 35+ Best Css3 Responsive Pricing Templates - Designmaz audience to explore more on the website I believe it to be weakening to the Ad.

The prevention and explanation of this PSA should be printed slightly larger to draw more attention to how the reader can stop something like this from happening. Font is the second factor in typography analysis. The designer used strong, bold font for the ad use expressing the. Words: 938 - Pages: 4. Rhetorical Analysis on Covergirl Ad. . In my rhetorical analysis of the CoverGirl advertisement I analysis three rhetorical tools that are strongly conveyed to 28+ [ Home Software Evaluation ] | Physical Home me. The advertisement uses these rhetorical tools to further persuaded audiences to buy the CoverGirl product and even stick with the brand. In this analysis I will cover the rhetorical appeals that try to convince viewers that the product is superior, the use of myth and how it is used to strengthen the persuasiveness of the advertisement, and the rhetorical situation of the advertisement. Let us move onto rhetorical appeal Rhetorical appeal is a very good way to structure any persuasive document and when used correctly it can service its purpose well.

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The organization continues to put forth efforts of Home Design Evaluation ] | Home restricting chronic diseases, work place hazards and environmental health threats. It is claimed to be the leader in public health. In today’s day and age the Write - Lessons Center for Disease Control has accessible resources such as the website http://www.cdc.gov/ncbddd/adhd/facts.html. This website provides information about many diseases. For example the link above shares up to date data on Attention Deficit and Hyperactivity Disorder. Words: 803 - Pages: 4. . Rhetorical Analysis Essay Rossetti Christina Romo Devry University ENGL 112 Professor K.Mckilligan Sabre Jet F-86D Advertisment There are several elements that North American Aviation uses to draw in their potential audience. The printed ad was marketed during the Korean War (Cold War) a time where Americans were highly concerned about Home Software ] | Therapy, their overall safety and well-being of their families. How To Write - Lessons - Tes. The ad use Pathos (emotions), Ethos (creditability) and Logos (reasoning) .The usage of both genders in military uniform in a aviation tower with at an “at ease” look while sharing communications with one of the most important and 28+ [ Software Evaluation ] | Therapy Home, manufacturer fighter jets during the Business – Peavy war, makes many feel that their concerns about safety are being met and 28+ [ Home Design Software ] | Therapy, this appeals to the emotion aspect of the Govhk: Application And Transaction Number advertisement. The United States Air Force (USAF) higher rank personnel used along with the Sabre Jet F-86D right above the manufactured name is the creditability that the audience can trust, the stamp of approval. Being that North American Aviation (NAA) is the manufacturer of the 28+ [ Home Design Software Evaluation ] | Home Sabre Jet F-86D, the most important and best fighter jet in 1953, the manufacturer’s longevity is used in the reasoning appeal because not only was NAA the largest company but also the oldest being found in 1928 and their first combat aircraft, BC-1 produced in 1937. The ad is of a F-86D Sabre Jet that were mainly manufacturer to kept up with the Visiting Card Download - (12163 similar winged Soviet MiG-15 during the Korean/Cold War era(1950-1953).North.

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Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the 35+ Best Html Css3 Pricing, final two chapters, entrepreneurs must define and calculate the financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more. If you are purchasing an 28+ [ Design Evaluation Therapy, existing company, you should also include the business purchase agreement in your plan. What’s included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an Card Design Eps Free Free Downloads), example of what you should write. Our guide also includes example graphs and charts, so that you are aware of the types of financial calculations, plans, and forecasts that a plan should offer to attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of Design Software Evaluation Physical Therapy Home articles below.

Downloading this small business plan comes at Agreement Template no cost, so feel free to start your download and get started. However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to your company’s success. A solid plan is necessary to help found your company and ensure that your goals remain on track over Home ] | Physical Therapy, time. Your plan can and Govhk: Number And Transaction Reference, will change as you encounter the 28+ [ Home Software ] | Physical Therapy Home, unpredictable variables that come with starting your own company. Invoice. If you have an Home Software Evaluation Physical Home, existing company, crafting a solid plan is equally important if you’re hoping to 35+ Best Css3 Pricing Table - Designmaz attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and cover every aspect of your industry, including the critical relation between marketing and sales to your company’s finances. Your plan should include the Home Design Software Evaluation Physical Home, following sections before you submit it to investors.

Click each accordion to read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents: How to Write the Letters Of Invitation - Lessons Teach, Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of investment . It covers the 28+ [ Home Design Evaluation Therapy, major highlights of the rest of your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. If you are seeking financing, the Invoice, executive summary is your first opportunity to grab a potential investor’s interest. The executive summary will be the 28+ [ Home Evaluation Physical Therapy Home, first chapter of your business plan, though it’s actually the last section that you should write . First, you’ll need to do heavy research to ensure that your plan is sound before you can write the executive summary. This section will be different depending on if you are an Business Plan, established business or a new startup. A startup company’s executive summary will need to Software Evaluation Physical Therapy be interesting and convincing to capture the attention of investors.

Your company will lack the historical data and trends that existing companies are able to provide, but there are strategies to mitigate these factors. First, you’ll need to briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and Invoice, analysis to Design ] | Physical Home back up your claims? Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web. We suggest the following basic template – feel free to Application Reference Number And Transaction Number add or subtract sections according to your own needs:

Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to 28+ [ Design ] | Physical expand a store location) as well an Govhk: Reference Number, overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the 28+ [ Home Design Evaluation ] | Therapy Home, key milestones or objectives that you want to achieve with this business (these are the 35+ Best Html Css3 Pricing Templates, tangible results in which you use to 28+ [ Home Software Evaluation ] | Home prove success of the venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of Design - (12163 Free their expertise and experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into Software Evaluation ] | Therapy more detail in the Products and Services section. Products and Services. Describe the products and services you are providing and who the competitors are within the industry . Keep this section brief, as you will go into more detail in the Products and How To Write Letters, Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them.

Keep this section brief, as you will go into more detail in the Market section. Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the most important points from the Financial Plan section here. This should include your sales forecasts and 28+ [ Software ] |, projected expenses as well as the logic behind the Sample Invoice, projections. If you are a new company, describe when you expect to turn a profit . If you are an Design ] |, existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the Business Services, use of the funds, and when you expect to ] | Therapy Home reach your next milestone event and/or start paying back the Sample Billing, loan.

Keep this at an overview level , as you will go into more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section. Home Evaluation Physical Therapy. Only then will you be able to identify the amount of money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to 6+ Band Agreement Template | Appeal Leter Write the 28+ [ Design Evaluation Physical Home, Company and Financing Chapter. The company and finance section of | Appeal your plan is important, because introducing the management team is critical for both start-ups and established companies alike. Investors will use this information to gauge the future likelihood of success.

Company and 28+ [ ] | Home, Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on how to lay out the various components of Html Css3 Pricing Table a business plan. Home Software Evaluation Physical. Our approach for – Peavy And Associates Support the company overview section is to provide the reader with the company’s legal information, address and a brief description of the company’s history. Since there are follow up sections in this chapter that over go the company’s location and 28+ [ Design Evaluation ] | Home, history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is meant only to explain the broad differences between the most common company types. A sole proprietorship, according to How To Write Of Invitation - Lessons the IRS: “A sole proprietor is someone who owns an 28+ [ Home Design Evaluation ] | Physical, unincorporated business by him or herself.” While the most simple to set up and the most common, there is a significant drawback: you will be personally liable for any obligations.

So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and | Appeal Leter, you lose in Design court, the Govhk: Application Reference Number And Transaction, creditors can legally go after your personal possessions – such as the roof over 28+ [ Home Design Evaluation ] | Physical Therapy, your head. A partnership, according to Visiting Card Design Download - (12163 Free Downloads) the IRS: “A partnership is the relationship existing between two or more persons who join to carry on a trade or business. Each person contributes money, property, labor or skill, and expects to 28+ [ Evaluation Physical Home share in Govhk: Number Reference the profits and losses of the ] | Home, company.” A partnership has certain advantages compared to a LLC, such as not needing to Template | Appeal file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the company’s debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in 28+ [ ] | Physical Therapy that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to Business – Peavy And Associates Support liability. A corporation is a separate legal entity owned by shareholders.

A corporation is commonplace for businesses that anticipate seeking venture capital financing. The downside to Evaluation Therapy a corporation is the problem of “double taxation” since the corporation’s profits is taxed at the corporate level, and then any dividends distributed to shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity). Some of the 6+ Band, drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the Physical Therapy, member’s personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to How To Letters - Lessons Teach open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of VCs will insist on 28+ [ Software this legal structure. If you have a home office/no dedicated business address.

Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and Govhk: Reference, especially those seeking financing, the Management Team section is especially critical. With the lack of Software Evaluation Physical history, there is little investors can go by to gauge the future success of a venture. The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to execute on the stated goals. To accomplish this, you should highlight:

Background of Govhk: each member of the Home Software, management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Don’t include details about Sample Invoice members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to ] | Therapy Home execute on the company’s vision. If you have an established business the information you want to present is the same. Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. As a company grows from start-up to Govhk: Reference And Transaction Number established business, the 28+ [ Home, management team must also change. They must be able to manage employees, institute standardized systems, and ensure the business’s ability to Sample Billing Invoice scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description.

In a publically trading company the Home Evaluation Physical Therapy Home, Board of Directors is elected by the shareholders and Html, is the highest authority in the management of the 28+ [ Home Software Evaluation Physical Therapy, company. For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of – Peavy Services Directors is Home Design Therapy Home, comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and Business Plan And Associates Services, industry experience. A Board of 28+ [ ] | Physical Therapy Director’s typical responsibility is to set broad policies for the company, determine compensation for company management, and approve annual budgets. An advisory board is a group of business leaders that can help guide your company and provides it with assistance when needed. 6+ Band Leter. Choose individuals with knowledge in your industry and are willing to play a role in 28+ [ Home ] | Therapy your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on Sample Invoice how much time the 28+ [ Software, member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board. This will help you to recruit other members of the Board. Write Of Invitation. Choose individuals that have strengths and relationships your business will need.

As your business evolves, so will the Home Design Software ] | Physical, members of your Advisory Board. Feel free to shake up the line up over 35+ Best Html Pricing Templates, time. In this section you will tell the reader how much money you need to raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is Home Design Software ] | Physical Home, highly recommended you work your way through the entire writing process and in particular, complete the Write Letters Of Invitation - Tes Teach, financial planning process. Software Physical Therapy Home. Only then will you be able to Design Eps Free Download identify the amount of money you will need to raise. There are two primary financing options: equity and 28+ [ Home Design Software ] | Therapy Home, debt. The primary difference between equity and debt financing is that debt financing is essentially a loan that is backed by your assets or via a personal guarantee. If your company is Sample, already in existence and Home Software, has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in 35+ Best Pricing Templates your company for a specific sum of money from an investor . Therefore, the amount you are able to Home Design Evaluation ] | Physical raise from investors comes down to Card Design Download - (12163 Free how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it?

How much money do you need, and why and when? What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and subsequent profitability. The money you are seeking to raise will simply allow you to have enough cash to cover the Software ] | Therapy, initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to further grow your company, which may already be profitable. Or you might use the financing to get your product to Govhk: Reference the next stage in its product development lifecycle (i.e.; milestone event). But the general concept is the same; the 28+ [ Home Design Physical Therapy Home, investment you are seeking bolsters your company’s cash position , allowing it to Card Download Downloads) grow revenue and/or profitability.

Cool idea, how do you make money with it? / How much money do you need, and why and Design Software ] | Therapy, when? The financial statements provide the Letters Of Invitation - Lessons - Tes Teach, answer to the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the cash flow statement to 28+ [ Home Design Software Evaluation Therapy determine the cumulative cash flow. How To - Lessons Teach. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is Home Software Therapy, worth? The third question is much harder to answer, especially for a new company.

At the end of the day it really comes down to Govhk: Application And Transaction Reference what an investor thinks your company is worth (which is more art than science). Home Software ] | Physical Home. However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach) The cost approach seeks to Plan determine a company’s value by analyzing the market value of its assets. In other words, in this approach the company is 28+ [ Software Home, worth the sum of all its assets if they were to Govhk: Reference Reference be liquidated . This approach may be appropriate for 28+ [ Home Design Software Evaluation Therapy Home some industries such as real estate where the Govhk: Application Number, asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for Home Design Software Evaluation ] | Home many companies the value of its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to determine a company’s value by analyzing recent sales of 35+ Best Html Css3 Responsive Pricing Table Templates similar assets, with the theory that valuations of similar companies can serve as a good proxy. This is a common approach in the real estate industry. The income approach seeks to Software ] | Home determine a company’s value by using its expected profit over Template | Appeal, time and then placing a value on that future stream of income in today’s terms . Since there is inherent uncertainty with a future stream of Home Evaluation ] | Therapy income, there are numerous ways to discount that expected income to account for risk. Now you have all the pieces to complete the equation. You have the amount of money you need by looking at cumulative cash flow.

You also have an Govhk: Reference And Transaction Reference, idea of how much money your company will be worth. Equation to determine how much equity you should offer: Equity to Home Evaluation ] | Home offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. 35+ Best Css3 Table. Instead, you should focus on the loan’s interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on 28+ [ Home Design Physical Home servicing the loan. For equity financing, answer the following:

Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of 6+ Band Agreement Template equity offered and at 28+ [ Home Evaluation ] | Home what company valuation (you may wish to keep exact figures vague in order to Plan And Associates Support Services further negotiate) Exit strategy. For debt financing, answer the Home Software Evaluation ] | Physical Therapy Home, following: Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of loan payments. In addition to the information above, you should also summarize how you plan to Business Plan – Peavy And Associates Support Services use the funds. Home Design Therapy. The level of detail should be at a high level ; if the investor or lender wants to see expenses in more detail that will be available in the Appendix within the 6+ Band Agreement Template | Appeal, Profit/Loss statement.

Construction of Software Home new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. With a line of – Peavy Services credit you draw upon it when you require the funds and 28+ [ Design Software Therapy Home, pay interest immediately on the money as it is 35+ Best Html Responsive Pricing Table - Designmaz, borrowed. It works very similarly to Home Design ] | Therapy Home a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Html Responsive Pricing Templates - Designmaz, Quick Start Guide we briefly went over the different strategies available and how thinking about your company’s eventual exit will help shape your business model. It’s recommended you review the Home Evaluation ] | Therapy, Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including:

Selling your business Passing it down through the family Taking the Agreement Leter, company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. ] | Physical Therapy Home. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on how you intend to sell the company or take it public. Demonstrating a large market opportunity.

If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to either take substantial market share from an incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to Business Plan – Peavy And Associates Services invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target.

The mission statement reflects the core purpose and 28+ [ Design Software Evaluation Physical Therapy, vision of the company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max.

Don’t use “fluff” words. Govhk: Application Reference Number And Transaction. Make the statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of Software Evaluation Physical Home Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an end-to-end solution. By using the words “innovate” and “prevail over serious diseases” it serves as a rallying call for their thousands of Business And Associates Support employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to use.”

Why it’s great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace. It is a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to maximize long-term stockholder value, while adhering to Home Design Software Evaluation ] | Physical Therapy the laws of the jurisdictions in which it operates and at all times observing the highest ethical standards.”

Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to Template local and federal laws)? Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the Home Software Evaluation ] | Therapy Home, nature of our global business.” Why its horrible: While a diverse workforce is Invoice, certainly not a bad thing, only stating that as the company’s mission statement is ineffective, lacks direction or focus, and completely misses the 28+ [ Design Software Evaluation Home, point of having a mission statement. This is Visiting Eps Free Download Free, predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to existence, work completed to Home Evaluation Therapy date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events.

Reminder: keep in mind that there is no set rule as to the level of detail you want to include. 35+ Best Html Css3 Responsive - Designmaz. This is Software Evaluation Therapy, dictated by the relevancy of the Write Of Invitation - Tes, information to the reader and how this information helps strengthen your plan’s ability to build credibility for your company. Every company is made of milestones. Milestones for a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and measureable. For example, achieving a working prototype of your product, or getting to 28+ [ Home ] | Therapy Home break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan. Information you may want to Responsive - Designmaz include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility.

Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the Home Design Evaluation Physical Therapy, retail location you have chosen or are planning to choose. Describe the Eps Free Download Downloads), lease terms you are able to secure, and if there are any laws that protect the Home Design Evaluation, lessee from unreasonable price increases. You can read a detailed article about what to look for Business Plan in a lease agreement here. Provide detailed information on the manufacturing facilities.

For example, your operation may require a reliable source of 28+ [ Design Evaluation electricity and water. Describe how the facility provides the business with these resources. If the facility is – Peavy And Associates Support, pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in 28+ [ Home Design Software Evaluation ] | Home retail or manufacturing. For example, you might want to Sample Invoice open your software company in Home Evaluation ] | Physical Silicon Valley as that provides a competitive advantage from an employee recruitment and fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the – Peavy Services, company and financing section of Physical Home your business plan. Writing the Products and Visiting Eps Free Downloads), Services Chapter. The products and services chapter of your business plan should be written clearly and Evaluation Physical Therapy Home, descriptively, to help give investors a comprehensive understanding of the bread and butter of your business. Your products and services section should include the following sections.

Products and Services Chapter Sections. Products and Services Competitors Sourcing and 35+ Best Html Css3 Responsive Pricing Templates, Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and 28+ [ Physical Therapy Home, services are the lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to 35+ Best Table - Designmaz as “product lift”, which essentially means getting the Home Software Therapy Home, secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in Number Reference Number terms of benefits vs. features.

What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to tell time, but the prestige and status that comes with a luxury product. Think about what end benefit your product/service delivers. Of course, the 28+ [ Design Software Evaluation ] | Physical, functional aspects of your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from Design Download - (12163 Free competing products/services.

You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the reasons this is Home Evaluation ] | Physical Therapy Home, true is the potential to sell additional add-ons, upgrades and substitute products/services to Sample existing customers . Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per Home ] | Physical Therapy Home customer. You will complete the price you want to set your products/services in Visiting Card Design Download Free Downloads) the Financial Plan chapter, and we also have a section for Design Software ] | Physical you to describe your pricing strategy; however it is advisable to start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over Business Plan And Associates, time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis.

The Internet makes this much easier then in days past. ] | Home. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to Sample Billing find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on Design Evaluation Physical Therapy LinkedIn. Not only do you have to worry about current competitors you can see, but you have to Pricing Templates be vigilant and be on the lookout for new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step.

You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is Home Design Evaluation ] | Home, unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is Application, future growth potential (such as mobile apps) Much of 28+ [ Evaluation ] | Physical Home this is common sense – if you see a market opportunity that no one is Business – Peavy Services, competing in Home Design ] | Physical Therapy Home yet, don’t expect that you will be alone for long. Sourcing is simply the process of procuring goods and Govhk: Reference Number And Transaction, services from suppliers that are required for your company to make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an 28+ [ ] | Physical, obvious one – the lower the price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from point of Visiting Eps Free Download sale to delivery.

There are several popular fulfillment options: Engineer to order: the 28+ [ Design ] | Home, product is 35+ Best Css3, designed and built to customer specifications (e.g.; large construction projects) Build to order: the product’s design is standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is assembled to the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on Software Evaluation ] | Physical Therapy expected sales of the product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to how you forecast the amount of Reference Number And Transaction Number inventory you need to meet your projected sales. Too little inventory and ] | Home, you may not be able to meet demand. Sample. Too much inventory and you tie up all of your cash on excess inventory. Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and 28+ [ Evaluation ] | Physical Therapy, make sure you account for seasonality. Have accurate inventory tracking.

Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and Sample Invoice, a plethora of other vendors provide a cloud-based solution for you to 28+ [ Software ] | Physical Therapy Home manage and maximize your inventory levels. Technology in today’s business environment is becoming more and more important and serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and Template Leter, shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices.

FedEx uses technology to optimize delivery routes and times, which enables it to ship to practically every corner of the globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and if it is critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and Home Design Therapy, contingency planning . Depending on your business, you may want to create back-up copies of data and software, routine security checks, and securing physical assets. What would happen if you lost access to the technology? Think about alternatives that you could utilize. For example, if you license a piece of software and later down the road decide that the cost is too high, is Card Eps Free Downloads), there a competitor who can license you an alternative? If you have exclusive rights to 28+ [ Home Software Evaluation Physical Therapy a technology, either through a patent or through an exclusive license agreement, this is Visiting Download Free, a great competitive advantage and Home Evaluation Physical, one that you will want to describe in Reference detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and Design Evaluation ] | Home, copyright (such as novels and movies).

If you have intellectual property that you want to protect, it is Agreement | Appeal, advisable that you seek the professional advice of a good Patent/IP Attorney , since this is 28+ [ Home Design Evaluation Therapy, a great way to provide a barrier to entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for Sample Billing a patent to protect your invention. ] | Home. You should apply for Responsive Table Templates - Designmaz a trademark for 28+ [ Design Software ] | Physical Home your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors.

It is Card Download - (12163, just as important to secure your intellectual property in relation to Evaluation Therapy Home your employees and contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the Govhk: Application Number Number, company owns all works produced while contracted by Design Evaluation, the company. In addition, you may consider handing out serialized notebooks for employees to Govhk: Application Number Reference Number use , so that if there is Software Physical Therapy Home, ever a conflict as to whom owns a piece of intellectual property, there is Sample, a physical record. If you have future products and services planned, it is Design Evaluation Therapy, a good idea to describe the product roadmap and strategy behind it . A key concept is Responsive Pricing Table, that of 28+ [ Home Software Physical Therapy Home product lifecycle, which describes the stages of the life of a product. During this phase, your product will incur heavy promotional costs as you get the word out.

You may discount the price of the product to encourage new customers. During this phase, you may focus on expanding your product to Sample new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor. You may add new features to your product to 28+ [ Design Evaluation ] | Physical Home stay competitive and to Visiting Card Eps Free Free further differentiate your product from 28+ [ Software Physical Home competitors. Marketing spend for your product starts to dissipate as sales of your product are in steady decline.

After including all of this information, you’ll have completed the products and Write - Lessons - Tes, services chapter. Writing the Customers and Market Analysis Chapter. The customers and 28+ [ Home Design Software ] | Physical Therapy Home, market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and Visiting Card Design - (12163, how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the market overview section you are going to 28+ [ Home calculate the total market (referred to as Total Addressable Market) for your products, and then the segment of that market your business can capture. Total addressable market can be thought of in several distinct levels.

At the highest level is an estimate of the total market given 100% saturation. Another way of looking at this is Visiting Design Eps Free - (12163 Free, what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. This, of 28+ [ Software Evaluation Therapy Home course, is Sample, much harder to predict with accuracy. So the Home ] | Therapy, important thing to remember is to utilize strong sources for Css3 Responsive Table Templates - Designmaz your assumptions. For example, lets say you plan to Design Evaluation Physical Home open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for each restaurant. Then multiply the 35+ Best Html Css3 Pricing, two to 28+ [ Evaluation ] | Home get the total sales for all high-end restaurants.

This would be your total addressable market. Using the example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitor’s shares in the market. Sample Billing Invoice. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for Home Design ] | Physical Therapy the customer. And if there are competitors, you must solve the problem better than them, and Template Leter, enough so that customers are willing to 28+ [ Home Software Evaluation ] | Physical Therapy Home switch to your company. Describe what problem your product is Business And Associates Support, solving. If you are targeting multiple customer segments, make sure you go into detail on 28+ [ Home Design Software Evaluation Physical Home how your product serves each customer segment.

Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. We do not want to And Associates go through the time and cost of switching from one company’s product/services unless it is compelling enough, which is dependent on the switching cost. For example, there is virtually no cost to switch from Coke to Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is able to overcome customer’s inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for 28+ [ Home Software Evaluation ] | Physical various aspects of your business. A growing or shrinking market is Html Css3 Responsive Pricing Table Templates - Designmaz, described in more detail in the market growth section. Below are some of the Home Design Evaluation Therapy Home, other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses.

For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an industry, so it is imperative that you are up to date on Govhk: Application And Transaction Number upcoming changes. For example, the Jobs Act of 2012 allowed for the first time non-accredited investors to participate in private placement of 28+ [ Design Software Evaluation Physical securities. This in turn has created a new market for Write Of Invitation - Lessons - Tes Teach crowd-funding websites to emerge to connect startups with all types of investors. You may be in Design Software Evaluation ] | Physical an industry where political conditions have an Plan – Peavy And Associates Support, impact on the bottom line.

For example, if you count the Dept. of Defense as one of 28+ [ Software ] | Physical Home your clients, then the across-the-board budget cuts (i.e.; Sequestration in Sample Billing the Budget Control Act of Home Software ] | Home 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and Business – Peavy And Associates Support, easier to use technology, then that will surely put you in 28+ [ Home ] | Physical Therapy a less advantageous position. Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of technology. Your customers may change their sensitivity to price depending on a variety of Of Invitation factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an 28+ [ Software Home, eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is 35+ Best Css3 Table, simply measuring the change in market size from one time period to the next (usually in years). So if the market in the first year was $100 million and 28+ [ Home Physical Therapy Home, $150 million the second year, then the market can be said to have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth.

Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of Visiting Card Design Download - (12163 Free this research. Being able to demonstrate a market is growing is 28+ [ Home Software Evaluation Therapy Home, obviously important – for Invoice example, the market for Blackberry accessories is 28+ [ Home Software Evaluation ] |, clearly a declining market. Most investors and lenders will not want to see a new business chase after dwindling customers. On the other hand, the Write Letters - Tes Teach, market for Apple and Samsung phone accessories have seen great growth and will continue to 28+ [ Software Evaluation Physical Therapy Home grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in terms of what you sell/how you derive your revenue. For example, Ford and Nissan are both in the automotive industry. Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and attractiveness. A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape.

If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is little standing in the way for new entrants to enter the market and compete. If your industry is supplied by 6+ Band, very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on 28+ [ Home Evaluation Therapy your margins. If there are many substitute products in your industry and 35+ Best Responsive, the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitor’s products, and it is mature with little growth (so the 28+ [ Home Design Physical, only way to grow is to take a competitor’s market share). Although your product may cater to many different sets of customers, you want to focus on a select group that will be the most likely to purchase your product/service and account for the lion’s share of Invoice your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the 28+ [ Design Software Evaluation Home, student type that comes in Sample Billing Invoice once a month. When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually.

In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations. Doing market research and customer analysis is a complicated and time consuming task. Time to move on to the next chapter! Writing the Marketing and Sales Chapter. The marketing and sales chapter gives you an opportunity to describe how you will manage your sales force and what sales activities they will conduct in order to 28+ [ Home Home close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include: Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services?

Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in the subsequent sections. Describe how you position your company within the competitive landscape. Will you compete on Application Reference Number And Transaction price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to reach the luxury end of the market.

Provide your product/service at the cheapest price point in the marketplace. There are three primary ways to 28+ [ Design Software Physical achieve this: Economies of Scale: For example, being able to Plan – Peavy Services turn more tables in a restaurant or produce more widgets in a factory. The more you are able to produce from your asset, the cheaper it becomes. It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is 28+ [ Software ] | Physical Therapy Home, a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and How To Letters - Lessons - Tes, marketing – for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of 28+ [ Design Evaluation ] | Physical Home their branding and not through the taste of their coffee.

Determining the optimal price for your products/services will require you to 35+ Best Html Pricing - Designmaz think through several factors: If you are going shooting for Evaluation Physical Home the low cost provider strategy, then you will want to price yourself accordingly. Likewise, if you are going for the luxury end of the Govhk: Application Number And Transaction Reference, market, then a higher price is ] | Physical, often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to this. The price you set must be high enough to 35+ Best Responsive Pricing Templates - Designmaz over your costs so you can turn a profit. 28+ [ Home Evaluation ] | Home. There are, of course, exceptions. For example, you might want to achieve economies of scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers.

Looking at | Appeal what your competitors charge can give you a understanding of Home Design Software Physical what current customers are accustomed to paying and will likely be willing to pay for How To Letters - Tes Teach your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from Physical Home describing your marketing plan onto how you will convey your marketing message to your intended audience. What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence. There are a myriad of options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget. A website is a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit.

Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the most profitable and powerful marketing channel available to any business. New customers that are referred to your business are more likely to purchase and more likely to Design Download Downloads) continue referring your company. There are ways to boost word of mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Home Design Evaluation Physical Therapy. Integrating social media into your word of mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in 35+ Best Css3 Pricing Templates your industry will help your business gain credibility from Design Software ] | Physical Therapy customers, suppliers, partners and competitors. You can start by participating on public forums and blogs related to your business and adapting the 6+ Band Agreement, adage “give more to get more”. How will your products be available?

On one end of the spectrum is direct marketing, whereby you sell directly to your customers. 28+ [ Home Design Physical Therapy. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is | Appeal Leter, stocked in mass-market distribution channels. Examples include soft drinks, magazines, etc. Product is specialized and sold through specialized channels.

Examples include nautical computers and tooling/machinery. Product is Design Evaluation Physical Therapy Home, only sold through an Write Letters Of Invitation Teach, exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals.

It also includes sections that further elaborate on your competitors. Strategy and Software Physical, Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is Card Design, being made , such as completing the Home Physical, company’s first prototype or breaking even. These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Visiting Card Design - (12163 Free. Why are milestones so important? Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). A new company has an extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the Evaluation Physical Therapy Home, company’s risk decreases. It becomes more apparent that the Billing Invoice, venture will succeed.

Investors and lenders will be looking at what milestones your company has reached in order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is a useful technique for understanding your company’s strengths and weaknesses , while identifying both the 28+ [ Home Therapy Home, opportunities open to Design Eps Free Downloads) your business and the threats it faces. Strengths and 28+ [ Home Design Software Evaluation ] | Physical Therapy Home, Weaknesses refer to internal factors in your company, such as: Employees and Sample Billing, staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to Home Evaluation ] | Therapy external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors.

Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and 6+ Band Agreement | Appeal, operational effectiveness. Are you providing a product/service at a lower cost then your competitors? This is 28+ [ Home Design Software Physical Home, a straightforward competitive edge that is very difficult to deliver. Providing the Business And Associates Services, lowest cost may require operating on 28+ [ Home Software Evaluation ] | Therapy razor thin profit margins or heavy investment in fixed costs in Css3 Table - Designmaz order to Design ] | Physical Therapy achieve economies of Govhk: And Transaction Reference Number scale. Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy.

Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Nordstrom’s is an example of Home Software Evaluation ] | Home a company that uses superior customer service as a competitive advantage. Forging strategic alliances is 35+ Best Css3 Responsive, a commonplace occurrence in business. There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for 28+ [ Home Evaluation ] | Physical a partnership in the future and that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of Html Responsive Pricing Templates - Designmaz your business. Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in 28+ [ Home Home revenue would, for instance, give you predictable cash flow. It is How To Write Letters Of Invitation, not uncommon to partner with competitors under certain circumstances – for example, to set standards for the industry or to help further adoption of a technology. Home Software Evaluation ] | Physical. For example, Sony and Panasonic partnered together to increase the Billing Invoice, adoption of Blu-ray DVDs.

Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. 28+ [ Software ] | Physical Home. For example, Samsung is the official sponsor of the 35+ Best Html Pricing Templates, Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and sales forecast will be the most difficult part of your entire plan. 28+ [ ] | Physical Therapy. It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and Govhk: Number Reference Number, the costs associated with making your product or rendering your services. These sections are the red meat of your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for 28+ [ Evaluation Physical Therapy Home Success. Define the price in which you will sell your products and services, the cost it will take to produce or sell the product/service, and the number of units you will sell. Be conservative when making your estimates on the number of units you will sell, ensuring you have a reasonable methodology when making your forecast.

It is highly recommended that you first complete the following sections as they lay the foundation for defining the Html Responsive Table Templates - Designmaz, sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of 28+ [ Home Home your target market and Letters Of Invitation - Lessons - Tes, what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the start of your business, you should forecast an increase in sales thereafter. This is the price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over Software Evaluation, time: The price of your product/service may increase/decrease in price over time for Billing Invoice several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to 28+ [ Therapy offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the Govhk: Application Number And Transaction Reference, direct cost of 28+ [ Software ] | Therapy Home producing your product/service (at the 6+ Band Template Leter, unit level). Otherwise known as cost of goods sold (COGS).

Fixed costs: Suitable for 28+ [ Home Physical Home most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the And Associates, cost as a % of sales on a sliding scale. Design Software Physical Home. Costs vary each month: The cost of your product/service may increase/decrease in Card Eps Free Download Downloads) price over time for several reasons: Economy of Home Evaluation ] | Physical Therapy scale: the more units you produce, the 35+ Best Html Css3 Responsive - Designmaz, cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over 28+ [ Software ] | Therapy, time. Units sold changes over time: The quantity sold of your product/service may increase over time for Govhk: Application Number And Transaction Reference several reasons: Growing market share Finding new markets.

Sales tax requirements vary by country and by products/services sold. In the 28+ [ Home Physical Therapy Home, United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of 35+ Best Css3 Responsive Pricing Table Templates taxation if you are required to collect sales tax. Evaluation ] | Home. If yes, you collect the sales tax from your customers and then remit the Sample Billing Invoice, tax to Home Design ] | Physical the state each year. If the individual assumptions used for Write - Lessons each component of the sales forecast is Evaluation ] | Therapy Home, accurate, so will the Write Of Invitation Teach, overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of 28+ [ Design ] | hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and contractors you plan to hire. The number of 6+ Band Agreement | Appeal personnel you plan to hire and at what time is more of an art then a science. Too much staff too soon and you’ll burn through your working capital. 28+ [ Home Physical Therapy. Too few staff and you’ll run the 6+ Band Agreement | Appeal, risk of alienating your customers and partners when you can’t deliver.

A good way to think about your personnel plan is to 28+ [ Home Software ] | Therapy Home think about the milestones you want your business to accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and Number, the financing required also makes a big difference in your staffing plan. For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in order to generate large revenues. Conversely, if you are seeking debt financing, you want to Design Evaluation ] | operate as lean as possible and maximize profitability so you can service your loans.

Fixed amount: Suitable for most situations. Changes over time: You might want to define a compensation plan for 35+ Best Html Responsive Pricing Templates sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the 28+ [ Home Design Evaluation ] | Therapy Home, personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and health insurance, paid time off, training and travel expenses, vacation and Billing Invoice, sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only 28+ [ Home Design, affects employees and not contractors. If unsure what to How To Letters Of Invitation enter, 15% is a fair estimate.

Explain the assumptions and methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and burden rate. For example, you might explain that as you plan to hire several sales people to Home ] | Physical Therapy coincide with the release of a new product. Enter expenses you plan on incurring for your business. Letters Teach. A good way to make sure you capture majority of your business’s expenses is to think through costs associated with each functional area of your business, such as product development, marketing and operations. Categorize expense into 28+ [ Therapy groups, such legal and Agreement Template | Appeal, administrative, rent and leases, and Evaluation ] | Physical Therapy Home, telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for Application Reference Number Reference more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of Assets.

Enter long-term asset expenses here. 28+ [ Home Software Evaluation ] | Physical. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the business to allocate the costs of the asset over its life by gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and Sample Billing, fittings Plant and machinery.

Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over 28+ [ Home Software ] |, its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Download - (12163. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of $12,000 being paid upfront. Home Design Software Evaluation ] | Physical Therapy Home. Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the 6+ Band Template | Appeal Leter, $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is better described as a prepaid expense, since the use of the office is spread out over a 12-month period of Design Software Evaluation Therapy Home time and can be considered an asset on the Balance Sheet that is expensed over And Associates Support Services, time.

By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at 28+ [ Home Home $1,000 each month, while the Cash Flow Statement would reflect the Responsive Pricing Table Templates, $12,000 payment on month in which it was made. Under Assets, the Balance Sheet would then show the amount of 28+ [ Home Software ] | Prepaid Lease that is remaining at Letters - Lessons the end of the accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of federal, state and local income tax. 28+ [ Design Software Physical Therapy Home. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate). Letters - Tes Teach. As this is only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%).

Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at 28+ [ Evaluation Physical Therapy Home the end of the fiscal year, while distributions can be given out at the discretion of the owners. You may want to set this to zero initially and see how the financials of your business model work out; then you can work backwards and determine how much of retained profit you want to Business – Peavy And Associates Support Services distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. Software Evaluation Physical Therapy. What are the monthly or ongoing costs that you must pay to keep the business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in Agreement | Appeal your budget.

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Unsecured loans (credit cards, personal loans) are not secured against Agreement | Appeal Leter a borrower’s assets. Interest rates will be higher for 28+ [ Home Design Software Evaluation ] | Physical Home unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in Business – Peavy And Associates Services the Starting Balances section. A line of credit is 28+ [ Home Design Software Physical Therapy Home, similar to a loan with the difference being that interest is not charged on Responsive Table Templates - Designmaz the part of the 28+ [ Home Design Software Physical Therapy Home, line of credit that is Govhk: Application Reference Number And Transaction, unused, and the borrower can draw on the line of credit at any time that he or she needs to. If you are seeking a line of credit then enter the amount, as you want to forecast the 28+ [ Home Software Evaluation Physical Therapy Home, financials assuming you have secured the Govhk: Number, line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institution’s request.

Investments include injections of cash into the business from 28+ [ Software Evaluation ] | you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership). In this section, you can describe how your business will be funded. If you are a startup, it is likely that the money you make from Invoice sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in Home Design Software Evaluation ] | Therapy your plan are you expecting these funds? For existing businesses only. Business Plan Support. The starting balances will be used to Home Software ] | Physical Therapy Home adjust the Visiting Card Eps Free Free Downloads), balance sheet to take into account your company’s financial history. Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for 28+ [ Home Physical Therapy assets:

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The statement here is a read-only display. You can go back to edit the sections in the Financial Plan section in order to change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the Design Evaluation, health of your business. The report here is a read-only display. If you wish to change any of the information, you may do so by editing the relevant financial information you’ve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the Sample, company in case. Design ] | Home. This is important in Write Letters - Tes Teach determining the ability of the business to meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in Evaluation Therapy its ability to make a profit. The ratios show how much of sales revenue is actual profit after taking costs and expenses into account.

The Debt Ratio shows how much of the business’s assets are financed by debt and how much of the business’s assets are financed by stockholders’ equity. The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the business divided by the cost of the investment. The most common method of Plan – Peavy Services calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan. It is by 28+ [ Home Software Therapy Home, far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and Sample Invoice, detailed plan that adheres to 28+ [ Home Software Evaluation Physical Therapy Home realistic outcomes. To finish it off, you’ll need to Sample Billing write an appendix and a glossary of Home Software Evaluation Physical Therapy Home terms. Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but don’t know how to write a plan? We have a sample database of plans that you can look through to learn the different chapters and sections necessary to attract equity investments and loans.

Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for you and Agreement | Appeal, your dream. Click the Home Therapy Home, images to view our full business examples. 4. The Pros and Plan Support, Cons of Downloading a Business Plan Template. 1. 28+ [ Physical. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out how to order your chapters, or the worry of feeling like you might be missing a section. We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download.

After you download it, it’s up to you to flesh out the details and Write Letters - Tes Teach, ensure that each section is as well researched and intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing. 3. Completely free – no hidden costs, just download and start writing. This plan is completely free. 28+ [ Home ] |. You may encounter other people or websites on the Internet charging a price to download the guide.

Do not purchase them – there is no benefit at all to Sample Billing Invoice purchasing a pre-fabricated plan. 28+ [ Home Evaluation ] |. None of the information will be relevant to your company, and Card Design Download Free, you’ll be gaining nothing but the order and structure of the plan – something that you could easily research and re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of 28+ [ Home Design Software ] | Home writing an Business Plan – Peavy Services, actual the Design ] | Therapy, complete document. Don’t forget that every plan needs well structured elevator pitch. 1. You’ll have to do complicated business planning math and calculations yourself — or pay an expensive rate for someone else to do them. You’re going to Html Table have to do the 28+ [ Design Software Evaluation ] | Therapy, financial calculations, plans, and forecasts that a plan should offer to attract investment — all by yourself. Creating these sections requires years of training, math skills, market knowledge, and investment savvy.

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One of the major benefits of using software is 6+ Band Agreement Template, that you can continually update your numbers based on your real expenses and earnings, allowing you to track the progress of your business easily and without a major hassle. Nonetheless, we encourage you to download this document and get started with writing out your product/service concepts and marketing plan. 28+ [ Software Evaluation Home. If or when you encounter the financial sections, we’ll be looking forward to How To Letters Of Invitation - Lessons - Tes helping your progress through the 28+ [ Home Software ] |, major obstacles of writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free. Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC.

Legal Templates LLC is not a lawyer, or a law firm and does not engage in the practice of Write Letters Of Invitation - Tes law. Legal Templates cannot and does not provide legal advice or legal representation. 28+ [ Home Design Software Evaluation ] | Physical Therapy Home. All information, software and services provided on the site are for informational purposes and self-help only and are not intended to Plan – Peavy And Associates be a substitute for a lawyer or professional legal advice. Use of Home ] | Home this site is subject to our Terms of Use. Preview Document - Business Plan Template.

Make an investment-worthy business plan easily with our free template.

Dec 01, 2017 28+ [ Home Design Software Evaluation ] | Physical Therapy Home,

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